JAVA Investments
ActiveJAVA Investments has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €175k and a net result of €-18k. Equity is growing by ~11.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability6▲+3
Solvency100▲+19
Growth52=
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 23.59 against 22.1 in 2024; short-term debt: 4.2% and cash: 19.7% of total assets), and 4.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.6%
Return on assets
-9.8%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
22232425
2022 to 2025 · latest year €-18k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-11-2025, 64 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
64 d early
2024
133 d early
2023
65 d early
2022
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€175k▼ 9.3%
2024 · €193k
2022: €-4k
2023: €235k
2024: €193k
2022 → 2025
Total assets
€183k▼ 46.8%
2024 · €344k
2022: €101k
2023: €519k
2024: €344k
2022 → 2025
Net result
€-18k▲ 57.7%
2024 · €-42k
2022: €-9k
2023: €239k
2024: €-42k
2022 → 2025
Working capital
€175k▼ 45.0%
2024 · €318k
2023: €359k
2024: €318k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-4k-€235k€193k▼ 18.0%€175k▼ 9.3%
Operating result€-9k-€360k€-54k€-18k▲ 67.2%
Net result€-9k-€239k€-42k€-18k▲ 57.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €18k in 2025 against €54k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €183k
Fixed assets
€533▼ 95.1%
Current assets
€182k▼ 45.2%
Equity and liabilities €183k
Equity
€175k▼ 9.3%
Debt
€8k▼ 94.6%
The debt ratio falls from 43.9% to 4.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-17k▲
2024 · €-53k
Cash flow
€-18k▲
2024 · €-42k
Solvency
95.6%▲
2024 · 56.1%
Current ratio
23.59▲
2024 · 22.10
Quick ratio
6.48▼
2024 · 16.79
Debt / equity
0.05▼
2024 · 0.78
ROE
-10.3%▲
2024 · -22.0%
ROA
-9.8%▲
2024 · -12.3%
Interest coverage
-58.15▼
2024 · -13.92
Debt
€8k▼
2024 · €151k
Debt ≤ 1 year
€8k▼
2024 · €15k
Debt > 1 year
€375▼
2024 · €136k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€344k€183k▼
Fixed assets21/28€11k€533▼
Tangible fixed assets22/27€867€533▼
Furniture and vehicles24€867€533▼
Financial fixed assets28€10k-
Current assets29/58€333k€182k▼
Stocks and contracts in progress3€80k€132k▲
Stocks30/36€80k€132k▲
Amounts receivable within one year40/41-€14k
Trade receivables40-€14k
Other amounts receivable41-€610
Cash at bank and in hand54/58€253k€36k▼
Equity and liabilities
Total equity and liabilities10/49€344k€183k▼
Equity10/15€193k€175k▼
Contributions10/11€5k€5k=
Reserves13€239k€239k=
Distributable reserves133€239k€239k=
Profit (loss) carried forward14€-52k€-69k▼
Amounts payable17/49€151k€8k▼
Amounts payable after more than one year17€136k€375▼
Other amounts payable178/9€136k€375▼
Amounts payable within one year42/48€15k€8k▼
Trade debts44€9k€5k▼
Suppliers440/4€9k€5k▼
Taxes, remuneration and social security45€6k€3k▼
Taxes450/3€6k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€334€334=
Other operating charges640/8€10k€976▼
Gross operating margin9900€-44k€-16k▲
Operating profit (loss)9901€-54k€-18k▲
Financial income75/76B€4k€28▼
Recurring financial income75€4k€28▼
Financial charges65/66B€4k€298▼
Recurring financial charges65€4k€298▼
Profit (loss) for the period before taxes9903€-53k€-18k▲
Income taxes67/77€-11k-
Profit (loss) for the period9904€-42k€-18k▲
Profit (loss) for the period to be appropriated9905€-42k€-18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-52k€-69k▼
Profit (loss) brought forward from the previous period14P€-9k€-52k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
20-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Weakest financial yearnet €-42k ▼118%
Net result drops to €-42k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity times 6current ratio 22.10
Current ratio from 3.41 to 22.10; short-term debt falls from €149k to €15k.
2023
27-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Back to profitnet €239k
Net result €239k after one loss-making year.
30-06
Financial
Equity above €200kEq €235k
Equity rises from €-4k to €235k.
20-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Middelkerke · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Westendelaan 3508434 MiddelkerkeGround area
831 m²
Building footprint
678 m²
Volume, LiDAR
8,921 m³
Parcel 35022B0311/00R030, Flanders · tallest building 16.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
JAVA Investments
since 20212.317.864.092
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35022B0311/00R030 | Flanders | 831 m² | 1 · 678 m² | 16.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LOWA
BE 0466.816.062
Zedelgem · Eq €175k
MASTRA
BE 0460.161.070
Knokke-Heist · Eq €175k
PBO
BE 0642.727.245
Menen · Eq €175k
Asvedec - Administration de biens
BE 0418.622.702
Elsene · Eq €175k
51 NOORD
BE 0691.578.623
Gent · Eq €175k
Of 9,695 companies in sector 68121 we hold annual accounts for 7,383. 5,351 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-05-2021
Fiscal year end30-06
Activities, NACEBEL
68121Development of residential building projects
68122Development of non-residential building projects
42990Civil engineering
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.