JAVIE
ActiveThe computed 12-month bankruptcy probability of JAVIE is 1.5% (moderate). The 2025 annual accounts show equity of €747k and a net result of €291k. Equity is growing by ~60.9% per year across the filed fiscal years. Its solvency ranks better than 63% of 18024 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
94
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency95▲+15
Growth78=
Stability94
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 2.85 against 2.99 in 2024), but 50.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.7%
Return on assets
19.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
23 d early
2024
29 d late
2023
29 d late
2022
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€747k▲ 66.5%
2024 · €449k
2022: €71k
2023: €249k
2024: €449k
2022 → 2025
Total assets
€1.50M▲ 24.3%
2024 · €1.21M
2022: €391k
2023: €504k
2024: €1.21M
2022 → 2025
Net result
€291k▲ 45.8%
2024 · €199k
2022: €68k
2023: €178k
2024: €199k
2022 → 2025
Working capital
€369k▲ 66.9%
2024 · €221k
2022: €-12k
2023: €131k
2024: €221k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€71k-€249k▲ 251%€449k▲ 80.0%€747k▲ 66.5%
Operating result€105k-€269k▲ 157%€309k▲ 14.8%€445k▲ 44.0%
Net result€68k-€178k▲ 162%€199k▲ 11.9%€291k▲ 45.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 44% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.50M
Fixed assets
€934k▲ 6.6%
Current assets
€569k▲ 70.9%
Equity and liabilities €1.50M
Equity
€747k▲ 66.5%
Debt
€756k▼ 0.6%
The debt ratio falls from 62.9% to 50.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€474k▲
2024 · €413k
Cash flow
€319k▲
2024 · €303k
Solvency
49.7%▲
2024 · 37.1%
Current ratio
2.85▼
2024 · 2.99
Quick ratio
2.82▼
2024 · 2.95
Debt / equity
1.01▼
2024 · 1.69
ROE
38.9%▼
2024 · 44.5%
ROA
19.3%▲
2024 · 16.5%
Interest coverage
17.09▼
2024 · 18.33
Debt
€756k▼
2024 · €760k
Debt ≤ 1 year
€199k▲
2024 · €111k
Debt > 1 year
€556k▼
2024 · €649k
Income taxes
€135k▲
2024 · €93k
Staff costs
€62k▲
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.21M€1.50M▲
Fixed assets21/28€876k€934k▲
Intangible fixed assets21€60k€52k▼
Tangible fixed assets22/27€816k€882k▲
Land and buildings22€625k€700k▲
Plant, machinery and equipment23€38k€36k▼
Furniture and vehicles24€152k€146k▼
Current assets29/58€333k€569k▲
Amounts receivable after more than one year29€240k€352k▲
Other amounts receivable291€240k€352k▲
Stocks and contracts in progress3€4k€7k▲
Stocks30/36€4k€7k▲
Amounts receivable within one year40/41€14k€38k▲
Trade receivables40€14k€33k▲
Other amounts receivable41-€5k
Current investments50/53€54k€164k▲
Cash at bank and in hand54/58€19k€7k▼
Deferred charges and accrued income490/1€721€1k▲
Equity and liabilities
Total equity and liabilities10/49€1.21M€1.50M▲
Equity10/15€449k€747k▲
Contributions10/11€3k€3k=
Revaluation surpluses12-€76k
Reserves13€446k€668k▲
Distributable reserves133€446k€668k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€760k€756k▼
Amounts payable after more than one year17€649k€556k▼
Financial debts170/4€649k€556k▼
Amounts payable within one year42/48€111k€199k▲
Current portion of amounts payable after more than one year42€92k€92k▲
Trade debts44€7k€27k▲
Suppliers440/4€7k€27k▲
Taxes, remuneration and social security45€12k€17k▲
Taxes450/3€6k€12k▲
Remuneration and social security454/9€6k€5k▼
Other amounts payable47/48€468€64k▲
Income statement
Code20242025
Remuneration, social security and pensions62€48k€62k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€104k€29k▼
Other operating charges640/8€4k€2k▼
Non-recurring operating charges66A€10k€0▼
Gross operating margin9900€475k€537k▲
Operating profit (loss)9901€309k€445k▲
Financial income75/76B€6k€9k▲
Recurring financial income75€6k€9k▲
Financial charges65/66B€23k€28k▲
Recurring financial charges65€23k€28k▲
Profit (loss) for the period before taxes9903€292k€426k▲
Income taxes67/77€93k€135k▲
Profit (loss) for the period9904€199k€291k▲
Profit (loss) for the period to be appropriated9905€199k€291k▲
Appropriation of the result
Profit (loss) to be appropriated9906€199k€291k▲
Transfer from equity791/2-€68k
Transfer to equity691/2€199k€291k▲
To other reserves6921€199k€291k▲
Profit to be distributed694/7-€68k
Return on contributions (dividend)694-€68k
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €291k ▲45.8%
Operating result €445k, net result €291k, both a record.
31-12
Financial
Equity above €500kEq €747k ▲66.5%
4 profitable years in a row build equity to €747k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Liquidity triplescurrent ratio 2.55
Current ratio from 0.87 to 2.55; short-term debt falls from €95k to €85k.
31-12
Financial
Equity above €200kEq €249k ▲251%
2 profitable years in a row build equity to €249k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kloosterstraat 369910 AalterGround area
428 m²
Building footprint
359 m²
Volume, LiDAR
1,754 m³
Parcel 44029A0919/00T000, Flanders · tallest building 9.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
JAVIE
since 20222.333.042.020
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44029A0919/00T000 | Flanders | 427 m² | 1 · 359 m² | 9.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAalter2.333.042.020
Similar companies · same sector, comparable size
DECRASON
BE 0450.845.607
Rumes · Eq €751k
GOEMINNE
BE 0867.328.369
Antwerpen · Eq €742k
GEO'FRAIS
BE 0746.731.833
Ohey · Eq €752k
SLAGERIJ DE SMEDT
BE 0474.460.454
Beveren-Kruibeke-Zwijndrecht · Eq €739k
D'HAENE - de CLERCQ
BE 0463.853.703
Izegem · Eq €756k
Of 3,024 companies in sector 47221 we hold annual accounts for 1,549. 928 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-07-2022
Fiscal year end31-12
Activities, NACEBEL
47221Retail sale of meat and meat products, excluding game and poultry
47222Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.