JAY DIMON
ActiveJAY DIMON has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.95M and a net result of €-24k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 47% of 8002 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability18▲+2
Solvency66=
Growth22=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95k at 30 days acceptable
Liquidity ample (current ratio 1.63 against 1.63 in 2024; short-term debt: 58.5% and cash: 0.2% of total assets), but 58.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.5%
Return on assets
-0.5%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-24k
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
2 d early
2023
9 d early
2022
19 d early
2021
3 d early
2020
222 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€947k▼ 76.1%
2018 · €3.96M
2018: €3.96M
2018 → 2019
EBIT margin
-4.1%▼ 8.2pp
2018 · 4.1%
2018: 4.1%
2018 → 2019
Net result
€-24k▲ 75.4%
2024 · €-98k
2018: €10k
2019: €-2k
2020: €-152k
2021: €204k
2022: €2k
2023: €-11k
2024: €-98k
2018 → 2025
Working capital
€1.74M▼ 0.9%
2024 · €1.75M
2018: €1.75M
2019: €1.73M
2020: €1.59M
2021: €1.97M
2022: €1.85M
2023: €1.84M
2024: €1.75M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.08M-€2.08M▲ 0.1%€2.07M▼ 0.5%€1.97M▼ 4.7%€1.95M▼ 1.2%
Operating result€654k-€85k▼ 87.0%€32k▼ 62.8%€-105k€-21k▲ 79.8%
Net result€204k-€2k▼ 99.1%€-11k€-98k▼ 810%€-24k▲ 75.4%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €21k in 2025 against €105k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.70M
Fixed assets
€213k▼ 3.4%
Current assets
€4.49M▼ 1.4%
Equity and liabilities €4.70M
Equity
€1.95M▼ 1.2%
Debt
€2.75M▼ 1.6%
The debt ratio falls from 58.6% to 58.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-14k▲
2024 · €-97k
Cash flow
€-17k▲
2024 · €-90k
Solvency
41.5%▲
2024 · 41.4%
Current ratio
1.63▲
2024 · 1.63
Quick ratio
0.07▼
2024 · 0.11
Debt / equity
1.41▼
2024 · 1.42
ROE
-1.2%▲
2024 · -5.0%
ROA
-0.5%▲
2024 · -2.1%
Interest coverage
-0.47▲
2024 · -7.80
Debt
€2.75M▼
2024 · €2.80M
Debt ≤ 1 year
€2.75M▼
2024 · €2.80M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.77M€4.70M▼
Fixed assets21/28€220k€213k▼
Tangible fixed assets22/27€218k€210k▼
Land and buildings22€218k€210k▼
Financial fixed assets28€3k€3k=
Current assets29/58€4.55M€4.49M▼
Stocks and contracts in progress3€4.24M€4.29M▲
Stocks30/36€4.24M€4.29M▲
Amounts receivable within one year40/41€269k€192k▼
Trade receivables40€265k€191k▼
Other amounts receivable41€4k€2k▼
Cash at bank and in hand54/58€43k€7k▼
Equity and liabilities
Total equity and liabilities10/49€4.77M€4.70M▼
Equity10/15€1.97M€1.95M▼
Contributions10/11€1.75M€1.75M=
Reserves13€224k€199k▼
Non-distributable reserves130/1€20k€20k=
Reserves not available under the articles1311€20k€20k=
Distributable reserves133€204k€180k▼
Amounts payable17/49€2.80M€2.75M▼
Amounts payable within one year42/48€2.80M€2.75M▼
Trade debts44€655k€629k▼
Suppliers440/4€655k€629k▼
Advances received on contracts in progress46€1.93M€1.93M=
Taxes, remuneration and social security45€20k-
Taxes450/3€20k-
Other amounts payable47/48€196k€196k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k=
Other operating charges640/8€3k€3k▼
Gross operating margin9900€-94k€-11k▲
Operating profit (loss)9901€-105k€-21k▲
Financial income75/76B€30k€26k▼
Recurring financial income75€30k€26k▼
Financial charges65/66B€12k€29k▲
Recurring financial charges65€12k€29k▲
Profit (loss) for the period before taxes9903€-87k€-24k▲
Income taxes67/77€11k-
Profit (loss) for the period9904€-98k€-24k▲
Profit (loss) for the period to be appropriated9905€-98k€-24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-98k€-24k▲
Transfer from equity791/2€98k€24k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 24 days late
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
10-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 222 days late
2021
31-12
Financial
Back to profitnet €204k
Net result €204k after 2 loss-making years.
31-12
Financial
Equity above €2MEq €2.08M ▲10.9%
Equity rises from €1.88M to €2.08M.
2020
31-12
Financial
Weakest financial yearnet €-152k
Net result drops to €-152k, the lowest in the series; recovery starts the following year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 91 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2003
Ground area
3,604 m²
Building footprint
2,774 m²
Volume, LiDAR
71,494 m³
Parcel 11808H1178/00F008, Flanders · tallest building 45.0 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
JAY DIMON BVBA
since 20032.131.635.673
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H1178/00F008 | Flanders | 3,604 m² | 1 · 2,774 m² | 45.0 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Netaldiam
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SARVIN
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Of 1,229 companies in sector 46861 we hold annual accounts for 678. 450 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-01-2003
Fiscal year end31-12
Activities, NACEBEL
46861Wholesale of diamonds and other precious stones
51561
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.