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JB INTERIEUR

Active
Private limited company (pre-2019)founded 200719 yrs activeDonkweg 27, 3520 Zonhoven, BelgiumKBO/BCE: BE 0888.214.548
Summary

JB INTERIEUR has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23,484 and a net result of €12,739. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 78% of 30651 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

What they do
Roofing work
NACE 43410Bricklaying and masonry work NACE 43910NACE 45220
2 sites
How big
€32,127total assets 2025
Equity
€23,484
Profit
€12,739
Turnover not published (abridged schema)
Financially healthy?
98 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Who decides
Accounts filed 12 d late0 of 2 deeds read
Why 98- Size: total assets €32,127- Sector Specialised construction activities (NACE 43)+ Liquidity: current ratio 3.05, cash €18,816+ Founded in 2007Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Better than 88% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 98-2
equity 73.1% of total assets
Liquidity 89-7
short-term debt 26.9% · cash 58.6%
Profitability 100+92
return on assets 39.7%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,004 companies)
  • Liquidity: current ratio 3.05, cash €18,816 lowers the probability
  • Founded in 2007 lowers the probability for this profile
  • Size: total assets €32,127 raises the probability for this profile
  • Sector Specialised construction activities (NACE 43) raises the probability
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 3.05 against 6.09 in 2024; short-term debt: 26.9% and cash: 58.6% of total assets), and 26.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 79%, liquidity 87%, profitability 93%, growth against the median 93%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 3.05, cash €18,816
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 2007
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Size: total assets €32,127
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €23,484
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
12 d late
2024
19 d late
2023
7 d late
2022
25 d late
2021
26 d late
2020
19 d late
2019
47 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 22 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €12,739
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Total assets 20256 fiscal years filed €32,127 View
  • Active since 2007founded 23-03-2007 19 years View

By topic

Financials

Fiscal year
2025
Total assets
€32,127
Profit
€12,739
Solvency
73.1%
Total assets▲ 150%
Net result
20182025
Go to Financials

Timeline

Events
16
Since
2017
Next accounts
by 31-07-2027
  1. 12-08-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 19-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company (pre-2019)
Activity
Roofing workNACE 43410
Founded
23-03-2007
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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