JBIS
ActiveSummary
JBIS has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €610k and a net result of €75k. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 88% of 2692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 7.23 against 6.77 in 2024; short-term debt: 11.8% and cash: 6% of total assets), and 11.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.2%
Return on assets
10.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
28 d early
2023
14 d early
2022
52 d early
2021
18 d late
2020
29 d early
2019
18 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€610k▲ 4.9%
2024 · €581k
2018: €331k
2019: €378k
2020: €443k
2021: €509k
2022: €512k
2023: €526k
2024: €581k
2018 → 2025
Total assets
€692k▲ 4.4%
2024 · €662k
2018: €340k
2019: €392k
2020: €469k
2021: €542k
2022: €596k
2023: €613k
2024: €662k
2018 → 2025
Net result
€75k▲ 0.2%
2024 · €75k
2018: €41k
2019: €48k
2020: €65k
2021: €67k
2022: €64k
2023: €70k
2024: €75k
2018 → 2025
Working capital
€509k▲ 9.0%
2024 · €467k
2018: €194k
2019: €249k
2020: €318k
2021: €388k
2022: €399k
2023: €421k
2024: €467k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€509k-€512k▲ 0.6%€526k▲ 2.8%€581k▲ 10.5%€610k▲ 4.9%
Operating result€76k-€86k▲ 12.8%€100k▲ 16.5%€103k▲ 2.8%€105k▲ 1.8%
Net result€67k-€64k▼ 5.0%€70k▲ 10.3%€75k▲ 6.5%€75k▲ 0.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 2% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €692k
Fixed assets
€101k ▼ 11.8%
Current assets
€591k ▲ 7.8%
Equity and liabilities €692k
Equity
€610k ▲ 4.9%
Debt
€82k ▲ 1.0%
Debt's share of the balance-sheet total falls from 12.2% to 11.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€118k▲
2024 · €117k
Cash flow
€88k▼
2024 · €89k
Current ratio
7.23▲
2024 · 6.77
Debt to equity
0.13▼
2024 · 0.14
ROE
12.3%▼
2024 · 12.8%
ROA
10.8%▼
2024 · 11.3%
Interest coverage
901.86▲
2024 · 720.54
Debt ≤ 1 year
€82k▲
2024 · €81k
Income taxes
€37k▲
2024 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€662k€692k▲
Fixed assets21/28€114k€101k▼
Tangible fixed assets22/27€114k€101k▼
Land and buildings22€98k€92k▼
Furniture and vehicles24€16k€8k▼
Current assets29/58€548k€591k▲
Amounts receivable within one year40/41€22k€22k=
Trade receivables40€22k€22k=
Current investments50/53€467k€527k▲
Cash at bank and in hand54/58€59k€42k▼
Deferred charges and accrued income490/1€212€278▲
Equity and liabilities
Total equity and liabilities10/49€662k€692k▲
Equity10/15€581k€610k▲
Reserves13€581k€610k▲
Distributable reserves133€581k€610k▲
Profit (loss) carried forward14€9€9=
Amounts payable17/49€81k€82k▲
Amounts payable within one year42/48€81k€82k▲
Trade debts44€564€165▼
Suppliers440/4€564€165▼
Taxes, remuneration and social security45€38k€38k▼
Taxes450/3€38k€37k▼
Remuneration and social security454/9-€185
Other amounts payable47/48€42k€44k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€13k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€120k€121k▲
Operating profit (loss)9901€103k€105k▲
Financial income75/76B€9k€7k▼
Recurring financial income75€9k€7k▼
Financial charges65/66B€162€131▼
Recurring financial charges65€162€131▼
Profit (loss) for the period before taxes9903€111k€112k▲
Income taxes67/77€37k€37k▲
Profit (loss) for the period9904€75k€75k▲
Profit (loss) for the period to be appropriated9905€75k€75k▲
Appropriation of the result
Profit (loss) to be appropriated9906€75k€75k▲
Profit (loss) brought forward from the previous period14P€9€9=
Transfer from equity791/2-€46k
Transfer to equity691/2€74k€74k▲
To other reserves6921€74k€74k▲
Profit to be distributed694/7€800€46k▲
Return on contributions (dividend)694€800€46k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €75k ▲0.2%
Operating result €105k, net result €75k, both a record.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
31-12
Financial
Equity above €500kEq €509k ▲14.9%
4 profitable years in a row build equity to €509k.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
18-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 18 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boulevard Montéfiore 134000 LiègeGround area
256 m²
Building footprint
61 m²
Volume, LiDAR
552 m³
Parcel 62804C0468/00W000, Wallonia · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JBIS Consulting
since 20072.164.002.791
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62804C0468/00W000 | Wallonia | 256 m² | 1 · 61 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500XJZ999LKDGQV84
Similar companies · same sector, comparable size
DVL CONSULTING
BE 0876.612.358
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GALT
BE 0833.896.726
Bonheiden · Eq €610,819
LTS INVEST
BE 0472.011.304
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WinFuse
BE 0871.704.059
Sint-Lambrechts-Woluwe · Eq €611,015
DIGITAL LEAD
BE 0683.551.278
Grâce-Hollogne · Eq €608,600
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 11,076 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-07-2007
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
58290Other software publishing
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.