JAYDE
ActiveSummary
JAYDE has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €104,092 and a net result of €1,309. Equity is growing by ~20.4% per year across the filed fiscal years. Its solvency ranks better than 70% of 660 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability40▼-2
Solvency89▲+7
Growth36=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 2.71 against 2.32 in 2024; short-term debt: 35.8% and cash: 86.8% of total assets), and 35.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 32
Relative position
BE, all sectors
reference
Other manufacturing (NACE 32)
about 28% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.2%
Return on assets
0.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
40 d early
2023
46 d late
2022
19 d early
2021
12 d late
2020
83 d late
2019
68 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 25 days after the deadline; the sector median for financial year 2024 is 2 days before the deadline, and 40% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 August (4 of the last 5 filed years within 35 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2025, micro schema
Turnover
€105,103▼ 8.7%
2021 · €115,095
EBIT margin
26.0%▲ 8.3pp
2021 · 17.7%
Net result
€1,309▼ 59.1%
2024 · €3,196
Working capital
€99,405▼ 3.3%
2024 · €102,756
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 32, Other manufacturing, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€115,095€105,103▼ 8.7%
Operating result€20,379▲ 302%€27,329▲ 34.1%€18,410▼ 32.6%€11,504▼ 37.5%€9,347▼ 18.7%
Net result€20,052within the sector's middle half▲ 317%€26,877within the sector's middle half▲ 34.0%€17,874within the sector's middle half▼ 33.5%€3,196within the sector's middle half▼ 82.1%€1,309within the sector's middle half▼ 59.1%
EBIT margin17.7%26.0%▲ 8.3pp
Equity€54,836within the sector's middle half▲ 57.6%€81,713within the sector's middle half▲ 49.0%€99,587within the sector's middle half▲ 21.9%€102,783within the sector's middle half▲ 3.2%€104,092within the sector's middle half▲ 1.3%
Total assets€100,400within the sector's middle half▲ 27.4%€128,984within the sector's middle half▲ 28.5%€144,228within the sector's middle half▲ 11.8%€180,706within the sector's middle half▲ 25.3%€162,216within the sector's middle half▼ 10.2%
Debt€45,564▲ 3.5%€47,270▲ 3.7%€44,640▼ 5.6%€77,923▲ 74.6%€58,124▼ 25.4%
Working capital€54,808within the sector's middle half▲ 57.7%€81,685within the sector's middle half▲ 49.0%€99,559within the sector's middle half▲ 21.9%€102,756within the sector's middle half▲ 3.2%€99,405within the sector's middle half▼ 3.3%
Solvency54.6%within the sector's middle half▲ 10.5pp63.4%within the sector's middle half▲ 8.7pp69.0%within the sector's middle half▲ 5.7pp56.9%within the sector's middle half▼ 12.2pp64.2%within the sector's middle half▲ 7.3pp
Current ratio2.20within the sector's middle half▲ 0.412.73within the sector's middle half▲ 0.533.23within the sector's middle half▲ 0.502.32within the sector's middle half▼ 0.912.71within the sector's middle half▲ 0.39
Return on assets (ROA)20.0%above the sector's middle half▲ 13.9pp20.8%above the sector's middle half▲ 0.9pp12.4%within the sector's middle half▼ 8.4pp1.8%within the sector's middle half▼ 10.6pp0.8%within the sector's middle half▼ 1.0pp
above
within
below
the middle half (P25 to P75) of NACE 32, Other manufacturing, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 19% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €162,216
Fixed assets
€4,687 ▲ 16,681%
Current assets
€157,529 ▼ 12.8%
Equity and liabilities €162,216
Equity
€104,092 ▲ 1.3%
Debt
€58,124 ▼ 25.4%
Debt's share of the balance-sheet total falls from 43.1% to 35.8%. Equity is higher and debt is lower.
Key figures and ratios
Quick ratio
2.66▲
2024 · 2.28
Debt to equity
0.56▼
2024 · 0.76
ROE
1.3%▼
2024 · 3.1%
Debt ≤ 1 year
€58,124▼
2024 · €77,923
Income taxes
€7,387▼
2024 · €7,762
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,039 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,039 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €115,095 | €105,103 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €94,195 | €77,128 | - | - | - | - |
| Other operating charges640/8 | €520 | €646 | €519 | €600 | €400 | ▼ 33.4% |
| Gross operating margin9900 | €20,899 | €27,974 | €18,929 | €12,105 | €9,747 | ▼ 19.5% |
| Operating profit (loss)9901 | €20,379 | €27,329 | €18,410 | €11,504 | €9,347 | ▼ 18.7% |
| Financial income75/76B | - | €110 | €5 | €10 | - | - |
| Recurring financial income75 | - | €110 | €5 | €10 | - | - |
| Financial charges65/66B | €327 | €561 | €542 | €556 | €652 | ▲ 17.3% |
| Recurring financial charges65 | €327 | €561 | €542 | €556 | €652 | ▲ 17.3% |
| Profit (loss) for the period before taxes9903 | €20,052 | €26,877 | €17,874 | €10,958 | €8,696 | ▼ 20.6% |
| Income taxes67/77 | - | - | - | €7,762 | €7,387 | ▼ 4.8% |
| Profit (loss) for the period9904 | €20,052 | €26,877 | €17,874 | €3,196 | €1,309 | ▼ 59.1% |
| Profit (loss) for the period to be appropriated9905 | €20,052 | €26,877 | €17,874 | €3,196 | €1,309 | ▼ 59.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €100,400 | €128,984 | €144,228 | €180,706 | €162,216 | ▼ 10.2% |
| Fixed assets21/28 | €28 | €28 | €28 | €28 | €4,687 | ▲ 16,681% |
| Tangible fixed assets22/27 | - | - | - | - | €2,859 | - |
| Plant, machinery and equipment23 | - | - | - | - | €2,859 | - |
| Financial fixed assets28 | €28 | €28 | €28 | €28 | €1,828 | ▲ 6,445% |
| Current assets29/58 | €100,372 | €128,956 | €144,200 | €180,678 | €157,529 | ▼ 12.8% |
| Stocks and contracts in progress3 | €6,562 | €5,057 | €2,606 | €2,957 | €2,637 | ▼ 10.8% |
| Stocks30/36 | €6,562 | €5,057 | €2,606 | €2,957 | €2,637 | ▼ 10.8% |
| Amounts receivable within one year40/41 | - | €1,290 | €1,677 | €958 | €14,134 | ▲ 1,375% |
| Trade receivables40 | - | €1,290 | €1,677 | €583 | €8,627 | ▲ 1,380% |
| Other amounts receivable41 | - | - | - | €375 | €5,506 | ▲ 1,367% |
| Cash at bank and in hand54/58 | €93,809 | €122,609 | €139,917 | €176,763 | €140,759 | ▼ 20.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €100,400 | €128,984 | €144,228 | €180,706 | €162,216 | ▼ 10.2% |
| Equity10/15 | €54,836 | €81,713 | €99,587 | €102,783 | €104,092 | ▲ 1.3% |
| Contributions10/11 | €38,600 | €38,600 | €38,600 | €38,600 | €38,600 | = |
| Capital10 | €38,600 | €38,600 | - | - | - | - |
| Issued capital100 | €38,600 | €38,600 | - | - | - | - |
| Outside capital11 | - | - | €38,600 | €38,600 | - | - |
| Other1109/19 | - | - | €38,600 | €38,600 | - | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | €1,860 | €1,860 | €1,860 | €1,860 | - | - |
| Other1319 | - | - | - | - | €1,860 | - |
| Profit (loss) carried forward14 | €14,376 | €41,253 | €59,127 | €62,323 | €63,632 | ▲ 2.1% |
| Amounts payable17/49 | €45,564 | €47,270 | €44,640 | €77,923 | €58,124 | ▼ 25.4% |
| Amounts payable within one year42/48 | €45,564 | €47,270 | €44,640 | €77,923 | €58,124 | ▼ 25.4% |
| Financial debts43 | €34,467 | €36,160 | €34,401 | €42,277 | €43,552 | ▲ 3.0% |
| Credit institutions430/8 | €34,467 | €36,160 | €34,401 | €42,277 | €43,552 | ▲ 3.0% |
| Trade debts44 | €4,452 | €5,492 | €1,585 | €15,274 | €3,977 | ▼ 74.0% |
| Suppliers440/4 | €4,452 | €5,492 | €1,585 | €15,274 | €3,977 | ▼ 74.0% |
| Advances received on contracts in progress46 | - | - | - | €695 | €695 | = |
| Taxes, remuneration and social security45 | €6,645 | €5,618 | €8,654 | €19,677 | €9,900 | ▼ 49.7% |
| Taxes450/3 | €6,645 | €5,618 | €8,654 | €19,677 | €9,900 | ▼ 49.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €20,052 | €26,877 | €17,874 | €3,196 | €1,309 | ▼ 59.1% |
| Operating cash flow (approximation) | €20,052 | €26,877 | €17,874 | €3,196 | €1,309 | ▼ 59.1% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | -€4,659 | - |
| Change in cash | - | €28,800 | €17,308 | €36,847 | -€36,004 | ▼ 198% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet €1,309 ▼59.1%
Net result drops to €1,309, the lowest in the series.
21-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100,000Eq €102,783 ▲3.2%
7 profitable years in a row build equity to €102,783.
15-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 46 days late
2023
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €26,877 ▲34%
Operating result €27,329, net result €26,877, both a record.
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
2021
22-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 83 days late
2020
07-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 68 days late
2019
04-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 65 days late
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 17 days late
2017
04-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2002
Ground area
1,410 m²
Building footprint
1,363 m²
Volume, LiDAR
17,329 m³
Parcel 21807G0129/00W003, Brussels · tallest building 32.1 m, ±1 floor. Linked by address, not a title deed.
45
companies at this address
See who is registered here
1 establishment unit
KANDIYOTI-NIELSEN SPRL
since 20022.094.661.055
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0129/00W003 | Brussels | 1,410 m² | 1 · 1,363 m² | 32.1 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 711 companies in sector 32130 we hold annual accounts for 32. 24 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-10-2001
Fiscal year end31-12
Activities, NACEBEL 2025
32130Manufacture of imitation jewellery and related articles
46480Wholesale trade
47784Retail sale of souvenirs and religious articles
E-invoicing
Reachable via Peppol
Peppol ID
0208:0475891601
Also
9925:BE0475891601
Registered
27-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.