JB HOLDING & MANAGEMENT
ActiveJB HOLDING & MANAGEMENT has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.11M and a net result of €1.31M. Equity is growing by ~58.6% per year across the filed fiscal years. Its solvency ranks better than 78% of 3184 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▼-5
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €440k at 30 days acceptable
Liquidity ample (current ratio 10.48 against 6.49 in 2024; short-term debt: 4.7% and cash: 13.2% of total assets), and 16.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.2%
Return on assets
21.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-03-2026, 141 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
141 d early
2024
153 d early
2023
44 d early
2022
46 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€1.31M▼ 33.1%
2024 · €1.96M
2022: €177k
2023: €1.66M
2024: €1.96M
2022 → 2025
Working capital
€2.75M▲ 8.1%
2024 · €2.54M
2022: €-1.04M
2023: €615k
2024: €2.54M
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€179k-€1.84M▲ 926%€3.79M▲ 107%€5.11M▲ 34.6%
Operating result€249k-€468k▲ 88.1%€636k▲ 35.8%€920k▲ 44.6%
Net result€177k-€1.66M▲ 838%€1.96M▲ 18.2%€1.31M▼ 33.1%
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 45% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.14M
Fixed assets
€3.10M▲ 72.6%
Current assets
€3.04M▲ 1.1%
Equity and liabilities €6.14M
Equity
€5.11M▲ 34.6%
Debt
€1.03M▲ 2.3%
The debt ratio falls from 21.0% to 16.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€981k▲
2024 · €717k
Cash flow
€1.37M▼
2024 · €2.04M
Solvency
83.2%▲
2024 · 79.0%
Current ratio
10.48▲
2024 · 6.49
Quick ratio
10.48▲
2024 · 6.49
Debt / equity
0.20▼
2024 · 0.27
ROE
25.7%▼
2024 · 51.6%
ROA
21.4%▼
2024 · 40.8%
Interest coverage
20.27▲
2024 · 18.83
Debt
€1.03M▲
2024 · €1.01M
Debt ≤ 1 year
€290k▼
2024 · €463k
Debt > 1 year
€740k▲
2024 · €544k
Income taxes
€206k▲
2024 · €139k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.80M€6.14M▲
Fixed assets21/28€1.79M€3.10M▲
Tangible fixed assets22/27€684k€1.88M▲
Land and buildings22€592k€1.78M▲
Furniture and vehicles24€93k€105k▲
Other tangible fixed assets26€0-
Financial fixed assets28€1.11M€1.22M▲
Current assets29/58€3.01M€3.04M▲
Amounts receivable within one year40/41€545k€743k▲
Trade receivables40€109k€8k▼
Other amounts receivable41€436k€734k▲
Current investments50/53-€1.48M
Cash at bank and in hand54/58€2.46M€811k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€4.80M€6.14M▲
Equity10/15€3.79M€5.11M▲
Contributions10/11€3k€3k=
Reserves13€463k€1.09M▲
Tax-exempt reserves132€463k€1.09M▲
Profit (loss) carried forward14€3.33M€4.01M▲
Amounts payable17/49€1.01M€1.03M▲
Amounts payable after more than one year17€544k€740k▲
Financial debts170/4€544k€736k▲
Other amounts payable178/9-€4k
Amounts payable within one year42/48€463k€290k▼
Current portion of amounts payable after more than one year42€51k€76k▲
Trade debts44€1k€167k▲
Suppliers440/4€1k€167k▲
Taxes, remuneration and social security45€109k€44k▼
Taxes450/3€109k€44k▼
Other amounts payable47/48€302k€3k▼
Accrued charges and deferred income492/3€0€0=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€80k€60k▼
Other operating charges640/8€59k€82k▲
Gross operating margin9900€775k€1.06M▲
Operating profit (loss)9901€636k€920k▲
Financial income75/76B€1.50M€645k▼
Recurring financial income75€1.50M€645k▼
Financial charges65/66B€38k€48k▲
Recurring financial charges65€38k€48k▲
Profit (loss) for the period before taxes9903€2.10M€1.52M▼
Income taxes67/77€139k€206k▲
Profit (loss) for the period9904€1.96M€1.31M▼
Transfer to tax-exempt reserves689€463k€632k▲
Profit (loss) for the period to be appropriated9905€1.50M€680k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3.33M€4.01M▲
Profit (loss) brought forward from the previous period14P€1.83M€3.33M▲
Profit to be distributed694/7€833€0▼
Return on contributions (dividend)694€833€0▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-03
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Equity above €5MEq €5.11M ▲34.6%
4 profitable years in a row build equity to €5.11M.
28-02
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2022net €1.96M ▲18.2%
Net result €1.96M, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 6.49
Current ratio from 3.02 to 6.49.
31-12
Financial
Equity above €2MEq €3.79M ▲107%
3 profitable years in a row build equity to €3.79M.
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Liquidity times 12current ratio 3.02
Current ratio from 0.24 to 3.02; short-term debt falls from €1.38M to €305k.
31-12
Financial
Equity above €1MEq €1.84M ▲926%
2 profitable years in a row build equity to €1.84M.
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waremme · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Huy 184300 WaremmeGround area
99 m²
Building footprint
52 m²
Volume, LiDAR
478 m³
Parcel 64074C0856/00K005, Wallonia · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JB Holding & Management
since 20222.330.763.213
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64074C0856/00K005 | Wallonia | 99 m² | 1 · 52 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0461.905.585
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PIAMAN
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 11,073 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-01-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:jonathan.bouchat@fresh-express.eu
Phone:0496752637