Summary
JB-management is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €11,924 and a net result of €9,635. Its solvency ranks better than 33% of 8074 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
17 d early
2024
23 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 20 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€11,924▲ 421%
2024 · €2,289
Net result
€9,635
2024 · -€711
Total assets
€39,251▲ 1,021%
2024 · €3,500
Solvency
30.4%▼ 35.0pp
2024 · 65.4%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result-€711-€13,430
Net result-€711below the sector's middle half-€9,635within the sector's middle half
Equity€2,289below the sector's middle half-€11,924below the sector's middle half▲ 421%
Total assets€3,500below the sector's middle half-€39,251below the sector's middle half▲ 1,021%
Debt€1,211-€27,327▲ 2,156%
Working capital€2,289--€3,067
Solvency65.4%within the sector's middle half-30.4%within the sector's middle half▼ 35.0pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €13,430 after a loss of €711 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €39,251
Fixed assets
€14,991
Current assets
€24,260
Equity and liabilities €39,251
Equity
€11,924 ▲ 421%
Debt
€27,327 ▲ 2,156%
Debt's share of the balance-sheet total rises from 34.6% to 69.6%. Equity and debt are higher.
Key figures and ratios
ROE
80.8%
ROA
24.5%
Debt ≤ 1 year
€27,327▲
2024 · €1,211
Income taxes
€3,805
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €1,869 | - |
| Other operating charges640/8 | €106 | €236 | ▲ 123% |
| Gross operating margin9900 | -€606 | €15,535 | ▲ 2,664% |
| Operating profit (loss)9901 | -€711 | €13,430 | ▲ 1,988% |
| Financial income75/76B | - | €50 | - |
| Recurring financial income75 | - | €50 | - |
| Financial charges65/66B | - | €40 | - |
| Recurring financial charges65 | - | €40 | - |
| Profit (loss) for the period before taxes9903 | -€711 | €13,440 | ▲ 1,989% |
| Income taxes67/77 | - | €3,805 | - |
| Profit (loss) for the period9904 | -€711 | €9,635 | ▲ 1,454% |
| Profit (loss) for the period to be appropriated9905 | -€711 | €9,635 | ▲ 1,454% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €3,500 | €39,251 | ▲ 1,021% |
| Fixed assets21/28 | - | €14,991 | - |
| Tangible fixed assets22/27 | - | €14,991 | - |
| Plant, machinery and equipment23 | - | €998 | - |
| Furniture and vehicles24 | - | €13,992 | - |
| Current assets29/58 | €3,500 | €24,260 | ▲ 593% |
| Amounts receivable within one year40/41 | €1,876 | €12,427 | ▲ 562% |
| Trade receivables40 | €1,876 | €10,285 | ▲ 448% |
| Other amounts receivable41 | - | €2,142 | - |
| Cash at bank and in hand54/58 | €1,624 | €11,569 | ▲ 612% |
| Deferred charges and accrued income490/1 | - | €264 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €3,500 | €39,251 | ▲ 1,021% |
| Equity10/15 | €2,289 | €11,924 | ▲ 421% |
| Contributions10/11 | €3,000 | €3,000 | = |
| Reserves13 | - | €8,924 | - |
| Distributable reserves133 | - | €8,924 | - |
| Profit (loss) carried forward14 | -€711 | €0 | ▲ 100% |
| Amounts payable17/49 | €1,211 | €27,327 | ▲ 2,156% |
| Amounts payable within one year42/48 | €1,211 | €27,327 | ▲ 2,156% |
| Trade debts44 | €1,211 | €16,301 | ▲ 1,246% |
| Suppliers440/4 | €1,211 | €16,301 | ▲ 1,246% |
| Taxes, remuneration and social security45 | - | €11,026 | - |
| Taxes450/3 | - | €7,276 | - |
| Remuneration and social security454/9 | - | €3,750 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€711 | €9,635 | ▲ 1,454% |
| + Depreciation and write-downs630 | - | €1,869 | - |
| Operating cash flow (approximation) | -€711 | €11,504 | ▲ 1,717% |
| Change in cash | - | €9,945 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €9,635
Net result €9,635 after one loss-making year.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 2024
Ground area
175 m²
Building footprint
175 m²
Volume, LiDAR
1,280 m³
Parcel 13027A0209/00L000, Flanders · tallest building 11.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JB-management
since 20242.367.450.195
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13027A0209/00L000 | Flanders | 175 m² | 1 · 175 m² | 11.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,185 EUR awarded · 1,185 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,185 EUR | 1,185 EUR |
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 5,663 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:1017537324
Also
9925:BE1017537324
Registered
03-07-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.