JaVaL
ActiveSummary
JaVaL has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €249,309 and a net result of €36,303, of which €22,377 non-recurring income. Equity has been growing by about 10% per year since 2018. Its solvency ranks better than 54% of 21,130 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 20-01-2009 Normal situation
- Activity
- Computer consultancy and computer facilities management NACE 62200
- Establishment unit
- 2.176.196.285 9160 Lokeren, since 26-01-2009
- Financial year end
- 31 December
- Peppol
- Reachable since 19-11-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €95,621
- ▼ 9.8%
- Turnover
- ≈ €180,000
- estimated
- Profit
- €36,303
- ▲ 21.0%
- Equity
- €249,309
- ▼ 15.5%
- Total assets
- €394,032
- ▼ 10.0%
Score breakdownlowers riskSector: Computer programming, consultancy and related activities (NACE 62)Size: total assets €394,032Equity €249,309 (63.3% of total assets)Figures for financial year 2025 (filed on 29-07-2026)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 55% of them on solvency, 35% on liquidity, 40% on profitability and 27% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 20 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 29-07-2026 at the NBB all 16 filings
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result for 2025 is 19% higher than in 2024. It is the second rise in a row, after the fall in 2023.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Computer programming, consultancy and related activities (NACE 62). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €6,855 | €284,356 | €63,868 | €7,283 | €10,698 |
| Depreciation and write-downs of the year | €38,543 | €29,984 | €43,860 | €44,992 | €22,422 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Comparable companies
These companies have the same main activity as JaVaL: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €366,000 and €435,000, founded between 2007 and 2010.
| Company | Founded | Total assets | Equity | Gross margin | Net result | Financial year |
|---|---|---|---|---|---|---|
| JaVaL Lokeren | 2009 | €394,032 | €249,309 | €95,621 | €36,303 | 2025 |
| BRIMANI CONSULTING Aalst | 2008 | €401,157 | €316,686 | €86,522 | €56,115 | 2025 |
| DAGIT Gent | 2007 | €422,288 | €204,980 | €96,942 | €40,922 | 2025 |
| LIBRAX Lede | 2007 | €387,394 | €321,756 | €103,372 | €66,693 | 2025 |
| BlueTag Herzele | 2009 | €365,539 | €310,253 | €107,044 | €77,472 | 2025 |
| SB Megasystems Gent | 2010 | €435,321 | €350,879 | €101,329 | €68,976 | 2025 |
| DEVCONCEPT Sint-Lievens-Houtem | 2010 | €397,466 | €214,432 | €107,698 | €63,795 | 2026 |
They were chosen from the 18,969 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observationIn July 2024, 34,693 companies had the same profile as JaVaL has now. Two years later, 0.7% had gone bankrupt and 95.3% were still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
That fits the bankruptcy probability of JaVaL itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for JaVaL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €115,631 | - | - | €22,377 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €36,669 | €15,852 | €17,028 | €38,543 | €29,984 | €43,860 | €44,992 | €22,422 | ▼ 50.2% |
| Other operating charges640/8 | - | - | - | €2,509 | €1,119 | €1,853 | €768 | €1,300 | ▲ 69.2% |
| Gross operating margin9900 | €108,947 | €107,392 | €146,702 | €107,678 | €219,304 | €98,465 | €106,029 | €95,621 | ▼ 9.8% |
| Operating profit (loss)9901 | €68,165 | €86,686 | €124,446 | €66,626 | €188,201 | €52,752 | €60,269 | €71,900 | ▲ 19.3% |
| Financial income75/76B | - | - | - | €0 | €173 | €276 | €28 | €8 | ▼ 71.4% |
| Recurring financial income75 | - | €4 | - | €0 | €173 | €276 | €28 | €8 | ▼ 71.4% |
| Financial charges65/66B | - | - | - | €2,124 | €1,942 | €3,026 | €3,027 | €2,492 | ▼ 17.7% |
| Recurring financial charges65 | €3,855 | €3,019 | €2,534 | €2,124 | €1,942 | €3,026 | €3,027 | €2,492 | ▼ 17.7% |
| Profit (loss) for the period before taxes9903 | €64,310 | €83,671 | €121,912 | €64,502 | €186,432 | €50,002 | €57,270 | €69,417 | ▲ 21.2% |
| Transfer from deferred taxes780 | - | - | - | - | €350 | €1,556 | €1,556 | €1,556 | = |
| Transfer to deferred taxes680 | - | - | - | - | €28,908 | - | - | - | - |
| Income taxes67/77 | €25,234 | €32,425 | €40,005 | €23,092 | €27,297 | €28,823 | €28,833 | €34,670 | ▲ 20.2% |
| Profit (loss) for the period9904 | €39,076 | €51,247 | €81,907 | €41,410 | €130,577 | €22,736 | €29,993 | €36,303 | ▲ 21.0% |
| Transfer from tax-exempt reserves789 | - | - | - | - | €1,051 | €4,669 | €4,669 | €4,669 | = |
| Transfer to tax-exempt reserves689 | - | - | - | - | €86,723 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €39,076 | €51,247 | €81,907 | €41,410 | €44,905 | €27,405 | €34,662 | €40,972 | ▲ 18.2% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €263,665 | €250,183 | €353,357 | €302,803 | €456,124 | €476,964 | €438,026 | €394,032 | ▼ 10.0% |
| Fixed assets21/28 | €216,222 | €208,163 | €310,857 | €279,169 | €365,172 | €385,181 | €347,472 | €314,125 | ▼ 9.6% |
| Tangible fixed assets22/27 | €216,222 | €208,163 | €310,857 | €279,169 | €365,172 | €385,181 | €347,472 | €314,125 | ▼ 9.6% |
| Land and buildings22 | - | - | - | €168,369 | €274,424 | €312,088 | €300,832 | €290,125 | ▼ 3.6% |
| Plant, machinery and equipment23 | - | - | - | €6,428 | €10,447 | €18,794 | €17,639 | €15,030 | ▼ 14.8% |
| Furniture and vehicles24 | - | - | - | €93,256 | €70,741 | €46,296 | €22,556 | €4,082 | ▼ 81.9% |
| Leasing and similar rights25 | - | - | - | - | - | €8,003 | - | - | - |
| Other tangible fixed assets26 | - | - | - | €11,117 | €9,560 | - | €6,446 | €4,888 | ▼ 24.2% |
| Current assets29/58 | €47,443 | €42,021 | €42,499 | €23,634 | €90,952 | €91,783 | €90,555 | €79,906 | ▼ 11.8% |
| Amounts receivable within one year40/41 | €25,969 | €27,877 | €27,650 | €18,261 | €54,367 | €70,569 | €51,326 | €34,367 | ▼ 33.0% |
| Trade receivables40 | - | - | - | €15,426 | €21,895 | €10,412 | €14,947 | €16,969 | ▲ 13.5% |
| Other amounts receivable41 | - | - | - | €2,834 | €32,471 | €60,157 | €36,379 | €17,398 | ▼ 52.2% |
| Cash at bank and in hand54/58 | €20,479 | €13,046 | €14,849 | €5,373 | €36,585 | €17,257 | €35,078 | €43,737 | ▲ 24.7% |
| Deferred charges and accrued income490/1 | - | - | - | - | - | €3,957 | €4,150 | €1,802 | ▼ 56.6% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €263,665 | €250,183 | €353,357 | €302,803 | €456,124 | €476,964 | €438,026 | €394,032 | ▼ 10.0% |
| Equity10/15 | €147,538 | €164,284 | €211,691 | €218,601 | €332,178 | €315,914 | €294,907 | €249,309 | ▼ 15.5% |
| Contributions10/11 | €12,400 | €12,400 | - | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €40,860 | €91,860 | €173,760 | €215,060 | €345,632 | €329,363 | €295,394 | €236,825 | ▼ 19.8% |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Tax-exempt reserves132 | - | - | - | - | €85,672 | €81,003 | €76,334 | €71,665 | ▼ 6.1% |
| Distributable reserves133 | - | - | - | €213,200 | €258,100 | €246,500 | €217,200 | €163,300 | ▼ 24.8% |
| Profit (loss) carried forward14 | €94,278 | €60,024 | €25,531 | -€8,859 | -€25,854 | -€25,849 | -€12,887 | €85 | - |
| Provisions and deferred taxes16 | - | - | - | - | €28,557 | €27,001 | €25,445 | €23,888 | ▼ 6.1% |
| Deferred taxes168 | - | - | - | - | €28,557 | €27,001 | €25,445 | €23,888 | ▼ 6.1% |
| Amounts payable17/49 | €116,127 | €85,899 | €141,666 | €84,202 | €95,388 | €134,049 | €117,675 | €120,834 | ▲ 2.7% |
| Amounts payable after more than one year17 | €60,764 | €36,496 | €69,630 | €33,474 | €59,515 | €51,677 | €28,459 | €14,049 | ▼ 50.6% |
| Financial debts170/4 | - | - | - | €33,474 | €59,515 | €51,677 | €28,459 | €14,049 | ▼ 50.6% |
| Amounts payable within one year42/48 | €55,342 | €49,403 | €72,035 | €49,729 | €34,952 | €82,372 | €89,216 | €105,943 | ▲ 18.7% |
| Current portion of amounts payable after more than one year42 | - | - | - | €24,424 | €21,604 | €25,737 | €23,217 | €14,411 | ▼ 37.9% |
| Financial debts43 | - | - | - | €674 | - | €979 | - | - | - |
| Credit institutions430/8 | - | - | - | €674 | - | €979 | - | - | - |
| Trade debts44 | €1,603 | €10,611 | €6,214 | €275 | €8 | €4,546 | €5,747 | €2,575 | ▼ 55.2% |
| Suppliers440/4 | - | - | - | €275 | €8 | €4,546 | €5,747 | €2,575 | ▼ 55.2% |
| Taxes, remuneration and social security45 | - | - | - | €24,357 | €13,341 | €12,110 | €9,251 | €7,057 | ▼ 23.7% |
| Taxes450/3 | - | - | - | €24,357 | €13,341 | €12,110 | €9,251 | €7,057 | ▼ 23.7% |
| Other amounts payable47/48 | - | - | - | - | - | €39,000 | €51,000 | €81,900 | ▲ 60.6% |
| Accrued charges and deferred income492/3 | - | - | - | €1,000 | €921 | - | - | €843 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €39,076 | €51,247 | €81,907 | €41,410 | €130,577 | €22,736 | €29,993 | €36,303 | ▲ 21.0% |
| + Depreciation and write-downs630 | €36,669 | €15,852 | €17,028 | €38,543 | €29,984 | €43,860 | €44,992 | €22,422 | ▼ 50.2% |
| Operating cash flow (approximation) | €75,745 | €67,098 | €98,934 | €79,953 | €160,561 | €66,595 | €74,985 | €58,724 | ▼ 21.7% |
| Investment in fixed assets (approximation) | - | -€7,792 | -€119,722 | -€6,855 | -€115,987 | -€63,868 | -€7,283 | €10,925 | - |
| Change in cash | - | -€7,433 | €1,802 | -€9,475 | €31,212 | -€19,328 | €17,821 | €8,659 | ▼ 51.4% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 16 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 29-07-2026 | 2026-00352411 | NBB |
| 31-12-2024 | micro format | 18-07-2025 | 2025-00288570 | |
| 31-12-2023 | micro format | 02-07-2024 | 2024-00213401 | |
| 31-12-2022 | micro format | 22-06-2023 | 2023-00155843 | |
| 31-12-2021 | micro format | 20-06-2022 | 2022-20075792 | |
| 31-12-2020 | micro format | 23-07-2021 | 2021-39700074 | |
| 31-12-2019 | micro format | 22-07-2020 | 2020-32200384 | |
| 31-12-2018 | micro format | 01-08-2019 | 2019-42500468 | |
| 31-12-2017 | micro format | 09-07-2018 | 2018-30300100 | |
| 31-12-2016 | micro format | 03-07-2017 | 2017-26800314 |
Board & ownership
Directors
Owners and capital
Capital transactions
- 27-03-2025 Converted to unavailable equity
- 27-03-2025 Converted to available equity
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| VAN LEMMENS Jan |
|
Articles of association
Board and representation
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Enige aandeelhouder heeft van rechtswege alle rechten en verplichtingen van bestuurder”
Capital, shares and profit
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Helft overdrager helft kopers naar evenredigheid, werkelijke waarde dag overdracht bij betwisting voorzitter op verzoek meest gerede partij”
Audit, dissolution and liquidation
- Dissolution ruleThe articles set when and by whom the company can be dissolved.
- “Staat activa en passiva niet meer dan drie maanden voor vergadering afgesloten bijgevoegd, voorstel tot ontbinding”“Boeken en geschriften en beslissingen van bestuursorgaan en algemene vergadering, besluit van de algemene vergadering volgens artikel 23.2”
Articles of association, deed of 27-03-2025 (in Dutch)
Network & group
JaVaL shares no director with another company.
Companies at the same address
1 other companyConnections & network
1 current directorThe network starts from the directors of JaVaL. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
27-03
Gazette deed
Change of role: VAN LEMMENS Jan, from manager to directorLegal-form conversion · Capital · Capital conversion12 points ▸
- General meeting, 10-03-2025
- Legal-form conversion, “besloten vennootschap” (deed in Dutch)
- Capital, €18,600
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Capital conversion, “beschikbaar eigen vermogen” (deed in Dutch)
- Amendment of the articles
- Capital
- Director resignation, VAN LEMMENS Jan (manager)
- Director appointment, VAN LEMMENS Jan (director (not named in the articles))
- Power of attorney, Julie Leroy
- Other provision, “afsluiting vergadering”, 18:00 (deed in Dutch)
- Other provision, “informatie-raadgeving notaris, verschijner ingelicht over rechten verplichtingen en lasten en onpartijdig raad gegeven” (deed in Dutch)
Show earlier events
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
7 activities
- Het ontwikkelen, produceren, kopen, verkopen, commercialiseren en exploiteren van hard- en software voor automatisering, informatie en telecommunicatie;
- Het verzorgen van commerciële, uitvoerende, promotionele, adviserende, technische, administratieve, educatieve en informatieve diensten en handelingen voor zichzelf en voor derden al dan niet met betrekking tot de hierboven niet limitatief opgesomde activiteiten;
- Dit alles zowel in het groot als in het klein, voor eigen rekening als voor rekening van derden, als makelaar of anderszins, en zowel in België als in het buitenland;
- De vennootschap mag ten voordele van derden tevens waarborgen toestaan, alle roerende goederen verpanden, alle onroerende goederen kopen, verkopen of met hypotheek bezwaren.
- De vennootschap mag deelnemen onder gelijk welke vorm ook aan de oprichting, uitbreiding, omzetting, fusie en opslorping van ondernemingen van gelijk welke aard, en zij mag hulp verlenen aan ondernemingen waarin de vennootschap belang stelt van alle hulp, onder meer in de vorm van leningen, voorschotten of borgstellingen.
- De vennootschap mag alle handelingen stellen van industriële, commerciële of financiële, roerende of onroerende aard, die kunnen bijdragen tot de verwezenlijking, de bevordering of de uitbreiding van haar maatschappelijk voorwerp. Zij mag rechtstreeks of onrechtstreeks deelnemen in alle ondernemingen die een gelijkaardig voorwerp nastreven of waarvan het voorwerp in innige samenhang met het hare staat.
- Zij kan ook functies van bestuurder of vereffenaar van andere vennootschappen uitoefenen.
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 46383D1859/00D000 | Flanders | 4,566 m² | 1 · 309 m² | 9.8 m · 2 |