JB MANAGEMENT

Active

Private limited companyfounded 20215 yrs activeVoie des Chars 107, 4050 Chaudfontaine, BelgiumKBO/BCE: BE 0770.506.137

Summary

JB MANAGEMENT has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €365,602 and a net result of €253,323. Equity is growing by ~52.1% per year across the filed fiscal years. Its solvency ranks better than 50% of 8535 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

JB MANAGEMENTActiveChecked score 96/100

Risk analysis Report Compare

Activity

Other business support services

NACE 82990Business and other management consultancy NACE 70200Business consulting NACE 70220

#8 company by equity in Chaudfontaine, Administrative and support services sector1 site

Size

€710,385total assets 2025

Equity: €365,602
Profit: €253,323

Turnover not published (abridged schema)

Financial health

96 Excellent Checked score 2025

Bankruptcy chance 12 m: < 0.1%

Structure

Accounts filed 29 d late1 of 2 deeds read

Why 96+ Sector Office administrative, office support and other business support activities (NACE 82)+ Size: total assets €710,385+ Liquidity: current ratio 1.91, cash €225,601+ Figures for FY 2025 (filed 29-08-2026)Show the evidence

Checked score

Score 2025

96 / 100

Excellent

Probability in this band: under 0.55%

Better than 69% of its sector peers (NACE 82, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 76-24

equity 51.5% of total assets

Liquidity 66-25

short-term debt 48.5% · cash 31.8%

Profitability 100=

return on assets 35.7%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,439 companies)

Last 15 months 08-2025: 0.1% 09-2025: < 0.1%▼ -39.3% vs 08-2025lowest value 10-2025: < 0.1%● 0.0% vs 09-2025lowest value 11-2025: < 0.1%● 0.0% vs 10-2025lowest value 12-2025: < 0.1%▲ +2.9% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%● 0.0% vs 03-2026 05-2026: < 0.1%▲ +2.9% vs 04-2026 06-2026: < 0.1%▲ +2.8% vs 05-2026 07-2026: < 0.1%▲ +2.7% vs 06-2026 08-2026: 0.1%▲ +52.6% vs 07-2026highest value 09-2026: < 0.1%▼ -41.4% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value

Sector Office administrative, office support and other business support activities (NACE 82) lowers the probability
Size: total assets €710,385 lowers the probability for this profile
Liquidity: current ratio 1.91, cash €225,601 lowers the probability
Figures for FY 2025 (filed 29-08-2026) lowers the probability

Credit up to €35,000 at 30 days acceptable

Liquidity ample (current ratio 1.91 against 3.94 in 2024; short-term debt: 48.5% and cash: 31.8% of total assets), and 48.5% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 82, micro). Better than this share of them on solvency 53%, liquidity 60%, profitability 87%, growth against the median 76%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk○neutral

Sector Office administrative, office support and other business support activities (NACE 82)

In the bankruptcy model this factor lowers the probability.

KBO

Size: total assets €710,385

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Liquidity: current ratio 1.91, cash €225,601

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Figures for FY 2025 (filed 29-08-2026)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 4 filings

Deviation from the deadline

2025

29 d late

2024

28 d late

2023

11 d late

2022

11 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 20 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 August (4 of the last 4 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

23-09-26 Resignation: Bonet Bastien (director)State Gazette act
29-08-26 Annual accounts filedfiscal year 2025 · micro…
31-12-25 Highest result since 2022net €253,323 ▲50.3%

Key points

Positive: Among the best 5% on net resultsector median €16,147 · 8,525 companies €253,323 View
Positive: Result rose in 2025from €168,561 to €253,323 ▲ 50.3% View
A director leftlatest change 23-09-2026 · 0 in office 1 left View