JB MULTI-SERVICES
Open bankruptcyA bankruptcy procedure is open for JB MULTI-SERVICES according to publications in the Belgian State Gazette; curator: Philippe DECHAMPS.
Summary
The 2022 annual accounts show negative equity (-€93,595) and a net result of -€20,830.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- French-language Enterprise Court of Brussels
- Declared bankrupt
- 19 May 2025
- Supervising judge
- Hugues De Montjoye
- Official Gazette
- 23-05-2025 (pdf) ↗search the document for 2025/121811
Curator
- Philippe DechampsDreve Des Renards 8/7, 1180 Ucclephilippe@dechamps-avocat.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
Deadlines: the judgment sets the last day to file your claim, by law at most thirty days after the judgment, and the day of the first verification report. Both dates are in the publication in the Official Gazette and in RegSol; Checked does not read them yet. A late claim is sometimes still possible, but not without consequences.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help. Full guide for creditors
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 23-08-2023, 23 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
23 d late
2021
23 d early
2020
9 d early
2019
90 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 4 accounts on average 20 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Address check Are there other customers at risk in your own list?Debtor check
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2022, micro schema
Equity
-€93,595▼ 28.6%
2021 · -€72,766
Total assets
€30,560▼ 18.7%
2021 · €37,582
Net result
-€20,830
2021 · €15,906
Working capital
-€2,834
2021 · €12,162
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20182019202020212022
Operating result€22,450-€8,405▼ 62.6%-€26,072-€21,289▲ 18.3%-€25,688▼ 20.7%
Net result€21,633-€7,485▼ 65.4%-€16,877€15,906-€20,830
Equity-€79,280--€71,795▲ 9.4%-€88,671▼ 23.5%-€72,766▲ 17.9%-€93,595▼ 28.6%
Total assets€51,070-€33,264▼ 34.9%€33,208▼ 0.2%€37,582▲ 13.2%€30,560▼ 18.7%
Debt€130,351-€105,059▼ 19.4%€121,880▲ 16.0%€110,347▼ 9.5%€124,155▲ 12.5%
Working capital€4,728-€486▼ 89.7%-€9,893€12,162-€2,834
Staff (FTE)3-3=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €25,688 in 2022 against €21,289 in 2021; the loss grows.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €30,560
Fixed assets
€9,896 ▼ 37.1%
Current assets
€20,664 ▼ 5.4%
Key figures and ratios
EBITDA
-€19,854▼
2021 · -€15,139
Cash flow
-€14,997▼
2021 · €22,056
Solvency
-306.3%▼
2021 · -193.6%
Current ratio
0.88▼
2021 · 2.26
Quick ratio
0.58▼
2021 · 1.55
Debt to equity
-1.33▲
2021 · -1.52
ROA
-68.2%▼
2021 · 42.3%
Interest coverage
-139.72▼
2021 · -110.56
Debt ≤ 1 year
€23,498▲
2021 · €9,690
Debt > 1 year
€100,657=
2021 · €100,657
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,731 | €6,749 | €6,497 | €6,150 | €5,833 | ▼ 5.1% |
| Other operating charges640/8 | - | - | - | €95 | €2,111 | ▲ 2,132% |
| Gross operating margin9900 | €53,390 | €58,851 | -€19,112 | -€15,044 | -€17,744 | ▼ 17.9% |
| Operating profit (loss)9901 | €22,450 | €8,405 | -€26,072 | -€21,289 | -€25,688 | ▼ 20.7% |
| Financial income75/76B | - | - | - | €37,331 | €5,000 | ▼ 86.6% |
| Recurring financial income75 | €7 | - | - | €37,331 | €5,000 | ▼ 86.6% |
| Non-recurring financial income76B | - | - | - | €37,331 | €5,000 | ▼ 86.6% |
| Financial charges65/66B | - | - | - | €137 | €142 | ▲ 3.8% |
| Recurring financial charges65 | - | €919 | €156 | €137 | €142 | ▲ 3.8% |
| Profit (loss) for the period before taxes9903 | €21,633 | €7,485 | -€16,877 | €15,906 | -€20,830 | ▼ 231% |
| Profit (loss) for the period9904 | €21,633 | €7,485 | -€16,877 | €15,906 | -€20,830 | ▼ 231% |
| Profit (loss) for the period to be appropriated9905 | €21,633 | €7,485 | -€16,877 | €15,906 | -€20,830 | ▼ 231% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €51,070 | €33,264 | €33,208 | €37,582 | €30,560 | ▼ 18.7% |
| Fixed assets21/28 | €27,164 | €28,377 | €21,880 | €15,730 | €9,896 | ▼ 37.1% |
| Tangible fixed assets22/27 | €25,814 | €27,027 | €20,530 | €14,380 | €8,546 | ▼ 40.6% |
| Other tangible fixed assets26 | - | - | - | €14,380 | €8,546 | ▼ 40.6% |
| Financial fixed assets28 | €1,350 | €1,350 | €1,350 | €1,350 | €1,350 | = |
| Current assets29/58 | €23,906 | €4,887 | €11,329 | €21,852 | €20,664 | ▼ 5.4% |
| Stocks and contracts in progress3 | - | - | €5,664 | €6,824 | €6,925 | ▲ 1.5% |
| Stocks30/36 | - | - | - | €6,824 | €6,925 | ▲ 1.5% |
| Amounts receivable within one year40/41 | €1,753 | €3,185 | €3,779 | €5,008 | €7,349 | ▲ 46.7% |
| Trade receivables40 | - | - | - | €800 | €800 | = |
| Other amounts receivable41 | - | - | - | €4,208 | €6,549 | ▲ 55.6% |
| Cash at bank and in hand54/58 | €22,153 | €1,702 | €1,886 | €10,020 | €6,390 | ▼ 36.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €51,070 | €33,264 | €33,208 | €37,582 | €30,560 | ▼ 18.7% |
| Equity10/15 | -€79,280 | -€71,795 | -€88,671 | -€72,766 | -€93,595 | ▼ 28.6% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | - | - | - | €18,600 | €18,600 | = |
| Issued capital100 | - | - | - | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | = |
| Legal reserve130 | - | - | - | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | -€99,740 | -€92,255 | -€109,131 | -€93,226 | -€114,055 | ▼ 22.3% |
| Amounts payable17/49 | €130,351 | €105,059 | €121,880 | €110,347 | €124,155 | ▲ 12.5% |
| Amounts payable after more than one year17 | €111,173 | €100,657 | €100,657 | €100,657 | €100,657 | = |
| Other amounts payable178/9 | - | - | - | €100,657 | €100,657 | = |
| Amounts payable within one year42/48 | €19,178 | €4,401 | €21,222 | €9,690 | €23,498 | ▲ 143% |
| Trade debts44 | €10,906 | €1,628 | €5,478 | €359 | €6,957 | ▲ 1,839% |
| Suppliers440/4 | - | - | - | €359 | €6,957 | ▲ 1,839% |
| Taxes, remuneration and social security45 | - | - | - | €2,774 | €9,983 | ▲ 260% |
| Taxes450/3 | - | - | - | - | €860 | - |
| Remuneration and social security454/9 | - | - | - | €2,774 | €9,124 | ▲ 229% |
| Other amounts payable47/48 | - | - | - | €6,557 | €6,557 | = |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €21,633 | €7,485 | -€16,877 | €15,906 | -€20,830 | ▼ 231% |
| + Depreciation and write-downs630 | €5,731 | €6,749 | €6,497 | €6,150 | €5,833 | ▼ 5.1% |
| Operating cash flow (approximation) | €27,364 | €14,234 | -€10,379 | €22,056 | -€14,997 | ▼ 168% |
| Investment in fixed assets (approximation) | - | -€7,961 | €0 | €0 | €0 | - |
| Change in cash | - | -€20,450 | €184 | €8,134 | -€3,630 | ▼ 145% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
23-05
Bankruptcy
Opening
Tribunal de l’entreprise francophone de Bruxelles · event 19-05-2025
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-12
Financial
Weakest financial yearnet -€20,830
Net result drops to -€20,830, the lowest in the series.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €15,906
Net result €15,906 after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 2.26
Current ratio from 0.53 to 2.26; short-term debt falls from €21,222 to €9,690.
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 29 days late
2015
26-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 26 days late
2014
28-08
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 28 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 10 acts read
About the unread acts
We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2012
Ground area
186 m²
Building footprint
185 m²
Volume, LiDAR
2,991 m³
Parcel 21815D0114/00B005, Brussels · tallest building 18.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
CASTELLO
since 20122.213.319.076
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21815D0114/00B005 | Brussels | 186 m² | 1 · 185 m² | 18.1 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | Philippe DECHAMPS DREVE DES RENARDS 8/7,
1180 UCCLE |
19-05-2025 → present |
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.213.319.076
Identification & contact
Identification
Legal formPrivate limited company
Founded05-10-2012
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.