Jaygo
ActiveSummary
Jaygo has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €107k and a net result of €36k. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 54% of 8692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability93▲+4
Solvency82▼-18
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.16 against 5.46 in 2024; short-term debt: 43% and cash: 84% of total assets), and 43% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57%
Return on assets
19.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
13 d early
2023
22 d early
2022
35 d early
2021
5 d late
2020
26 d early
2019
17 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€36k▲ 30.7%
2024 · €28k
2018: €12klowest in 8 years
2019: €21k▲ +73.8% vs 2018
2020: €18k▼ -16.8% vs 2019
2021: €23k▲ +27.3% vs 2020
2022: €29k▲ +28.1% vs 2021
2023: €29k▼ -0.7% vs 2022
2024: €28k▼ -3.6% vs 2023
2025: €36k▲ +30.7% vs 2024highest in 8 years
2018 → 2025
Working capital
€94k▼ 26.7%
2024 · €128k
2018: €110k
2019: €102k▼ -7.9% vs 2018
2020: €65k▼ -35.8% vs 2019lowest in 8 years
2021: €80k▲ +22.4% vs 2020
2022: €103k▲ +28.9% vs 2021
2023: €121k▲ +17.2% vs 2022
2024: €128k▲ +6.3% vs 2023highest in 8 years
2025: €94k▼ -26.7% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€93k-€116k▲ 24.0%€133k▲ 15.0%€140k▲ 5.5%€107k▼ 23.6%
2021: €93klowest in 5 years
2022: €116k▲ +24.0% vs 2021
2023: €133k▲ +15.0% vs 2022
2024: €140k▲ +5.5% vs 2023highest in 5 years
2025: €107k▼ -23.6% vs 2024
Operating result€32k-€40k▲ 27.4%€40k▼ 0.5%€39k▼ 3.8%€49k▲ 27.7%
2021: €32klowest in 5 years
2022: €40k▲ +27.4% vs 2021
2023: €40k▼ -0.5% vs 2022
2024: €39k▼ -3.8% vs 2023
2025: €49k▲ +27.7% vs 2024highest in 5 years
Net result€23k-€29k▲ 28.1%€29k▼ 0.7%€28k▼ 3.6%€36k▲ 30.7%
2021: €23klowest in 5 years
2022: €29k▲ +28.1% vs 2021
2023: €29k▼ -0.7% vs 2022
2024: €28k▼ -3.6% vs 2023
2025: €36k▲ +30.7% vs 2024highest in 5 years
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 28% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €188k
Fixed assets
€13k ▲ 9.3%
Current assets
€175k ▲ 11.4%
Equity and liabilities €188k
Equity
€107k ▼ 23.6%
Debt
€81k ▲ 181%
Debt's share of the balance-sheet total rises from 17.0% to 43.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€50k▲
2024 · €39k
Cash flow
€37k▲
2024 · €28k
Current ratio
2.16▼
2024 · 5.46
Debt to equity
0.75▲
2024 · 0.20
ROE
33.8%▲
2024 · 19.8%
ROA
19.3%▲
2024 · 16.4%
Interest coverage
368.02▲
2024 · 332.19
Debt ≤ 1 year
€81k▲
2024 · €29k
Income taxes
€14k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€169k€188k▲
Fixed assets21/28€12k€13k▲
Tangible fixed assets22/27€157€1k▲
Plant, machinery and equipment23-€1k
Furniture and vehicles24€157€0▼
Financial fixed assets28€12k€12k=
Current assets29/58€157k€175k▲
Amounts receivable within one year40/41€14k€16k▲
Trade receivables40€14k€16k▲
Cash at bank and in hand54/58€143k€158k▲
Deferred charges and accrued income490/1€370€385▲
Equity and liabilities
Total equity and liabilities10/49€169k€188k▲
Equity10/15€140k€107k▼
Contributions10/11€12k€12k=
Reserves13€128k€95k▼
Tax-exempt reserves132€183€183=
Distributable reserves133€128k€95k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€29k€81k▲
Amounts payable within one year42/48€29k€81k▲
Financial debts43€506€275▼
Credit institutions430/8€506€275▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€4k€7k▲
Taxes450/3€2k€5k▲
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€22k€71k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€264€407▲
Other operating charges640/8€682€701▲
Gross operating margin9900€40k€50k▲
Operating profit (loss)9901€39k€49k▲
Financial income75/76B€156€743▲
Recurring financial income75€156€743▲
Financial charges65/66B€117€135▲
Recurring financial charges65€117€135▲
Profit (loss) for the period before taxes9903€39k€50k▲
Income taxes67/77€11k€14k▲
Profit (loss) for the period9904€28k€36k▲
Profit (loss) for the period to be appropriated9905€28k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€28k€36k▲
Transfer from equity791/2€20k€69k▲
Transfer to equity691/2€28k€36k▲
To other reserves6921€28k€36k▲
Profit to be distributed694/7€20k€69k▲
Return on contributions (dividend)694€20k€69k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €722 | €722 | €264 | €264 | €407 | ▲ 54.0% |
| Other operating charges640/8 | €596 | €619 | €670 | €682 | €701 | ▲ 2.7% |
| Gross operating margin9900 | €33k | €42k | €41k | €40k | €50k | ▲ 27.5% |
| Operating profit (loss)9901 | €32k | €40k | €40k | €39k | €49k | ▲ 27.7% |
| Financial income75/76B | €0 | €0 | €6 | €156 | €743 | ▲ 375% |
| Recurring financial income75 | €0 | €0 | €6 | €156 | €743 | ▲ 375% |
| Financial charges65/66B | €107 | €104 | €211 | €117 | €135 | ▲ 15.4% |
| Recurring financial charges65 | €107 | €104 | €211 | €117 | €135 | ▲ 15.4% |
| Profit (loss) for the period before taxes9903 | €32k | €40k | €40k | €39k | €50k | ▲ 29.1% |
| Income taxes67/77 | €9k | €11k | €11k | €11k | €14k | ▲ 25.2% |
| Profit (loss) for the period9904 | €23k | €29k | €29k | €28k | €36k | ▲ 30.7% |
| Profit (loss) for the period to be appropriated9905 | €23k | €29k | €29k | €28k | €36k | ▲ 30.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €113k | €133k | €154k | €169k | €188k | ▲ 11.2% |
| Fixed assets21/28 | €14k | €13k | €12k | €12k | €13k | ▲ 9.3% |
| Tangible fixed assets22/27 | €1k | €686 | €422 | €157 | €1k | ▲ 723% |
| Plant, machinery and equipment23 | - | - | - | - | €1k | - |
| Furniture and vehicles24 | €1k | €686 | €422 | €157 | €0 | ▼ 100% |
| Financial fixed assets28 | €12k | €12k | €12k | €12k | €12k | = |
| Current assets29/58 | €99k | €121k | €141k | €157k | €175k | ▲ 11.4% |
| Amounts receivable within one year40/41 | €15k | €24k | €19k | €14k | €16k | ▲ 16.1% |
| Trade receivables40 | €12k | €24k | €19k | €14k | €16k | ▲ 16.1% |
| Other amounts receivable41 | €2k | - | - | - | - | - |
| Cash at bank and in hand54/58 | €84k | €96k | €121k | €143k | €158k | ▲ 10.9% |
| Deferred charges and accrued income490/1 | €510 | €518 | €361 | €370 | €385 | ▲ 4.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €113k | €133k | €154k | €169k | €188k | ▲ 11.2% |
| Equity10/15 | €93k | €116k | €133k | €140k | €107k | ▼ 23.6% |
| Contributions10/11 | €12k | €12k | €12k | €12k | €12k | = |
| Reserves13 | €81k | €103k | €121k | €128k | €95k | ▼ 25.9% |
| Non-distributable reserves130/1 | €2k | €2k | €0 | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €0 | - | - | - |
| Tax-exempt reserves132 | €183 | €183 | €183 | €183 | €183 | = |
| Distributable reserves133 | €79k | €101k | €121k | €128k | €95k | ▼ 25.9% |
| Profit (loss) carried forward14 | - | - | €0 | €0 | €0 | - |
| Amounts payable17/49 | €19k | €18k | €20k | €29k | €81k | ▲ 181% |
| Amounts payable within one year42/48 | €19k | €18k | €20k | €29k | €81k | ▲ 181% |
| Financial debts43 | €287 | €84 | €486 | €506 | €275 | ▼ 45.5% |
| Credit institutions430/8 | €287 | €84 | €486 | €506 | €275 | ▼ 45.5% |
| Trade debts44 | €2k | €2k | €1k | €2k | €3k | ▲ 21.7% |
| Suppliers440/4 | €2k | €2k | €1k | €2k | €3k | ▲ 21.7% |
| Taxes, remuneration and social security45 | €7k | €7k | €6k | €4k | €7k | ▲ 74.4% |
| Taxes450/3 | €6k | €6k | €4k | €2k | €5k | ▲ 132% |
| Remuneration and social security454/9 | €2k | €2k | €2k | €2k | €2k | = |
| Other amounts payable47/48 | €10k | €8k | €13k | €22k | €71k | ▲ 220% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €23k | €29k | €29k | €28k | €36k | ▲ 30.7% |
| + Depreciation and write-downs630 | €722 | €722 | €264 | €264 | €407 | ▲ 54.0% |
| Operating cash flow (approximation) | €23k | €30k | €29k | €28k | €37k | ▲ 30.9% |
| Investment in fixed assets (approximation) | - | €0 | €80 | €0 | €-2k | - |
| Change in cash | - | €11k | €26k | €21k | €16k | ▼ 26.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €36k ▲30.7%
Operating result €49k, net result €36k, both a record.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Equity above €100kEq €116k ▲24%
5 profitable years in a row build equity to €116k.
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 5 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 5.14
Current ratio from 1.99 to 5.14; short-term debt falls from €66k to €19k.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2006
Ground area
2,051 m²
Building footprint
42 m²
Volume, LiDAR
228 m³
Parcel 21674C0222/00D002, Brussels · tallest building 13.4 m, ±2 floors. Linked by address, not a title deed.
13
companies at this address
See who is registered here
1 establishment unit
Jaygo
since 20062.154.619.131
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21674C0222/00D002 | Brussels | 2,051 m² | 1 · 42 m² | 13.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 40,713 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-05-2006
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73300Public relations and communication consultancy
Scores and ratios are computed by Checked and are not a credit decision.