Result
€88,686 €88,686
Back in profit in 2025, after a loss of €27,870 in 2024.
JAVA DEVELOPMENT
Lifetime
5 annual accounts with figures on one time axispeak €114,146 (2025)
€114,146▲ €144,796
lowest -€27,870 (2024)
€88,686▲ €116,556
peak €281,260 (2025)
€281,260▲ 46.1%
€23,614▼ 86.3%
Board2 names since 2021
2 directorsJAMAR Axel Louis Griet and 1 other
Owners2 names in the annual accounts
Documentsfilings and deeds
30-07-20261 day before the deadline
2025micro format
Gross margin from -€30,650 to €114,146Back to profit: €88,686Equity from €192,574 to €281,260Debts from €171,985 to €23,614Cash from €28,275 to €92,287
Key points
from the 2025 annual accountsTurnover
≈ €210,000 estimated
The micro format states no turnover.
Liquidity
12.91 was 2.12 in 2024
Short-term debts fell from €171,985 to €23,614.
Filings
5 annual accounts 2 late
The 2021 accounts came latest: 8 days after the end of the period.
Starting capital
€33,333
Position in the sector
92.3%
Higher solvency than 93% of companies in real estate. Sector median 28.9% · 17,194 companies.
Checked score
99
Excellent
Financially stronger than 90% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,627 companies (NACE 68, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.3%▲ +0.1 percentage points vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.4%▲ +0.1 percentage points vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026highest value
08-2026: < 0.1%▼ -0.4 percentage points vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 12.91, cash €92,287
Sector: Real estate activities (NACE 68)
Equity €281,260 (92.3% of total assets)
Figures for financial year 2025 (filed on 01-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 90% on liquidity, 95% on profitability and 85% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as JAVA DEVELOPMENT has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of JAVA DEVELOPMENT itself is lower: < 0.1% within 12 months. It rests on far more data about JAVA DEVELOPMENT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for JAVA DEVELOPMENT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 12.91 (2.12 in 2024), above the usual 1.5. Short-term debt is 7.7% and cash 30.3% of total assets. 7.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
1 day early
2024
1 day early
2023
5 days late
2022
54 days early
2021
8 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 9 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Axel Jamar 40%score 94equity €1.5m (2025) · 2022 annual accounts of Axel Jamar
- Immo Jamar Antwerpen 40%score 84equity €32,208 (2025) · 2025 annual accounts of Immo Jamar Antwerpen
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0770777638
Environmental permit granted
Bouwen of herbouwen, Slopen of verwijderen, Slopen van niet vrijstaande gebouwen of constructies · Antwerpen
Incorporation
Founding capital of €33,333 · Founders: AXEL JAMAR, JAMAR Axel Louis Griet and VANDENHAUTE Joël Marianne Robert · Appointments: JAMAR Axel Louis Griet (director) and VDH PROPERTY (director) · published on 08-07-2021 · Gazette deed
First establishment
Lange Lobroekstraat 67, Antwerp
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JAVA DEVELOPMENT Antwerp | €304,874 | €114,146 | 92.3% | - |
| Rover Infra Consult Antwerp | €282,406 | €94,902 | 93.0% | - |
| BSS+ Geel | €345,735 | €134,334 | 37.9% | - |
| VAMABUILD Stabroek | €330,338 | €119,170 | 35.8% | - |
| Verant Projectontwikkeling Wuustwezel | €301,061 | €182,977 | 19.6% | 0 |
| Hogires Beerse | €304,220 | €82,022 | 75.8% | - |
| MDK Development Puurs-Sint-Amands | €351,015 | €78,860 | 48.6% | - |
These companies have the same main activity as JAVA DEVELOPMENT: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €282,000 and €351,000, founded between 2020 and 2021.
Official details
Source: KBO- Status
- Active since 06-07-2021Normal situation
- Activity
- Development of residential building projectsNACE 68121and 4 others
- Establishment unit
- 2.319.565.6512060 Antwerp, since 06-07-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 24-11-2023
Annual accounts 2025
- €304,874▼ 16.4%
- Filing
- Filed on 30-07-2026, 1 day before the end of the filing period
Insights on JAVA DEVELOPMENT
JAVA DEVELOPMENT files the micro format. That format states no turnover. The gross margin rose from €86,990 in 2021 to €114,146 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JAVA DEVELOPMENT
- What is the company number of JAVA DEVELOPMENT?
- The company number of JAVA DEVELOPMENT is 0770.777.638. The VAT number is the same number with BE in front: BE 0770.777.638.
- Where is JAVA DEVELOPMENT based?
- The registered office is at Lange Lobroekstraat 67, 2060 Antwerp.Company details
- What does JAVA DEVELOPMENT do?
- According to the KBO register, the main activity is development of residential building projects (NACE 68121).
- What is the legal form of JAVA DEVELOPMENT?
- JAVA DEVELOPMENT is a private limited company (BV).
- When was JAVA DEVELOPMENT founded?
- JAVA DEVELOPMENT was founded on 06-07-2021.
- Is JAVA DEVELOPMENT still active?
- Yes, JAVA DEVELOPMENT is an active enterprise in the KBO register.
- What is the turnover of JAVA DEVELOPMENT?
- The turnover in financial year 2025 is ≈ €210,000. This figure is estimated from the gross margin of €114,146 and 49 comparable companies (NACE 681). It probably lies between €150,000 and €380,000.Financials
- Is JAVA DEVELOPMENT profitable?
- In financial year 2025, JAVA DEVELOPMENT made a profit of €88,686.
- Where can I find the annual accounts of JAVA DEVELOPMENT?
- JAVA DEVELOPMENT filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JAVA DEVELOPMENT due?
- JAVA DEVELOPMENT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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