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JAYDA

Active
Private limited companyfounded 2021active for 4 yearsKasteelstraat 185, 9255 Buggenhout, BelgiumKBO/BCE: BE 0776.750.066
Summary

JAYDA has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €111,382 and a net result of €16,570. Equity remains stable across the filed financial years (±0.6% per year). Its solvency ranks better than 32% of 4,754 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Overview

Activity
Full-service restaurants
NACE 56111Event catering NACE 56210
5th largest company by total assets in Buggenhout, Accommodation and food service sector1 site
Size
≈ €730,000turnover 2025, estimated
Equity
€111,382
Profit
€16,570
Turnover estimated from the gross margin
Financial health
65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.3%
Structure
2025 accounts 2 days early1 of 3 deeds summarised
Why 65raises riskSector: Food and beverage service activities (NACE 56)Founded in 2021Equity €111,382 (12.6% of total assets)lowers riskSize: total assets €883,953Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 50% of its sector peers (NACE 56, micro)
Financial strength · tick = 2024
Average
Solvency 38+3
equity 12.6% of total assets
Liquidity 50+1
short-term debt 24.1% · cash 7.3%
Profitability 70+33
return on assets 1.9%
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,766 companies, NACE 56, micro)
Last 24 months 11-2024: 1.5% 12-2024: 1.5%● unchanged vs 11-2024 01-2025: 1.6%▲ +0.1 percentage points vs 12-2024 02-2025: 1.6%● unchanged vs 01-2025 03-2025: 1.6%● unchanged vs 02-2025 04-2025: 1.7%▲ +0.1 percentage points vs 03-2025 05-2025: 1.9%▲ +0.2 percentage points vs 04-2025 06-2025: 1.9%● unchanged vs 05-2025 07-2025: 1.7%▼ -0.2 percentage points vs 06-2025 08-2025: 1.7%● unchanged vs 07-2025 09-2025: 1.7%● unchanged vs 08-2025 10-2025: 1.7%● unchanged vs 09-2025 11-2025: 1.7%● unchanged vs 10-2025 12-2025: 1.7%● unchanged vs 11-2025 01-2026: 1.8%▲ +0.1 percentage points vs 12-2025 02-2026: 2.0%▲ +0.2 percentage points vs 01-2026 03-2026: 2.1%▲ +0.1 percentage points vs 02-2026 04-2026: 2.5%▲ +0.4 percentage points vs 03-2026highest value 05-2026: 1.3%▼ -1.2 percentage points vs 04-2026 06-2026: 1.3%● unchanged vs 05-2026 07-2026: 1.3%● unchanged vs 06-2026 08-2026: 1.3%● unchanged vs 07-2026 09-2026: 1.3%● unchanged vs 08-2026 10-2026: 1.3%● unchanged vs 09-2026lowest value
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.72, compared with 0.7 in 2024, below 1; short-term debt: 24.1% and cash: 7.3% of total assets), and 87.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 35% on solvency, 52% on liquidity, 49% on profitability and 64% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
lowers risk · Size: total assets €883,953
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2021
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Equity €111,382 (12.6% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
2 days early
2024
6 days early
2023
49 days early
2022
38 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 24 days before the deadline; the sector median (NACE 56) for financial year 2024 is 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 8 April (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end28-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Appointment: Kim Caluwé (bijkomend zaakvoerder)Gazette deed
  3. Back to profitnet €16,570

Financials · financial year 2025, abbreviated format

Turnover
≈ €730,000
Estimated: probably between €680,000 and €1.0m
Total assets
€883,953▼ 5.7%
2024 · €937,513
Net result
€16,570
2024 · -€37,308
Working capital
-€59,677▲ 7.9%
2024 · -€64,796
Trend over the years

2022 to 2025, 4 financial years

The operating result returns to profit in 2025: €34,971 after a loss of €28,211 in 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€34,971 2025 Net result€16,570 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 56, Food and beverage service activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line2022202320242025
Operating result€92,539-€35,990▼ 61.1%-€28,211€34,971
Net result€72,987within the sector's middle half-€29,132above the sector's middle half▼ 60.1%-€37,308below the sector's middle half€16,570within the sector's middle half
Equity€102,987within the sector's middle half-€132,119above the sector's middle half▲ 28.3%€94,811above the sector's middle half▼ 28.2%€111,382within the sector's middle half▲ 17.5%
Total assets€392,640within the sector's middle half-€358,980above the sector's middle half▼ 8.6%€937,513above the sector's middle half▲ 161%€883,953above the sector's middle half▼ 5.7%
Debt€289,654-€226,861▼ 21.7%€842,702▲ 271%€772,572▼ 8.3%
Working capital-€26,995within the sector's middle half--€27,135within the sector's middle half▼ 0.5%-€64,796below the sector's middle half▼ 139%-€59,677within the sector's middle half▲ 7.9%
Solvency26.2%within the sector's middle half-36.8%within the sector's middle half▲ 10.6pp10.1%within the sector's middle half▼ 26.7pp12.6%within the sector's middle half▲ 2.5pp
Current ratio0.86within the sector's middle half-0.84within the sector's middle half▼ 0.020.70within the sector's middle half▼ 0.140.72within the sector's middle half▲ 0.02
Return on assets (ROA)18.6%above the sector's middle half-8.1%within the sector's middle half▼ 10.5pp-4.0%within the sector's middle half▼ 12.1pp1.9%within the sector's middle half▲ 5.9pp
Staff (FTE)3.9within the sector's middle half-4.4▲ 12.8%0below the sector's middle half
above within below the middle half of NACE 56, Food and beverage service activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €883,953
Fixed assets €730,870 ▼ 7.2%
Current assets €153,083 ▲ 2.3%
Equity and liabilities €883,953
Equity €111,382 ▲ 17.5%
Debt €772,572 ▼ 8.3%
Debt's share of the balance-sheet total falls from 89.9% to 87.4%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€109,608▲
2024 · €23,541
Cash flow
€91,207▲
2024 · €14,444
Quick ratio
0.63▲
2024 · 0.63
Debt to equity
6.94▼
2024 · 8.89
ROE
14.9%▲
2024 · -39.3%
Interest coverage
5.83▲
2024 · 2.75
Debt ≤ 1 year
€212,760▼
2024 · €214,392
Debt > 1 year
€558,204▼
2024 · €622,562
Income taxes
€0▼
2024 · €735
Staff costs
€199,828▲
2024 · €159,327
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 896 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 98.1% are still going.

  • Small
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet
1.1% went bankrupt
0.7% stopped otherwise
98.1% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 896 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet Code20242025
Assets
Total assets20/58€937,513€883,953▼
Fixed assets21/28€787,917€730,870▼
Intangible fixed assets21€107,615€92,615▼
Tangible fixed assets22/27€666,803€624,755▼
Plant, machinery and equipment23€67,173€50,962▼
Furniture and vehicles24€11,975€12,657▲
Other tangible fixed assets26€587,654€561,136▼
Financial fixed assets28€13,500€13,500=
Current assets29/58€149,596€153,083▲
Stocks and contracts in progress3€14,784€18,309▲
Stocks30/36€14,784€18,309▲
Amounts receivable within one year40/41€26,040€30,688▲
Trade receivables40€25,021€30,688▲
Other amounts receivable41€1,019€0▼
Cash at bank and in hand54/58€54,336€64,931▲
Deferred charges and accrued income490/1€54,436€39,156▼
Equity and liabilities
Total equity and liabilities10/49€937,513€883,953▼
Equity10/15€94,811€111,382▲
Contributions10/11€30,000€30,000=
Reserves13€64,811€64,811=
Distributable reserves133€64,811€64,811=
Profit (loss) carried forward14-€16,570
Amounts payable17/49€842,702€772,572▼
Amounts payable after more than one year17€622,562€558,204▼
Financial debts170/4€622,562€558,204▼
Amounts payable within one year42/48€214,392€212,760▼
Current portion of amounts payable after more than one year42€65,218€56,738▼
Trade debts44€28,563€37,545▲
Suppliers440/4€28,563€37,545▲
Advances received on contracts in progress46€89,741€68,568▼
Taxes, remuneration and social security45€30,869€44,241▲
Taxes450/3€13,971€21,824▲
Remuneration and social security454/9€16,899€22,417▲
Other amounts payable47/48€0€5,667▲
Accrued charges and deferred income492/3€5,748€1,608▼
Income statement Code20242025
Remuneration, social security and pensions62€159,327€199,828▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51,752€74,637▲
Other operating charges640/8€7,359€2,171▼
Gross operating margin9900€190,226€311,607▲
Operating profit (loss)9901-€28,211€34,971▲
Financial income75/76B€204€405▲
Recurring financial income75€204€405▲
Financial charges65/66B€8,566€18,805▲
Recurring financial charges65€8,566€18,805▲
Profit (loss) for the period before taxes9903-€36,572€16,570▲
Income taxes67/77€735€0▼
Profit (loss) for the period9904-€37,308€16,570▲
Profit (loss) for the period to be appropriated9905-€37,308€16,570▲
Appropriation of the result
Profit (loss) to be appropriated9906-€37,308€16,570▲
Transfer from equity791/2€37,308€0▼
Transfer to equity691/2€0-
To other reserves6921€0-
Social balance sheet
Average headcount (FTE)9087-0.0

The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Remuneration, social security and pensions62€138,792€179,234€159,327€199,828▲ 25.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18,087€34,452€51,752€74,637▲ 44.2%
Other operating charges640/8€3,607€8,391€7,359€2,171▼ 70.5%
Gross operating margin9900€253,026€258,067€190,226€311,607▲ 63.8%
Operating profit (loss)9901€92,539€35,990-€28,211€34,971-
Financial income75/76B€339€2,723€204€405▲ 98.0%
Recurring financial income75€339€2,723€204€405▲ 98.0%
Financial charges65/66B€739€1,876€8,566€18,805▲ 120%
Recurring financial charges65€739€1,876€8,566€18,805▲ 120%
Profit (loss) for the period before taxes9903€92,139€36,837-€36,572€16,570-
Income taxes67/77€19,152€7,705€735€0▼ 100%
Profit (loss) for the period9904€72,987€29,132-€37,308€16,570-
Profit (loss) for the period to be appropriated9905€72,987€29,132-€37,308€16,570-
Line2022202320242025Change
Assets
Total assets20/58€392,640€358,980€937,513€883,953▼ 5.7%
Fixed assets21/28€223,084€215,471€787,917€730,870▼ 7.2%
Intangible fixed assets21€137,615€122,615€107,615€92,615▼ 13.9%
Tangible fixed assets22/27€71,969€79,356€666,803€624,755▼ 6.3%
Plant, machinery and equipment23€61,369€66,451€67,173€50,962▼ 24.1%
Furniture and vehicles24€10,600€12,905€11,975€12,657▲ 5.7%
Other tangible fixed assets26--€587,654€561,136▼ 4.5%
Financial fixed assets28€13,500€13,500€13,500€13,500=
Current assets29/58€169,557€143,509€149,596€153,083▲ 2.3%
Stocks and contracts in progress3€6,006€14,784€14,784€18,309▲ 23.8%
Stocks30/36€6,006€14,784€14,784€18,309▲ 23.8%
Amounts receivable within one year40/41€35,016€34,501€26,040€30,688▲ 17.8%
Trade receivables40€34,853€34,501€25,021€30,688▲ 22.6%
Other amounts receivable41€164€0€1,019€0▼ 100%
Cash at bank and in hand54/58€126,534€89,828€54,336€64,931▲ 19.5%
Deferred charges and accrued income490/1€2,000€4,396€54,436€39,156▼ 28.1%
Equity and liabilities
Total equity and liabilities10/49€392,640€358,980€937,513€883,953▼ 5.7%
Equity10/15€102,987€132,119€94,811€111,382▲ 17.5%
Contributions10/11€30,000€30,000€30,000€30,000=
Reserves13€72,987€102,119€64,811€64,811=
Distributable reserves133€72,987€102,119€64,811€64,811=
Profit (loss) carried forward14---€16,570-
Amounts payable17/49€289,654€226,861€842,702€772,572▼ 8.3%
Amounts payable after more than one year17€93,006€56,217€622,562€558,204▼ 10.3%
Financial debts170/4€93,006€56,217€622,562€558,204▼ 10.3%
Amounts payable within one year42/48€196,552€170,644€214,392€212,760▼ 0.8%
Current portion of amounts payable after more than one year42€38,474€37,735€65,218€56,738▼ 13.0%
Trade debts44€49,607€45,933€28,563€37,545▲ 31.4%
Suppliers440/4€49,607€45,933€28,563€37,545▲ 31.4%
Advances received on contracts in progress46€44,056€40,451€89,741€68,568▼ 23.6%
Taxes, remuneration and social security45€64,414€45,724€30,869€44,241▲ 43.3%
Taxes450/3€36,882€21,442€13,971€21,824▲ 56.2%
Remuneration and social security454/9€27,533€24,282€16,899€22,417▲ 32.7%
Other amounts payable47/48-€801€0€5,667-
Accrued charges and deferred income492/3€96€0€5,748€1,608▼ 72.0%
Line2022202320242025Change
Profit (loss) for the period9904€72,987€29,132-€37,308€16,570-
+ Depreciation and write-downs630€18,087€34,452€51,752€74,637▲ 44.2%
Operating cash flow (approximation)€91,074€63,584€14,444€91,207▲ 531%
Investment in fixed assets (approximation)--€26,839-€624,198-€17,589▲ 97.2%
Change in cash--€36,706-€35,492€10,594-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (4)
Financial year Type Filed Reference
30-09-2025 abbreviated format 28-04-2026 2026-00091699
30-09-2024 micro format 24-04-2025 2025-00074679
30-09-2023 micro format 12-03-2024 2024-00042209
30-09-2022 abbreviated format 23-03-2023 2023-00044043

Similar companies · same sector, comparable size

Of the 20,107 active companies whose main activity is full-service restaurants (NACE 56111), figures are known for 11,742. 9,587 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Subsidies and aid

Flemish government

2024 · 1 entry · €6,615 awarded · €6,615 paid
Schemes
1 entry · €6,615 · €6,615 paid · Fonds voor Innoveren en Ondernemen

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, last change in 2025
Kim Caluwé
Bijkomend zaakvoerder · since 01-10-2025
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →
Not every act has been read: a resignation may still be missing
2 of this company's 3 Belgian Official Gazette deeds have not been read yet. Appointments and resignations recorded in them are not yet in the list of directors: someone who resigned there may still be listed as sitting. The acts are in the Timeline.

Mandate history

1 person since 2025, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
Kim Caluwé
  • Bijkomend zaakvoerder, from 01-10-2025 to date
See the board, name and registered office on a given date →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 2 November 2021, JAYDA was incorporated as a private limited company.1 Total assets went from €392,640 in 2022 to €883,953 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2022 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 30-04-2027
2026
28-04
NBB filing Annual accounts filed
financial year 2025 · abbreviated format
2025
18-12
Gazette deed Appointment: Kim Caluwé (bijkomend zaakvoerder)
1 fact ▸
  • Director appointment, Kim Caluwé (bijkomend zaakvoerder)
30-09
Financial Back to profitnet €16,570
Net result €16,570 after one loss-making year.
30-09
Financial Equity above €100,000equity €111,382 ▲17.5%
Equity rises from €94,811 to €111,382.
24-04
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
30-09
Financial Weakest financial yearnet -€37,308
Net result drops to -€37,308, the lowest in the series; recovery starts the following year.
12-03
NBB filing Annual accounts filed
financial year 2023 · micro format
2023
23-03
NBB filing Annual accounts filed
financial year 2022 · abbreviated format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 3 deeds read
About the unread acts

Of the 3 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded02-11-2021
Financial year end30-09
Activities, NACEBEL 2025
56111Full-service restaurants
56210Event catering
68203Renting and operating of own or leased non-residential real estate, excluding land
90391Promotion and organisation of arts and performing arts events
90399Other support activities for arts and performing arts
Contact
E-mail info@hofterbuecken.beBuggenhout
Phone 052/397038Buggenhout
E-invoicing
Reachable via Peppol
Peppol ID 0208:0776750066
Registered 21-10-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Buggenhoutunit no. 2.323.693.693
1 permission
Authorisation · Eetgelegenheid · since 16-12-2021

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Buggenhout · 1 establishment unit since 2021
registered office establishment The establishment unit on the map
Ground area
2,920 m²
Building footprint
859 m²
Building volume
5,201 m³
Parcel 42004B0698/00B009, Flanders · tallest building 18.0 m. Linked by address, not a title deed.
1 establishment unit
Hof Ter Buecken
Kasteelstraat 185, 9255 BuggenhoutFull-service restaurants
since 2021unit no. 2.323.693.693
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
42004B0698/00B009 Flanders 2,920 m² 1 · 859 m² 18.0 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.