Financials
- Fiscal year
- 2025
- Total assets
- €61,324
- Profit
- €44,580
- Solvency
- 76.2%
JAVE KLIMATECH
ActiveSummary
JAVE KLIMATECH has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46,747 and a net result of €44,580. Its solvency ranks better than 81% of 33831 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Activity
Installation of electric heating, air conditioning, cooling and ventilation
NACE 43222
1 site
Size
€61,324total assets 2025
- Equity
- €46,747
- Profit
- €44,580
Turnover not published (abridged schema)
Structure
Accounts filed 61 d late0 of 1 deed read
Why 88- Latest accounts 61 days late; 1 of the last 3 late- Founded in 2025- Size: total assets €61,324+ Liquidity: current ratio 4.12, cash €41,893Show the evidence
Checked score
Score 2025
88
/ 100
Excellent
Probability in this band: under 0.55%
Better than 91% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
100
equity 76.2% of total assets
Liquidity
91
short-term debt 23.8% · cash 68.3%
Profitability
100
return on assets 72.7%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2026: 1.9%
09-2026: 1.9%▲ +2.7% vs 08-2026highest value
10-2026: 0.4%▼ -78.2% vs 09-2026lowest value
- Liquidity: current ratio 4.12, cash €41,893 lowers the probability
- Latest accounts 61 days late; 1 of the last 3 late raises the probability
- Founded in 2025 raises the probability for this profile
- Size: total assets €61,324 raises the probability for this profile
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 4.12; short-term debt: 23.8% and cash: 68.3% of total assets), and 23.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 90%, liquidity 89%, profitability 93%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
61 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 30-09-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Installation of electric heating, air conditioning, cooling and…NACE 43222
- Founded
- 10-07-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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