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JAY CONSULTING

Active
Private limited companyfounded 20241 yr activeMolignéestraat 2, 1160 Oudergem, BelgiumKBO/BCE: BE 1014.413.924
Summary

JAY CONSULTING has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €108,119 and a net result of €103,119. Its solvency ranks better than 91% of 3507 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days only on tighter terms
Liquidity ample (current ratio 10.21; short-term debt: 9.5% and cash: 75.4% of total assets), and 9.5% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
90.5%
Return on assets
86.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
8 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

JAY CONSULTING was incorporated on 1 October 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€108,119
Total assets
€119,502
Net result
€103,119
Working capital
€104,807

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €119,028
Fixed assets €2,838
Current assets €116,190
Equity and liabilities €119,502
Equity €108,119
Debt €11,384
Debt finances 9.5% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€150,377
Cash flow
€103,954
Current ratio
10.21
Debt to equity
0.11
ROE
95.4%
ROA
86.3%
Interest coverage
18074.15
Debt ≤ 1 year
€11,384
Income taxes
€46,417
Staff costs
€3,016

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 40 lines
Balance sheet Code2025
Assets
Total assets20/58€119,502
Formation expenses20€474
Fixed assets21/28€2,838
Tangible fixed assets22/27€2,838
Furniture and vehicles24€2,838
Current assets29/58€116,190
Amounts receivable within one year40/41€25,918
Trade receivables40€25,918
Cash at bank and in hand54/58€90,117
Deferred charges and accrued income490/1€155
Equity and liabilities
Total equity and liabilities10/49€119,502
Equity10/15€108,119
Contributions10/11€5,000
Reserves13€103,000
Distributable reserves133€103,000
Profit (loss) carried forward14€119
Amounts payable17/49€11,384
Amounts payable within one year42/48€11,384
Trade debts44€2,892
Suppliers440/4€2,892
Taxes, remuneration and social security45€8,383
Taxes450/3€7,998
Remuneration and social security454/9€385
Other amounts payable47/48€109
Income statement Code2025
Remuneration, social security and pensions62€3,016
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€836
Other operating charges640/8€32
Gross operating margin9900€153,425
Operating profit (loss)9901€149,541
Financial income75/76B€3
Recurring financial income75€3
Financial charges65/66B€8
Recurring financial charges65€8
Profit (loss) for the period before taxes9903€149,536
Income taxes67/77€46,417
Profit (loss) for the period9904€103,119
Profit (loss) for the period to be appropriated9905€103,119
Appropriation of the result
Profit (loss) to be appropriated9906€103,119
Transfer to equity691/2€103,000
To other reserves6921€103,000

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€3,016
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€836
Other operating charges640/8€32
Gross operating margin9900€153,425
Operating profit (loss)9901€149,541
Financial income75/76B€3
Recurring financial income75€3
Financial charges65/66B€8
Recurring financial charges65€8
Profit (loss) for the period before taxes9903€149,536
Income taxes67/77€46,417
Profit (loss) for the period9904€103,119
Profit (loss) for the period to be appropriated9905€103,119
Line2025
Assets
Total assets20/58€119,502
Formation expenses20€474
Fixed assets21/28€2,838
Tangible fixed assets22/27€2,838
Furniture and vehicles24€2,838
Current assets29/58€116,190
Amounts receivable within one year40/41€25,918
Trade receivables40€25,918
Cash at bank and in hand54/58€90,117
Deferred charges and accrued income490/1€155
Equity and liabilities
Total equity and liabilities10/49€119,502
Equity10/15€108,119
Contributions10/11€5,000
Reserves13€103,000
Distributable reserves133€103,000
Profit (loss) carried forward14€119
Amounts payable17/49€11,384
Amounts payable within one year42/48€11,384
Trade debts44€2,892
Suppliers440/4€2,892
Taxes, remuneration and social security45€8,383
Taxes450/3€7,998
Remuneration and social security454/9€385
Other amounts payable47/48€109
Line2025
Profit (loss) for the period9904€103,119
+ Depreciation and write-downs630€836
Operating cash flow (approximation)€103,954

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
23-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudergem · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
56 m²
Building footprint
51 m²
Volume, LiDAR
439 m³
Parcel 21002A0172/00T032, Brussels · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JAY CONSULTING
Molignéestraat 2, 1160 OudergemComputing infrastructure, data processing, hosting and other information service activities
since 20242.364.825.257
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21002A0172/00T032 Brussels 56 m² 1 · 51 m² 10.1 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 4,561 companies in sector 74999 we hold annual accounts for 1,936. 1,550 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded01-10-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
74999Other professional, scientific and technical activities
63920Other information service activities
85599Other education
E-invoicing
Reachable via Peppol
Peppol ID 0208:1014413924
Also 9925:BE1014413924
Registered 23-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.