JAWELCO
ActiveJAWELCO has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.32M and a net result of €300k. Equity is growing by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 53% of 2917 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
94
/ 100
Excellent▲ +36 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+8
Solvency82▲+31
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 1.59 against 0.6 in 2023), but 54% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
46%
Return on assets
10.5%
Age of the figures
20 mo
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
26 d late
2023
12 d early
2022
25 d early
2021
37 d early
2020
29 d early
2019
35 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€1.32M▲ 19.5%
2023 · €1.11M
2018: €852k
2019: €960k
2020: €1.07M
2021: €1.26M
2022: €1.11M
2023: €1.11M
2018 → 2024
Total assets
€2.87M▲ 0.5%
2023 · €2.86M
2018: €1.21M
2019: €1.23M
2020: €2.16M
2021: €3.08M
2022: €3.38M
2023: €2.86M
2018 → 2024
Net result
€300k▲ 48.0%
2023 · €203k
2018: €324k
2019: €110k
2020: €115k
2021: €187k
2022: €369k
2023: €203k
2018 → 2024
Working capital
€118k
2023 · €-128k
2018: €79k
2019: €214k
2020: €145k
2021: €-21k
2022: €-139k
2023: €-128k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.07M-€1.26M▲ 17.3%€1.11M▼ 12.1%€1.11M=€1.32M▲ 19.5%
Operating result€172k-€286k▲ 66.0%€240k▼ 16.2%€84k▼ 64.9%€126k▲ 50.1%
Net result€115k-€187k▲ 63.0%€369k▲ 96.9%€203k▼ 44.9%€300k▲ 48.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 50% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.87M
Fixed assets
€2.55M▼ 4.2%
Current assets
€320k▲ 64.6%
Equity and liabilities €2.87M
Equity
€1.32M▲ 19.5%
Debt
€1.55M▼ 11.5%
The debt ratio falls from 61.3% to 54.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€191k▲
2023 · €149k
Cash flow
€365k▲
2023 · €268k
Solvency
46.0%▲
2023 · 38.7%
Current ratio
1.59▲
2023 · 0.60
Quick ratio
1.59▲
2023 · 0.60
Debt / equity
1.17▼
2023 · 1.58
ROE
22.7%▲
2023 · 18.4%
ROA
10.5%▲
2023 · 7.1%
Interest coverage
11.40▲
2023 · 6.86
Debt
€1.55M▼
2023 · €1.75M
Debt ≤ 1 year
€202k▼
2023 · €322k
Debt > 1 year
€1.35M▼
2023 · €1.43M
Income taxes
€53k▲
2023 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.86M€2.87M▲
Fixed assets21/28€2.66M€2.55M▼
Tangible fixed assets22/27€1.96M€1.90M▼
Land and buildings22€1.90M€1.86M▼
Plant, machinery and equipment23€5k€5k▲
Furniture and vehicles24€54k€36k▼
Financial fixed assets28€703k€656k▼
Current assets29/58€194k€320k▲
Amounts receivable within one year40/41-€100k
Other amounts receivable41-€100k
Cash at bank and in hand54/58€188k€216k▲
Deferred charges and accrued income490/1€6k€3k▼
Equity and liabilities
Total equity and liabilities10/49€2.86M€2.87M▲
Equity10/15€1.11M€1.32M▲
Contributions10/11€19k€19k=
Reserves13€1.09M€1.30M▲
Distributable reserves133€1.09M€1.30M▲
Amounts payable17/49€1.75M€1.55M▼
Amounts payable after more than one year17€1.43M€1.35M▼
Financial debts170/4€1.43M€1.35M▼
Amounts payable within one year42/48€322k€202k▼
Current portion of amounts payable after more than one year42€79k€80k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€37k€33k▼
Taxes450/3€37k€33k▼
Other amounts payable47/48€204k€87k▼
Accrued charges and deferred income492/3€325-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€65k€65k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€151k€193k▲
Operating profit (loss)9901€84k€126k▲
Financial income75/76B€174k€244k▲
Recurring financial income75€165k€241k▲
Non-recurring financial income76B€9k€3k▼
Financial charges65/66B€22k€17k▼
Recurring financial charges65€22k€17k▼
Profit (loss) for the period before taxes9903€236k€354k▲
Income taxes67/77€33k€53k▲
Profit (loss) for the period9904€203k€300k▲
Profit (loss) for the period to be appropriated9905€203k€300k▲
Appropriation of the result
Profit (loss) to be appropriated9906€203k€300k▲
Transfer from equity791/2€216k€85k▼
Transfer to equity691/2€203k€300k▲
To other reserves6921€203k€300k▲
Profit to be distributed694/7€216k€85k▼
Return on contributions (dividend)694€216k€85k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 26 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 1.59
Current ratio from 0.60 to 1.59; short-term debt falls from €322k to €202k.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €369k ▲96.9%
Net result €369k, the highest in the series.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €1MEq €1.07M ▲11.8%
3 profitable years in a row build equity to €1.07M.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €110k ▼66.1%
Net result drops to €110k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 4.48
Current ratio from 1.48 to 4.48; short-term debt falls from €164k to €61k.
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 10 days late
2016
26-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Albert I laan 813582 BeringenGround area
1,352 m²
Building footprint
164 m²
Volume, LiDAR
704 m³
Parcel 71029B1857/00E000, Flanders · tallest building 9.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
JAWELCO
since 20122.214.326.787
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71029B1857/00E000 | Flanders | 1,352 m² | 1 · 164 m² | 9.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 2 entries · 7,530 EUR awarded · 7,530 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 2 | 7,530 EUR | 7,530 EUR |
Schemes
Bijkomende retroactieve investeringspremie voor eigenaars van een warmtepomp én zonnepanelen na afschaffing van terugdraaiende teller
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
Recognitions · licences · registrations
Legal Entity Identifier
984500DB547992EBDF54
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Of 12,122 companies in sector 69201 we hold annual accounts for 7,600. 3,894 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-10-2012
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:jan@danyjacobs.com
Phone:011 27 83 20