Summary
"JB STRATEGY" is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €106,634 and a net result of €41,638. Equity is growing by ~59% per year across the filed fiscal years. Its solvency ranks better than 87% of 8102 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
27 d late
2024
27 d late
2023
30 d late
2022
25 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 27 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 August (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€106,634▲ 64.1%
2024 · €64,997
Net result
€41,638▲ 50.9%
2024 · €27,600
Total assets
€119,869▲ 49.1%
2024 · €80,372
Solvency
89.0%▲ 8.1pp
2024 · 80.9%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€10,566-€35,966▲ 240%€34,550▼ 3.9%€52,336▲ 51.5%
Net result€8,159within the sector's middle half-€28,037within the sector's middle half▲ 244%€27,600within the sector's middle half▼ 1.6%€41,638within the sector's middle half▲ 50.9%
Equity€9,359below the sector's middle half-€37,396below the sector's middle half▲ 300%€64,997within the sector's middle half▲ 73.8%€106,634within the sector's middle half▲ 64.1%
Total assets€40,810below the sector's middle half-€54,370below the sector's middle half▲ 33.2%€80,372below the sector's middle half▲ 47.8%€119,869below the sector's middle half▲ 49.1%
Debt€31,451-€16,974▼ 46.0%€15,376▼ 9.4%€13,235▼ 13.9%
Working capital€9,359within the sector's middle half-€36,516within the sector's middle half▲ 290%€64,539within the sector's middle half▲ 76.7%€106,599within the sector's middle half▲ 65.2%
Solvency22.9%below the sector's middle half-68.8%within the sector's middle half▲ 45.8pp80.9%above the sector's middle half▲ 12.1pp89.0%above the sector's middle half▲ 8.1pp
Current ratio1.30within the sector's middle half-3.15within the sector's middle half▲ 1.855.20above the sector's middle half▲ 2.059.05above the sector's middle half▲ 3.86
Return on assets (ROA)20.0%within the sector's middle half-51.6%above the sector's middle half▲ 31.6pp34.3%above the sector's middle half▼ 17.2pp34.7%above the sector's middle half▲ 0.4pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 51% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €119,869
Fixed assets
€35 ▼ 92.4%
Current assets
€119,834 ▲ 50.0%
Equity and liabilities €119,869
Equity
€106,634 ▲ 64.1%
Debt
€13,235 ▼ 13.9%
Debt's share of the balance-sheet total falls from 19.1% to 11.0%. Equity is higher and debt is lower.
Key figures and ratios
ROE
39.0%▼
2024 · 42.5%
Debt ≤ 1 year
€13,235▼
2024 · €15,376
Income taxes
€12,539▲
2024 · €8,461
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €388 | €423 | €423 | = |
| Other operating charges640/8 | €363 | €430 | €713 | €627 | ▼ 12.1% |
| Gross operating margin9900 | €10,929 | €36,785 | €35,686 | €53,386 | ▲ 49.6% |
| Operating profit (loss)9901 | €10,566 | €35,966 | €34,550 | €52,336 | ▲ 51.5% |
| Financial income75/76B | - | €545 | €1,789 | €2,036 | ▲ 13.8% |
| Recurring financial income75 | - | €545 | €1,789 | €2,036 | ▲ 13.8% |
| Financial charges65/66B | €7 | €233 | €277 | €196 | ▼ 29.3% |
| Recurring financial charges65 | €7 | €233 | €277 | €196 | ▼ 29.3% |
| Profit (loss) for the period before taxes9903 | €10,559 | €36,278 | €36,061 | €54,176 | ▲ 50.2% |
| Income taxes67/77 | €2,400 | €8,241 | €8,461 | €12,539 | ▲ 48.2% |
| Profit (loss) for the period9904 | €8,159 | €28,037 | €27,600 | €41,638 | ▲ 50.9% |
| Profit (loss) for the period to be appropriated9905 | €8,159 | €28,037 | €27,600 | €41,638 | ▲ 50.9% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €40,810 | €54,370 | €80,372 | €119,869 | ▲ 49.1% |
| Fixed assets21/28 | - | €881 | €458 | €35 | ▼ 92.4% |
| Tangible fixed assets22/27 | - | €881 | €458 | €35 | ▼ 92.4% |
| Furniture and vehicles24 | - | €881 | €458 | €35 | ▼ 92.4% |
| Current assets29/58 | €40,810 | €53,489 | €79,914 | €119,834 | ▲ 50.0% |
| Amounts receivable within one year40/41 | €18,332 | €29,695 | €37,679 | €54,532 | ▲ 44.7% |
| Trade receivables40 | €18,332 | €10,491 | - | €12,230 | - |
| Other amounts receivable41 | - | €19,204 | €37,679 | €42,302 | ▲ 12.3% |
| Cash at bank and in hand54/58 | €22,477 | €23,794 | €42,236 | €65,302 | ▲ 54.6% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €40,810 | €54,370 | €80,372 | €119,869 | ▲ 49.1% |
| Equity10/15 | €9,359 | €37,396 | €64,997 | €106,634 | ▲ 64.1% |
| Contributions10/11 | €1,200 | €1,200 | €1,200 | €1,200 | = |
| Profit (loss) carried forward14 | €8,159 | €36,196 | €63,797 | €105,434 | ▲ 65.3% |
| Amounts payable17/49 | €31,451 | €16,974 | €15,376 | €13,235 | ▼ 13.9% |
| Amounts payable within one year42/48 | €31,451 | €16,974 | €15,376 | €13,235 | ▼ 13.9% |
| Trade debts44 | €12,068 | €58 | - | - | - |
| Suppliers440/4 | €12,068 | €58 | - | - | - |
| Taxes, remuneration and social security45 | €8,835 | €16,916 | €15,376 | €13,235 | ▼ 13.9% |
| Taxes450/3 | €8,835 | €16,916 | €15,376 | €13,235 | ▼ 13.9% |
| Other amounts payable47/48 | €10,548 | - | - | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8,159 | €28,037 | €27,600 | €41,638 | ▲ 50.9% |
| + Depreciation and write-downs630 | - | €388 | €423 | €423 | = |
| Operating cash flow (approximation) | €8,159 | €28,426 | €28,023 | €42,061 | ▲ 50.1% |
| Investment in fixed assets (approximation) | - | - | €0 | €0 | - |
| Change in cash | - | €1,317 | €18,442 | €23,066 | ▲ 25.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Highest result since 2022net €41,638 ▲50.9%
Operating result €52,336, net result €41,638, both a record.
31-12
Financial
Equity above €100,000Eq €106,634 ▲64.1%
4 profitable years in a row build equity to €106,634.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 3.15
Current ratio from 1.30 to 3.15; short-term debt falls from €31,451 to €16,974.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
Ground area
153 m²
Building footprint
152 m²
Volume, LiDAR
4,049 m³
Parcel 11808H1198/00E005, Flanders · tallest building 31.4 m, ±9 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
"JB STRATEGY"
since 20222.333.442.292
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H1198/00E005 | Flanders | 153 m² | 1 · 152 m² | 31.4 m · 9 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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Of 24,721 companies in this sector we hold annual accounts for 19,804. 12,478 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded04-07-2022
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Contact
Website
www.jb-strategy.eu
E-mail
joyce.brief@jb-strategy.eu
E-invoicing
Reachable via Peppol
Peppol ID
0208:0788193591
Also
9925:BE0788193591
Registered
05-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.