Financials
- Fiscal year
- 2025
- Total assets
- €70,158
- Profit
- €49,279
- Solvency
- 71.7%
JAVEMA
ActiveSummary
JAVEMA has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50,279 and a net result of €49,279. Its solvency ranks better than 66% of 34931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Activities of head offices
NACE 70100
1 site
Size
€70,158total assets 2025
- Equity
- €50,279
- Profit
- €49,279
Turnover not published (abridged schema)
Structure
- Board
- 1 member
Accounts 39 d early1 of 2 deeds read
Why 97+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Liquidity: current ratio 3.53, cash €70,158+ Equity €50,279 (71.7% of total assets)+ Size: total assets €70,158Show the evidence
Checked score
Score 2025
97
/ 100
Excellent
Probability in this band: under 0.55%
Better than 78% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
97
equity 71.7% of total assets
Liquidity
89
short-term debt 28.3% · cash 100.0%
Profitability
100
return on assets 70.2%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 15 months
08-2026: < 0.1%highest value
09-2026: < 0.1%● 0.0% vs 08-2026highest value
10-2026: < 0.1%● 0.0% vs 09-2026highest value
- Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
- Liquidity: current ratio 3.53, cash €70,158 lowers the probability
- Equity €50,279 (71.7% of total assets) lowers the probability
- Size: total assets €70,158 lowers the probability for this profile
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 3.53; short-term debt: 28.3% and cash: 100% of total assets), and 28.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 67%, liquidity 81%, profitability 85%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
39 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Appointment: Vincent Laroy (non-statutory director)Permanent representative: Giovanni Lammens
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Board & ownership
- Board
- 1 member
Go to Board & ownership
Timeline
- Events
- 2
- Since
- 2026
- 17-07-2026Appointment: Vincent Laroy (non-statutory director)
- 22-06-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Activities of head officesNACE 70100
- Founded
- 02-07-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark Roughly what is this company worth?Value indication
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.