Turnover
≈ €200,000 estimated
The micro format states no turnover.
JBDM
Lifetime
1 annual account with figurespeak €47,417 (2025)
€47,417
peak €329 (2025)
€329
peak €3,329 (2025)
€3,329
€144,124
Board3 names since 2024
2 directorsCÁRDENAS TRUJILLO Janeth Mónica and 1 other
Documentsfilings and deeds
27-08-202627 days late
2025micro format
First year with figures
Key points
from the 2025 annual accountsDebts
€144,124 98% of the balance sheet
Suppliers 45%Taxes and wages 8%Other 47%
Of this, €80,529 falls due within a year.
Board
1 left
A director left. Latest change 31-07-2026 · 2 in office.
2025 accounts filed 27 days after the deadline
Checked score
52
Fair
Financially stronger than 48% of micro companies in food and beverage service (NACE 56)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2025: 3.9%
12-2025: 3.9%● unchanged vs 11-2025
01-2026: 4.1%▲ +0.2 percentage points vs 12-2025
02-2026: 4.4%▲ +0.3 percentage points vs 01-2026
03-2026: 4.6%▲ +0.2 percentage points vs 02-2026
04-2026: 4.9%▲ +0.3 percentage points vs 03-2026
05-2026: 4.9%● unchanged vs 04-2026
06-2026: 5.3%▲ +0.4 percentage points vs 05-2026highest value
07-2026: 5.3%● unchanged vs 06-2026
08-2026: 5.1%▼ -0.2 percentage points vs 07-2026
09-2026: 2.6%▼ -2.5 percentage points vs 08-2026lowest value
10-2026: 2.7%▲ +0.1 percentage points vs 09-2026
11-2026: 2.7%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Founded in 2024
Sector: Food and beverage service activities (NACE 56)
Size: total assets €147,453
lowers risk
Liquidity: current ratio 1.38, cash €59,811
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 27% of them on solvency, 76% on liquidity and 42% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,135 companies had the same profile as JBDM has now. Each dot stands for 6 companies, two years later.
92.0%
were still trading
2.3%
stopped another way
5.2%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of JBDM itself: 2.7% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,135 companies, not a prediction for JBDM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
27 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Resignation: Orega Cardenas Jaïr (director)
General meeting of 30-07-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1015511212
Incorporation
Founding capital of €3,000, 300 shares · Founder: CÁRDENAS TRUJILLO Janeth Mónica · Appointments: CÁRDENAS TRUJILLO Janeth Mónica (director) and ORTEGA CARDENAS Jaïr Steev (director) · published on 28-10-2024 · Gazette deed
First establishment
't schuurke, Vleminkstraat 49, Aarschot
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JBDM Aarschot | €147,453 | €47,417 | 2.3% | - |
| RNQN Dilsen-Stokkem | €150,397 | €45,771 | 23.8% | - |
| DEN TUUS Asse | €127,021 | €43,821 | 26.6% | - |
| Elephant Coffee Tournai | €117,627 | €46,955 | 16.2% | - |
| AMK Concept La Hulpe | €125,299 | €61,863 | -44.1% | - |
| DE NIEUWE KLOK Ninove | €150,076 | €37,496 | 32.8% | - |
| ARNAUTOVIC Grâce-Hollogne | €180,515 | €43,118 | 8.0% | - |
These companies have the same main activity as JBDM: cafés and bars (NACE 56301). They are comparable in size and age: total assets between €118,000 and €181,000, founded between 2023 and 2025.
Official details
Source: KBO- Status
- Active since 24-10-2024Normal situation
- Activity
- Cafés and barsNACE 56301
- Establishment unit
- 2.366.587.9843201 Aarschot, since 24-10-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 08-12-2025
Insights on JBDM
The computed 12-month bankruptcy probability of JBDM is 2.7% (moderate). The 2025 annual accounts show equity of €3,329 and a net result of €329.
Its solvency ranks better than 28% of 17,158 sector peers (NACE 56, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JBDM
- What is the company number of JBDM?
- The company number of JBDM is 1015.511.212. The VAT number is the same number with BE in front: BE 1015.511.212.
- Where is JBDM based?
- The registered office is at Vleminkstraat 49, 3201 Aarschot.Company details
- What does JBDM do?
- According to the KBO register, the main activity is cafés and bars (NACE 56301).
- What is the legal form of JBDM?
- JBDM is a private limited company (BV).
- When was JBDM founded?
- JBDM was founded on 24-10-2024.
- Is JBDM still active?
- Yes, JBDM is an active enterprise in the KBO register.
- What is the turnover of JBDM?
- The turnover in financial year 2025 is ≈ €200,000. This figure is estimated from the gross margin of €47,417 and 38 comparable companies (NACE 56301). It probably lies between €130,000 and €260,000.Financials
- Is JBDM profitable?
- In financial year 2025, JBDM made a profit of €329.
- Where can I find the annual accounts of JBDM?
- JBDM filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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