JAVAHO
ActiveJAVAHO has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €671k and a net result of €52k. Equity is growing by ~13.3% per year across the filed fiscal years. Its solvency ranks better than 46% of 9388 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-3
Solvency75▼-4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity short (current ratio 0.96 against 0.76 in 2024; short-term debt: 12.9% and cash: 8.7% of total assets), and 49.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.3%
Return on assets
3.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
13 d early
2023
8 d early
2022
19 d early
2021
29 d late
2020
5 d early
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€671k▲ 8.4%
2024 · €618k
2018: €282k
2019: €332k
2020: €374k
2021: €419k
2022: €496k
2023: €547k
2024: €618k
2018 → 2025
Total assets
€1.33M▲ 15.9%
2024 · €1.15M
2018: €745k
2019: €929k
2020: €954k
2021: €915k
2022: €917k
2023: €951k
2024: €1.15M
2018 → 2025
Net result
€52k▼ 27.1%
2024 · €72k
2018: €56k
2019: €50k
2020: €42k
2021: €44k
2022: €77k
2023: €51k
2024: €72k
2018 → 2025
Working capital
€-7k▲ 85.1%
2024 · €-50k
2018: €52k
2019: €110k
2020: €-54k
2021: €-31k
2022: €-25k
2023: €57k
2024: €-50k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€419k-€496k▲ 18.4%€547k▲ 10.3%€618k▲ 13.1%€671k▲ 8.4%
Operating result€76k-€115k▲ 51.4%€81k▼ 29.5%€111k▲ 37.0%€91k▼ 17.9%
Net result€44k-€77k▲ 73.9%€51k▼ 33.7%€72k▲ 39.8%€52k▼ 27.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.33M
Fixed assets
€1.17M▲ 17.2%
Current assets
€165k▲ 7.4%
Equity and liabilities €1.33M
Equity
€671k▲ 8.4%
Debt
€664k▲ 24.5%
The debt ratio rises from 46.3% to 49.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€221k▼
2024 · €242k
Cash flow
€182k▼
2024 · €203k
Solvency
50.3%▼
2024 · 53.7%
Current ratio
0.96▲
2024 · 0.76
Quick ratio
0.96▲
2024 · 0.76
Debt / equity
0.99▲
2024 · 0.86
ROE
7.8%▼
2024 · 11.6%
ROA
3.9%▼
2024 · 6.2%
Interest coverage
13.92▼
2024 · 21.34
Debt
€664k▲
2024 · €533k
Debt ≤ 1 year
€173k▼
2024 · €204k
Debt > 1 year
€491k▲
2024 · €330k
Income taxes
€23k▼
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.15M€1.33M▲
Fixed assets21/28€998k€1.17M▲
Tangible fixed assets22/27€998k€1.17M▲
Land and buildings22€879k€1.08M▲
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€113k€81k▼
Current assets29/58€154k€165k▲
Amounts receivable after more than one year29€10k€14k▲
Trade receivables290€10k€14k▲
Amounts receivable within one year40/41€36k€33k▼
Trade receivables40€36k€33k▼
Other amounts receivable41€280€283▲
Cash at bank and in hand54/58€106k€117k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€1.15M€1.33M▲
Equity10/15€618k€671k▲
Contributions10/11€19k€19k=
Outside capital11€19k-
Other1109/19€19k-
Reserves13€434k€486k▲
Distributable reserves133€434k€486k▲
Profit (loss) carried forward14€166k€166k▲
Amounts payable17/49€533k€664k▲
Amounts payable after more than one year17€330k€491k▲
Financial debts170/4€330k€491k▲
Amounts payable within one year42/48€204k€173k▼
Current portion of amounts payable after more than one year42€86k€146k▲
Trade debts44€96k€11k▼
Suppliers440/4€96k€11k▼
Taxes, remuneration and social security45€20k€12k▼
Taxes450/3€20k€12k▼
Other amounts payable47/48€3k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€131k€130k▼
Other operating charges640/8€5k€4k▼
Gross operating margin9900€248k€225k▼
Operating profit (loss)9901€111k€91k▼
Financial income75/76B€91€0▼
Recurring financial income75€91€0▼
Financial charges65/66B€11k€16k▲
Recurring financial charges65€11k€16k▲
Profit (loss) for the period before taxes9903€99k€75k▼
Income taxes67/77€28k€23k▼
Profit (loss) for the period9904€72k€52k▼
Profit (loss) for the period to be appropriated9905€72k€52k▼
Appropriation of the result
Profit (loss) to be appropriated9906€237k€218k▼
Profit (loss) brought forward from the previous period14P€165k€166k▲
Transfer to equity691/2€71k€52k▼
To other reserves6921€71k€52k▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €500kEq €547k ▲10.3%
6 profitable years in a row build equity to €547k.
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €77k ▲73.9%
Operating result €115k, net result €77k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €42k ▼16.7%
Net result drops to €42k, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pater Beckstraat(Kor) 518500 KortrijkGround area
259 m²
Building footprint
127 m²
Volume, LiDAR
794 m³
Parcel 34022E0138/00Z005, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JAVAHO
since 20112.198.984.357
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34022E0138/00Z005 | Flanders | 259 m² | 1 · 127 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,553 companies in sector 71121 we hold annual accounts for 6,555. 4,024 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-05-2011
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0475943324