JB - SIGNS
ActiveJB - SIGNS has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87k and a net result of €-1k. Equity is growing by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 62% of 950 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
78
/ 100
Excellent▲ +13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency98▲+12
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.93 against 1.45 in 2024), and 35.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Sector 18
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
31 d late
2023
30 d late
2022
4 d early
2021
5 d early
2020
4 d early
2019
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€87k▼ 1.5%
2024 · €88k
2018: €76k
2019: €55k
2020: €71k
2021: €84k
2022: €82k
2023: €91k
2024: €88k
2018 → 2025
Total assets
€135k▼ 7.5%
2024 · €146k
2018: €129k
2019: €172k
2020: €244k
2021: €225k
2022: €203k
2023: €201k
2024: €146k
2018 → 2025
Net result
€-1k▲ 60.2%
2024 · €-3k
2018: €16k
2019: €6k
2020: €17k
2021: €15k
2022: €-3k
2023: €11k
2024: €-3k
2018 → 2025
Working capital
€29k▲ 101%
2024 · €14k
2018: €52k
2019: €-11k
2020: €-4k
2021: €25k
2022: €-697
2023: €11k
2024: €14k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€84k-€82k▼ 3.2%€91k▲ 12.0%€88k▼ 3.6%€87k▼ 1.5%
Operating result€25k-€-36€18k€-573€2k
Net result€15k-€-3k€11k€-3k€-1k▲ 60.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €2k after a loss of €573 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €135k
Fixed assets
€75k▼ 24.6%
Current assets
€60k▲ 29.1%
Equity and liabilities €135k
Equity
€87k▼ 1.5%
Debt
€48k▼ 16.8%
The debt ratio falls from 39.6% to 35.6%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€34k▲
2024 · €32k
Cash flow
€30k▲
2024 · €29k
Solvency
64.4%▲
2024 · 60.4%
Current ratio
1.93▲
2024 · 1.45
Quick ratio
1.73▲
2024 · 1.26
Debt / equity
0.55▼
2024 · 0.66
ROE
-1.5%▲
2024 · -3.8%
ROA
-1.0%▲
2024 · -2.3%
Interest coverage
21.17▲
2024 · 16.02
Debt
€48k▼
2024 · €58k
Debt ≤ 1 year
€31k▼
2024 · €32k
Debt > 1 year
€17k▼
2024 · €26k
Income taxes
€2k▲
2024 · €897
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€146k€135k▼
Fixed assets21/28€100k€75k▼
Tangible fixed assets22/27€100k€75k▼
Land and buildings22€26k€20k▼
Plant, machinery and equipment23€16k€9k▼
Furniture and vehicles24€57k€47k▼
Current assets29/58€46k€60k▲
Stocks and contracts in progress3€6k€6k▼
Stocks30/36€6k€6k▼
Amounts receivable within one year40/41€20k€19k▼
Trade receivables40€18k€17k▼
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58€12k€23k▲
Deferred charges and accrued income490/1€8k€12k▲
Equity and liabilities
Total equity and liabilities10/49€146k€135k▼
Equity10/15€88k€87k▼
Contributions10/11€53k€53k=
Reserves13€38k€38k=
Tax-exempt reserves132€278€278=
Distributable reserves133€37k€37k=
Profit (loss) carried forward14€-3k€-4k▼
Amounts payable17/49€58k€48k▼
Amounts payable after more than one year17€26k€17k▼
Financial debts170/4€26k€17k▼
Amounts payable within one year42/48€32k€31k▼
Current portion of amounts payable after more than one year42€21k€13k▼
Trade debts44€4k€9k▲
Suppliers440/4€4k€9k▲
Taxes, remuneration and social security45€8k€9k▲
Taxes450/3€8k€9k▲
Other amounts payable47/48€105€0▼
Accrued charges and deferred income492/3€136€136=
Income statement
Code20242025
Non-recurring operating income76A-€702
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€32k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€887-
Other operating charges640/8€4k€4k▲
Gross operating margin9900€37k€38k▲
Operating profit (loss)9901€-573€2k▲
Financial income75/76B€19€57▲
Recurring financial income75€19€57▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-3k€487▲
Transfer from deferred taxes780€116-
Income taxes67/77€897€2k▲
Profit (loss) for the period9904€-3k€-1k▲
Transfer from tax-exempt reserves789€465-
Profit (loss) for the period to be appropriated9905€-3k€-1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-4k▼
Profit (loss) brought forward from the previous period14P€23€-3k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Weakest financial yearnet €-3k ▼129%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €17k ▲174%
Net result €17k, the highest in the series.
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zulte · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Petegemstraat 2-39870 ZulteGround area
628 m²
Building footprint
246 m²
Parcel 44037A0929/00A002, Flanders. Linked by address, not a title deed.
1 establishment unit
JB Signs
since 20032.133.228.255
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44037A0929/00A002 | Flanders | 628 m² | 1 · 246 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DACTY-MOT
BE 0841.736.603
Wanze · Eq €87k
PIXELS - MOUTHUY
BE 0454.893.574
Courcelles · Eq €86k
Yuzu
BE 0630.671.927
Schoten · Eq €86k
CREERCOLLER
BE 0830.882.697
Dinant · Eq €86k
TRACES T.E.I. Belgium
BE 0874.767.972
Florennes · Eq €88k
Of 2,853 companies in sector 18130 we hold annual accounts for 828. 694 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-12-1994
Fiscal year end31-12
Activities, NACEBEL
18130Pre-press and pre-media services
22240
47400Retail sale of information and communication equipment
47410Retail trade
47620Retail trade
47621Retail sale of newspapers and periodicals
52470
52487
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
73110Advertising agencies
74401
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.jbsigns.be
E-mail:info@jbsigns.be