Financials
- Fiscal year
- 2024
- Total assets
- €239,794
- Profit
- €13,710
- Solvency
- 20.2%
Total assets▲ 12.6%
Net result
20182024
JB COUTURE
ActiveSummary
The computed 12-month bankruptcy probability of JB COUTURE is 7.1% (elevated). The 2024 annual accounts show equity of €48,331 and a net result of €13,710. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 39% of 26033 sector peers (fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Retail sale of women's outerwear
NACE 47711
2 sites
Size
€239,794total assets 2024
- Staff
- 3.7 FTE
- Equity
- €48,331
- Profit
- €13,710
Turnover not published (abridged schema)
Structure
Accounts 64 d overdue0 of 5 deeds read
Why 35- Figures for FY 2024 (filed 17-07-2025)- 1 change of registered office in 24 months- Liquidity: current ratio 1.30, cash €4,707- 2 establishment unitsShow the evidence
Checked score
Score 2024
35
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 44% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency
45+4
equity 20.2% of total assets
Liquidity
13+2
short-term debt 73.5% · cash 2.0%
Profitability
63-3
return on assets 5.7%
Bankruptcy probability, 12 months
7.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.2%
12-2024: 1.0%▼ -12.6% vs 11-2024
01-2025: 1.0%▼ -1.0% vs 12-2024
02-2025: 1.0%● 0.0% vs 01-2025
03-2025: 0.9%▼ -8.0% vs 02-2025
04-2025: 1.0%▲ +9.5% vs 03-2025
05-2025: 1.0%▼ -1.0% vs 04-2025
06-2025: 1.0%▼ -3.2% vs 05-2025
07-2025: 1.1%▲ +15.5% vs 06-2025
08-2025: 0.8%▼ -27.3% vs 07-2025lowest value
09-2025: 0.8%● 0.0% vs 08-2025lowest value
10-2025: 0.8%● 0.0% vs 09-2025lowest value
11-2025: 0.8%● 0.0% vs 10-2025lowest value
12-2025: 0.8%● 0.0% vs 11-2025lowest value
01-2026: 1.5%▲ +78.3% vs 12-2025
02-2026: 1.5%▲ +0.6% vs 01-2026
03-2026: 1.5%● 0.0% vs 02-2026
04-2026: 1.7%▲ +12.0% vs 03-2026
05-2026: 2.0%▲ +20.5% vs 04-2026
06-2026: 1.9%▼ -3.4% vs 05-2026
07-2026: 2.0%▲ +6.2% vs 06-2026
08-2026: 2.8%▲ +38.8% vs 07-2026
09-2026: 3.9%▲ +37.0% vs 08-2026
10-2026: 7.1%▲ +82.0% vs 09-2026highest value
- Figures for FY 2024 (filed 17-07-2025) raises the probability
- 1 change of registered office in 24 months raises the probability
- Liquidity: current ratio 1.30, cash €4,707 raises the probability
- 2 establishment units raises the probability
Credit up to €1,500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.3 against 1.26 in 2023; short-term debt: 73.5% and cash: 2% of total assets), and 79.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 36%, liquidity 13%, profitability 44%, growth against the median 83%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €48,331
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-07-2025, 14 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
14 d early
2023
30 d early
2022
29 d late
2021
25 d late
2020
26 d late
2019
13 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 8 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
- Annual accounts filedfiscal year 2022 · micro…
Key points
By topic
Timeline
- Events
- 11
- Since
- 2018
- 17-07-2025Annual accounts filed
- 01-07-2024Annual accounts filed
- 29-08-2023Annual accounts filed
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Retail sale of women's outerwearNACE 47711
- Founded
- 11-10-2016
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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