JB MARKET
ActiveSummary
The computed 12-month bankruptcy probability of JB MARKET is 3.1% (moderate). The 2024 annual accounts show negative equity (€-15k) and a net result of €13k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 18% of 26043 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability86▲+79
Solvency9▲+4
Growth72▲+17
Track record100
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.7 against 0.69 in 2023; short-term debt: 115.9% and cash: 47.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-15.9%
Return on assets
14.2%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 26043 sector peers (2024).
NBB · sector comparisonPosition among 26043 sector peers
Solvency
better than 18%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-05-2026, 301 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
301 d late
2023
182 d late
2022
197 d late
2021
228 d late
2020
1 d early
2019
92 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€758k▲ 24.1%
2022 · €611k
2021: €472k
2022: €611k
2021 → 2023
EBIT margin
-2.1%▼ 3.3pp
2022 · 1.2%
2021: -7.3%
2022: 1.2%
2021 → 2023
Net result
€13k
2023 · €-18k
2019: €8k
2020: €316
2021: €-38k
2022: €1k
2023: €-18k
2019 → 2024
Working capital
€-32k▲ 37.0%
2023 · €-51k
2019: €19k
2020: €22k
2021: €-34k
2022: €-31k
2023: €-51k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€472k€611k▲ 29.3%€758k▲ 24.1%
Equity€26k-€-11k€-10k▲ 9.8%€-28k▼ 176%€-15k▲ 47.1%
Operating result€4k-€-34k€7k€-16k€22k
Net result€316-€-38k€1k€-18k€13k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €22k after a loss of €16k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €92k
Fixed assets
€17k ▼ 24.8%
Current assets
€75k ▼ 34.6%
Key figures and ratios
EBITDA
€28k▲
2023 · €-10k
Cash flow
€19k▲
2023 · €-12k
Solvency
-15.9%▲
2023 · -20.2%
Current ratio
0.70▲
2023 · 0.69
Quick ratio
0.50▲
2023 · 0.22
Debt to equity
-7.29▼
2023 · -5.96
ROA
14.2%▲
2023 · -12.8%
Interest coverage
20.82▲
2023 · -6.01
Debt
€107k▼
2023 · €165k
Debt ≤ 1 year
€107k▼
2023 · €165k
Income taxes
€8k
Staff costs
€115k▲
2023 · €107k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 46 lines
Balance sheet
Code20232024
Assets
Total assets20/58€138k€92k▼
Fixed assets21/28€23k€17k▼
Tangible fixed assets22/27€23k€17k▼
Land and buildings22€2k€2k▼
Plant, machinery and equipment23€15k€12k▼
Furniture and vehicles24€5k€3k▼
Other tangible fixed assets26€710€277▼
Current assets29/58€115k€75k▼
Stocks and contracts in progress3€78k€22k▼
Stocks30/36€78k€22k▼
Amounts receivable within one year40/41€14k€10k▼
Trade receivables40€660€1k▲
Other amounts receivable41€14k€9k▼
Cash at bank and in hand54/58€22k€44k▲
Equity and liabilities
Total equity and liabilities10/49€138k€92k▼
Equity10/15€-28k€-15k▲
Contributions10/11€19k€19k=
Reserves13€376€376=
Non-distributable reserves130/1€376€376=
Reserves not available under the articles1311€376€376=
Profit (loss) carried forward14€-47k€-34k▲
Amounts payable17/49€165k€107k▼
Amounts payable within one year42/48€165k€107k▼
Trade debts44€120k€36k▼
Suppliers440/4€120k€36k▼
Taxes, remuneration and social security45€43k€71k▲
Taxes450/3€6k€8k▲
Remuneration and social security454/9€37k€62k▲
Other amounts payable47/48€2k€0▼
Income statement
Code20232024
Turnover70€758k-
Goods, raw materials, services and sundry goods60/61€650k-
Remuneration, social security and pensions62€107k€115k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▼
Other operating charges640/8€10k€8k▼
Gross operating margin9900€108k€151k▲
Operating profit (loss)9901€-16k€22k▲
Financial income75/76B-€110
Recurring financial income75-€110
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€-18k€21k▲
Income taxes67/77-€8k
Profit (loss) for the period9904€-18k€13k▲
Profit (loss) for the period to be appropriated9905€-18k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-47k€-34k▲
Profit (loss) brought forward from the previous period14P€-29k€-47k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
28-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 301 days late
2025
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 182 days late
2024
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
13-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 197 days late
2023
16-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 228 days late
2022
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
2021
31-12
Financial
Weakest financial yearnet €-38k ▼11993%
Net result drops to €-38k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 92 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maaseik · 2 establishment units since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koningin Astridlaan 1013680 MaaseikGround area
1,114 m²
Building footprint
289 m²
Volume, LiDAR
2,090 m³
2 parcels, Flanders · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
JB MARKET
since 20182.280.768.522
JB Market
since 20212.325.142.458
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72021D0177/00R003 | Flanders | 962 m² | 1 · 146 m² | 8.7 m · 2 fl. |
| 72021D0146/00F004 | Flanders | 153 m² | 1 · 142 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMaaseik2.325.142.458
Similar companies · same sector, comparable size
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BE 0698.981.109
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STEPS SERVICES
BE 0770.918.386
Ternat · Eq €26,473
NEW L'EX PRESS
BE 0712.748.575
Schaarbeek · Eq €26,495
CAROLINE
BE 0477.467.949
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Of 10,519 companies in sector 47110 we hold annual accounts for 5,857. 4,354 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded05-10-2018
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
56220Contract catering and other food service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:+32487867030