JBH
ActiveSummary
JBH has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €55k and a net result of €3k. Equity is growing by ~22.4% per year across the filed fiscal years. Its solvency ranks better than 51% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▼-22
Solvency61▼-21
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity tight (current ratio 1.32 against 1.93 in 2024; short-term debt: 64.1% and cash: 42.4% of total assets), and 64.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.9%
Return on assets
2.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
7 d late
2023
1 d early
2022
on the day
2021
23 d late
2020
5 d late
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€55k▼ 31.9%
2024 · €81k
2018: €20k
2019: €20k
2020: €26k
2021: €28k
2022: €57k
2023: €67k
2024: €81k
2018 → 2025
Total assets
€154k▲ 8.8%
2024 · €142k
2018: €54k
2019: €41k
2020: €61k
2021: €65k
2022: €117k
2023: €124k
2024: €142k
2018 → 2025
Net result
€3k▼ 81.6%
2024 · €19k
2018: €5k
2019: €256
2020: €6k
2021: €1k
2022: €29k
2023: €9k
2024: €19k
2018 → 2025
Working capital
€31k▼ 40.3%
2024 · €52k
2018: €8k
2019: €11k
2020: €17k
2021: €6k
2022: €32k
2023: €48k
2024: €52k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€28k-€57k▲ 106%€67k▲ 16.4%€81k▲ 22.0%€55k▼ 31.9%
Operating result€5k-€41k▲ 716%€16k▼ 61.1%€29k▲ 80.0%€10k▼ 65.2%
Net result€1k-€29k▲ 1,937%€9k▼ 68.1%€19k▲ 103%€3k▼ 81.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 65% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €154k
Fixed assets
€24k ▼ 26.4%
Current assets
€130k ▲ 19.3%
Equity and liabilities €154k
Equity
€55k ▼ 31.9%
Debt
€99k ▲ 63.5%
Debt's share of the balance-sheet total rises from 42.7% to 64.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€26k▼
2024 · €44k
Cash flow
€20k▼
2024 · €34k
Current ratio
1.32▼
2024 · 1.93
Quick ratio
1.16▼
2024 · 1.78
Debt to equity
1.79▲
2024 · 0.75
ROE
6.3%▼
2024 · 23.4%
ROA
2.3%▼
2024 · 13.4%
Interest coverage
4.95▼
2024 · 12.04
Debt ≤ 1 year
€99k▲
2024 · €57k
Income taxes
€1k▼
2024 · €6k
Staff costs
€304k▲
2024 · €201k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet
Code20242025
Assets
Total assets20/58€142k€154k▲
Fixed assets21/28€33k€24k▼
Tangible fixed assets22/27€33k€24k▼
Plant, machinery and equipment23€13k€12k▼
Furniture and vehicles24€11k€8k▼
Leasing and similar rights25€2k-
Other tangible fixed assets26€6k€4k▼
Current assets29/58€109k€130k▲
Stocks and contracts in progress3€8k€16k▲
Stocks30/36€8k€16k▲
Amounts receivable within one year40/41€18k€14k▼
Trade receivables40€10k€9k▼
Other amounts receivable41€8k€5k▼
Cash at bank and in hand54/58€58k€65k▲
Deferred charges and accrued income490/1€25k€35k▲
Equity and liabilities
Total equity and liabilities10/49€142k€154k▲
Equity10/15€81k€55k▼
Contributions10/11€12k€12k=
Reserves13€61k€35k▼
Tax-exempt reserves132€3k€3k=
Distributable reserves133€58k€32k▼
Profit (loss) carried forward14€8k€8k=
Amounts payable17/49€60k€99k▲
Amounts payable after more than one year17€4k-
Financial debts170/4€4k-
Amounts payable within one year42/48€57k€99k▲
Current portion of amounts payable after more than one year42€6k€4k▼
Trade debts44€20k€21k▲
Suppliers440/4€20k€21k▲
Taxes, remuneration and social security45€25k€43k▲
Taxes450/3€4k€6k▲
Remuneration and social security454/9€22k€37k▲
Other amounts payable47/48€6k€31k▲
Accrued charges and deferred income492/3€105-
Income statement
Code20242025
Non-recurring operating income76A€5k-
Remuneration, social security and pensions62€201k€304k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€16k▲
Other operating charges640/8€2k€5k▲
Gross operating margin9900€247k€335k▲
Operating profit (loss)9901€29k€10k▼
Financial income75/76B-€103
Recurring financial income75-€103
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€25k€5k▼
Income taxes67/77€6k€1k▼
Profit (loss) for the period9904€19k€3k▼
Profit (loss) for the period to be appropriated9905€19k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€27k€11k▼
Profit (loss) brought forward from the previous period14P€8k€8k=
Transfer from equity791/2€4k€29k▲
Transfer to equity691/2€19k€3k▼
To other reserves6921€19k€3k▼
Profit to be distributed694/7€4k€29k▲
Return on contributions (dividend)694€4k€29k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €29k ▲1937%
Operating result €41k, net result €29k, both a record.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €256 ▼94.8%
Net result drops to €256, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fléron · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue François Blavier 94624 FléronGround area
1,341 m²
Building footprint
170 m²
Volume, LiDAR
1,389 m³
2 parcels, Wallonia · tallest building 13.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
AU GOUT DU JOUR
since 20102.187.518.957
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62089B0107/00E000 | Wallonia | 1,164 m² | 1 · 81 m² | 7.5 m · 2 fl. |
| 62098C0670/00G000 | Wallonia | 177 m² | 1 · 89 m² | 13.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAywaille2.187.518.957
Similar companies · same sector, comparable size
Lijsterbes
BE 0421.490.635
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J.R.L.
BE 0870.149.089
Namur · Eq €55,020
V.C. FOOD SUPPLIES
BE 0629.770.718
Lille · Eq €54,993
BELGA-MET
BE 0711.783.426
Sint-Jans-Molenbeek · Eq €54,692
Le bonheur est dans le pré
BE 0652.924.024
Hamois · Eq €54,567
Of 2,476 companies in sector 47279 we hold annual accounts for 950. 790 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-05-2010
Fiscal year end31-12
Activities, NACEBEL 2025
47279Other retail sale of food
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:jc.hautcourt@skynet.be
Phone:0498679707