Skip to content

JB CONCEPT & FILS

Active
Private limited companyfounded 2023active for 3 yearsKoningin Astridlaan 49, 1780 Wemmel, BelgiumKBO/BCE: BE 0795.782.060
Summary

JB CONCEPT & FILS has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11,956 and a net result of -€6,591. Equity has been shrinking by about 17% per year since 2023. Its solvency ranks better than 66% of 13,716 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Overview

Official details

Source: KBO
Status
Active since 05-01-2023 Normal situation
Registered office
147 active companies are registered at this address 28 started in the 12 months before. Source: KBO register, as of 1 November 2026.
Activity
Wholesale of cars and light vans (up to 3.5 tonnes) NACE 46711and 11 others
Establishment unit
2.340.466.874 6043 Charleroi, since 05-01-2023
Financial year end
31 December
Peppol
Reachable since 15-12-2025

Financial position

64 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.3%
Annual accounts 2025
Turnover
€64,000
▼ 55.8%
Loss
€6,591
Equity
€11,956
▼ 35.5%
Total assets
€19,741
▼ 10.1%
  • 2025 accounts filed 60 days after the deadline
Filed on 29-09-2026
Score breakdownraises riskLast filed accounts filed 60 days late; 2 of the last 3 accounts lateFounded in 2023Size: turnover €64,000, total assets €19,741lowers riskLiquidity: current ratio 2.54, cash €5,570Show the evidence

Checked score

Score 2025
64 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 39% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Average
Solvency 86-14
equity 60.6% of total assets
Liquidity 67-2
short-term debt 39.4% · cash 28.2%
Profitability 0-56
return on assets -33.4%
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: 0.7%lowest value 01-2025: 0.8%▲ +0.1 percentage points vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.9%▲ +0.1 percentage points vs 02-2025 04-2025: 0.9%● unchanged vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 0.9%● unchanged vs 05-2025 07-2025: 0.9%● unchanged vs 06-2025 08-2025: 1.3%▲ +0.4 percentage points vs 07-2025 09-2025: 1.6%▲ +0.3 percentage points vs 08-2025 10-2025: 1.5%▼ -0.1 percentage points vs 09-2025 11-2025: 1.5%● unchanged vs 10-2025 12-2025: 1.5%● unchanged vs 11-2025 01-2026: 1.5%● unchanged vs 12-2025 02-2026: 1.6%▲ +0.1 percentage points vs 01-2026 03-2026: 1.6%● unchanged vs 02-2026 04-2026: 1.7%▲ +0.1 percentage points vs 03-2026 05-2026: 1.8%▲ +0.1 percentage points vs 04-2026 06-2026: 1.8%● unchanged vs 05-2026 07-2026: 1.8%● unchanged vs 06-2026 08-2026: 2.2%▲ +0.4 percentage points vs 07-2026 09-2026: 2.2%● unchanged vs 08-2026highest value 10-2026: 1.3%▼ -0.9 percentage points vs 09-2026 11-2026: 1.3%● unchanged vs 10-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.54 (5.48 in 2024), above the usual 1.5. Short-term debt is 39.4% and cash 28.2% of total assets. 39.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 67% of them on solvency, 72% on liquidity, 6% on profitability and 9% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 60 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 2.54, cash €5,570
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: turnover €64,000, total assets €19,741
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 60 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
60 days late
2024
57 days late
2023
29 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 49 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 September (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Key points

  • Caution: Turnover fell in 2025from €144,705 to €64,000 ▼ 55.8% View

Recent changes

  1. · Gazette deed Purpose
  2. · Gazette deed IncorporationStarting capital €5,000 · Appointment: BECKER John Bernard François Robert Ghislain (director)
All 7 events

Comparable companies

These companies have the same main activity as JB CONCEPT & FILS: wholesale of cars and light vans (up to 3.5 tonnes) (NACE 46711). They are comparable in size and age: total assets between €12,100 and €34,500, founded between 2021 and 2023.

CompanyTotal assetsGross margin
JB CONCEPT & FILS Wemmel€19,741-€682
M&C CARS CONSULTING Ternat€17,321-€9,468
Châssis No-Limit Evere€17,366-€840
KWA COMPANY Wemmel€34,460-€1,058
AUTO KARE.F Ternat€31,328-€35,887
LOUTAL COMPANY Ternat€12,060-€9,688
DROP WAY Ternat€20,601-€255
Full comparison

Key facts about JB CONCEPT & FILS

What is the company number of JB CONCEPT & FILS?
The company number of JB CONCEPT & FILS is 0795.782.060. The VAT number is the same number with BE in front: BE 0795.782.060.
Where is JB CONCEPT & FILS based?
The registered office is at Koningin Astridlaan 49, 1780 Wemmel.Company details
What does JB CONCEPT & FILS do?
According to the KBO register, the main activity is wholesale of cars and light vans (up to 3.5 tonnes) (NACE 46711).
What is the legal form of JB CONCEPT & FILS?
The legal form of JB CONCEPT & FILS is Private limited company (BV).
When was JB CONCEPT & FILS founded?
JB CONCEPT & FILS was founded on 05-01-2023.
Is JB CONCEPT & FILS still active?
Yes, JB CONCEPT & FILS is an active enterprise in the KBO register.
What is the turnover of JB CONCEPT & FILS?
The turnover of JB CONCEPT & FILS was €64,000 in financial year 2025, according to the filed annual accounts.Financials
Is JB CONCEPT & FILS profitable?
In financial year 2025, JB CONCEPT & FILS made a loss of €6,591.
Where can I find the annual accounts of JB CONCEPT & FILS?
JB CONCEPT & FILS filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of JB CONCEPT & FILS due?
JB CONCEPT & FILS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.