JBCO
ActiveJBCO has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65k and a net result of €8k. Equity is growing by ~16.9% per year across the filed fiscal years. Its solvency ranks better than 85% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▼-21
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 5.7 against 7.9 in 2024; short-term debt: 12.9% and cash: 59.7% of total assets), and 12.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.1%
Return on assets
10.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
28 d late
2024
22 d late
2023
49 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€65k▲ 13.4%
2024 · €57k
2023: €45k
2024: €57k
2023 → 2025
Total assets
€74k▲ 18.4%
2024 · €63k
2023: €48k
2024: €63k
2023 → 2025
Net result
€8k▼ 34.4%
2024 · €12k
2023: €44k
2024: €12k
2023 → 2025
Working capital
€45k▲ 15.6%
2024 · €39k
2023: €36k
2024: €39k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€45k-€57k▲ 25.6%€65k▲ 13.4%
Operating result€56k-€18k▼ 67.7%€8k▼ 54.6%
Net result€44k-€12k▼ 73.8%€8k▼ 34.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 55% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €74k
Fixed assets
€20k▲ 8.6%
Current assets
€54k▲ 22.4%
Equity and liabilities €74k
Equity
€65k▲ 13.4%
Debt
€10k▲ 69.6%
The debt ratio rises from 9.0% to 12.9%. Equity and debt are higher.
Key figures and ratios
Solvency
87.1%▼
2024 · 91.0%
Current ratio
5.70▼
2024 · 7.90
Quick ratio
5.70▼
2024 · 7.90
Debt / equity
0.15▲
2024 · 0.10
ROE
11.8%▼
2024 · 20.4%
ROA
10.3%▼
2024 · 18.5%
Debt
€10k▲
2024 · €6k
Debt ≤ 1 year
€10k▲
2024 · €6k
Income taxes
€0▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€63k€74k▲
Fixed assets21/28€18k€20k▲
Tangible fixed assets22/27€17k€17k=
Furniture and vehicles24€17k€17k=
Financial fixed assets28€600€2k▲
Current assets29/58€44k€54k▲
Amounts receivable within one year40/41€1k€10k▲
Trade receivables40€960€10k▲
Other amounts receivable41€233€0▼
Cash at bank and in hand54/58€43k€44k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€63k€74k▲
Equity10/15€57k€65k▲
Contributions10/11€1k€1k=
Reserves13€56k€64k▲
Distributable reserves133€56k€64k▲
Amounts payable17/49€6k€10k▲
Amounts payable within one year42/48€6k€10k▲
Trade debts44€265€930▲
Suppliers440/4€265€930▲
Taxes, remuneration and social security45-€1k
Taxes450/3-€1k
Other amounts payable47/48€5k€7k▲
Income statement
Code20242025
Other operating charges640/8€118€120▲
Gross operating margin9900€18k€8k▼
Operating profit (loss)9901€18k€8k▼
Financial income75/76B€28€309▲
Recurring financial income75€28€309▲
Financial charges65/66B€643€960▲
Recurring financial charges65€643€960▲
Profit (loss) for the period before taxes9903€18k€8k▼
Income taxes67/77€6k€0▼
Profit (loss) for the period9904€12k€8k▼
Profit (loss) for the period to be appropriated9905€12k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€8k▼
Transfer to equity691/2€12k€8k▼
To other reserves6921€12k€8k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet €8k ▼34.4%
Net result drops to €8k, the lowest in the series.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Maria-Theresialei 62018 AntwerpenGround area
525 m²
Building footprint
401 m²
Volume, LiDAR
13,952 m³
Parcel 11808H1207/00B006, Flanders · tallest building 42.2 m, ±13 floors. Linked by address, not a title deed.
1 establishment unit
JBCO
since 20232.344.533.055
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H1207/00B006 | Flanders | 525 m² | 1 · 401 m² | 42.2 m · 13 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PARFINANS
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 39,316 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-04-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:jordensbart@gmail.com
Phone:0478422024