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JAY CONSULT

Active
Private limited companyfounded 2024active for 1 yearVarenlaan 3, 2840 Rumst, BelgiumKBO/BCE: BE 1017.914.733
Summary

JAY CONSULT has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €63,372 and a net result of €58,372. Its solvency ranks better than 64% of 955 sector peers (NACE 70, financial year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).

Financials · financial year 2026, micro format

Equity
€63,372
Total assets
€85,555
Net result
€58,372
Working capital
€63,372

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Equity and liabilities €85,555
Equity €63,372
Debt €22,183
Debt finances 25.9% of the balance-sheet total.
Key figures and ratios
2026 value
Current ratio
3.86
Debt to equity
0.35
ROE
92.1%
ROA
68.2%
Debt ≤ 1 year
€22,183
Income taxes
€15,931

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% still going

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2026 · 34 lines
Balance sheet Code2026
Assets
Total assets20/58€85,555
Current assets29/58€85,555
Amounts receivable within one year40/41€67,800
Trade receivables40€21,614
Other amounts receivable41€46,186
Current investments50/53€3,000
Cash at bank and in hand54/58€14,243
Deferred charges and accrued income490/1€512
Equity and liabilities
Total equity and liabilities10/49€85,555
Equity10/15€63,372
Contributions10/11€5,000
Reserves13€58,372
Distributable reserves133€58,372
Amounts payable17/49€22,183
Amounts payable within one year42/48€22,183
Trade debts44€275
Suppliers440/4€275
Taxes, remuneration and social security45€21,034
Taxes450/3€21,034
Other amounts payable47/48€873
Income statement Code2026
Other operating charges640/8€1,389
Gross operating margin9900€74,201
Operating profit (loss)9901€72,811
Financial income75/76B€1,554
Recurring financial income75€1,554
Financial charges65/66B€62
Recurring financial charges65€62
Profit (loss) for the period before taxes9903€74,303
Income taxes67/77€15,931
Profit (loss) for the period9904€58,372
Profit (loss) for the period to be appropriated9905€58,372
Appropriation of the result
Profit (loss) to be appropriated9906€58,372
Transfer to equity691/2€58,372
To other reserves6921€58,372

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2026
Other operating charges640/8€1,389
Gross operating margin9900€74,201
Operating profit (loss)9901€72,811
Financial income75/76B€1,554
Recurring financial income75€1,554
Financial charges65/66B€62
Recurring financial charges65€62
Profit (loss) for the period before taxes9903€74,303
Income taxes67/77€15,931
Profit (loss) for the period9904€58,372
Profit (loss) for the period to be appropriated9905€58,372
Line2026
Assets
Total assets20/58€85,555
Current assets29/58€85,555
Amounts receivable within one year40/41€67,800
Trade receivables40€21,614
Other amounts receivable41€46,186
Current investments50/53€3,000
Cash at bank and in hand54/58€14,243
Deferred charges and accrued income490/1€512
Equity and liabilities
Total equity and liabilities10/49€85,555
Equity10/15€63,372
Contributions10/11€5,000
Reserves13€58,372
Distributable reserves133€58,372
Amounts payable17/49€22,183
Amounts payable within one year42/48€22,183
Trade debts44€275
Suppliers440/4€275
Taxes, remuneration and social security45€21,034
Taxes450/3€21,034
Other amounts payable47/48€873
Line2026
Profit (loss) for the period9904€58,372
Operating cash flow (approximation)€58,372

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-03-2026 micro format 06-10-2026 2026-00547748

Similar companies · same sector, comparable size

Of the 5,753 active companies whose main activity is activities of head offices (NACE 70100), figures are known for 3,672. 2,267 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.