Jato
ActiveSummary
Jato has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €107k and a net result of €12k. Equity is shrinking by ~7% per year across the filed fiscal years. Its solvency ranks better than 67% of 3136 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability76▲+6
Solvency78▲+1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity tight (current ratio 1.25 against 0.74 in 2024; short-term debt: 34.9% and cash: 35.5% of total assets), and 46.8% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Crop and animal production, hunting and related service activities (NACE 01)
about 70% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.2%
Return on assets
5.9%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €107k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
17 d early
2023
30 d late
2022
34 d early
2021
33 d early
2020
3 d early
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€107k▲ 12.4%
2024 · €95k
Total assets
€201k▲ 9.7%
2024 · €183k
Net result
€12k▲ 383%
2024 · €2k
Working capital
€17k
2024 · €-17k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€2k▼ 79.1%€-5k€5k€4k▼ 16.2%€21k▲ 439%
Net result€142▼ 78.1%€1k▲ 882%€3k▲ 113%€2k▼ 18.4%€12k▲ 383%
Equity€94k▼ 48.5%€90k▼ 4.9%€93k▲ 3.3%€95k▲ 2.6%€107k▲ 12.4%
Total assets€258k▼ 6.5%€246k▼ 4.7%€226k▼ 8.3%€183k▼ 18.9%€201k▲ 9.7%
Debt€164k▲ 76.2%€156k▼ 4.6%€133k▼ 14.9%€88k▼ 34.0%€94k▲ 6.9%
Working capital€-76k€-66k▲ 13.3%€-33k▲ 50.6%€-17k▲ 49.3%€17k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 439% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €201k
Fixed assets
€113k ▼ 16.9%
Current assets
€87k ▲ 88.3%
Equity and liabilities €201k
Equity
€107k ▲ 12.4%
Debt
€94k ▲ 6.9%
Debt's share of the balance-sheet total falls from 48.0% to 46.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€51k▲
2024 · €40k
Cash flow
€42k▲
2024 · €39k
Current ratio
1.25▲
2024 · 0.74
Debt to equity
0.88▼
2024 · 0.92
ROE
11.0%▲
2024 · 2.6%
ROA
5.9%▲
2024 · 1.3%
Interest coverage
9.12▼
2024 · 25.99
Debt ≤ 1 year
€70k▲
2024 · €63k
Debt > 1 year
€20k▼
2024 · €25k
Income taxes
€4k▲
2024 · €391
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €43k | €35k | €36k | €36k | €30k | ▼ 16.9% |
| Other operating charges640/8 | €2k | €2k | €3k | €3k | €3k | ▲ 5.0% |
| Gross operating margin9900 | €48k | €33k | €44k | €43k | €54k | ▲ 26.5% |
| Operating profit (loss)9901 | €2k | €-5k | €5k | €4k | €21k | ▲ 439% |
| Financial income75/76B | €890 | €9k | €534 | €426 | €356 | ▼ 16.4% |
| Recurring financial income75 | €890 | €9k | €534 | €426 | €356 | ▼ 16.4% |
| Financial charges65/66B | €2k | €2k | €2k | €2k | €6k | ▲ 264% |
| Recurring financial charges65 | €2k | €2k | €2k | €2k | €6k | ▲ 264% |
| Profit (loss) for the period before taxes9903 | €307 | €2k | €3k | €3k | €16k | ▲ 465% |
| Income taxes67/77 | €165 | €565 | €450 | €391 | €4k | ▲ 976% |
| Profit (loss) for the period9904 | €142 | €1k | €3k | €2k | €12k | ▲ 383% |
| Transfer from tax-exempt reserves789 | €0 | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €142 | €1k | €3k | €2k | €12k | ▲ 383% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €258k | €246k | €226k | €183k | €201k | ▲ 9.7% |
| Fixed assets21/28 | €216k | €192k | €155k | €137k | €113k | ▼ 16.9% |
| Tangible fixed assets22/27 | €216k | €192k | €155k | €137k | €113k | ▼ 16.9% |
| Land and buildings22 | €83k | €74k | €65k | €56k | €47k | ▼ 16.1% |
| Plant, machinery and equipment23 | €11k | €9k | €5k | €3k | €5k | ▲ 78.7% |
| Furniture and vehicles24 | €35k | €25k | €15k | €5k | €0 | ▼ 100% |
| Other tangible fixed assets26 | €87k | €84k | €71k | €73k | €61k | ▼ 16.3% |
| Assets under construction and advance payments27 | €0 | - | - | - | - | - |
| Current assets29/58 | €43k | €55k | €71k | €46k | €87k | ▲ 88.3% |
| Amounts receivable within one year40/41 | €10k | €16k | €13k | €11k | €15k | ▲ 27.9% |
| Trade receivables40 | €10k | €13k | €11k | €11k | €14k | ▲ 34.2% |
| Other amounts receivable41 | €0 | €3k | €2k | €852 | €420 | ▼ 50.7% |
| Cash at bank and in hand54/58 | €32k | €38k | €58k | €33k | €71k | ▲ 115% |
| Deferred charges and accrued income490/1 | - | €75 | €0 | €2k | €1k | ▼ 18.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €258k | €246k | €226k | €183k | €201k | ▲ 9.7% |
| Equity10/15 | €94k | €90k | €93k | €95k | €107k | ▲ 12.4% |
| Contributions10/11 | €25k | €25k | €25k | €25k | €25k | = |
| Reserves13 | €69k | €65k | €68k | €70k | €82k | ▲ 16.8% |
| Non-distributable reserves130/1 | €3k | €3k | €3k | €3k | €3k | = |
| Reserves not available under the articles1311 | €3k | €3k | €3k | €3k | €3k | = |
| Distributable reserves133 | €67k | €62k | €65k | €68k | €79k | ▲ 17.4% |
| Profit (loss) carried forward14 | €0 | €0 | - | - | - | - |
| Amounts payable17/49 | €164k | €156k | €133k | €88k | €94k | ▲ 6.9% |
| Amounts payable after more than one year17 | €45k | €35k | €30k | €25k | €20k | ▼ 20.0% |
| Financial debts170/4 | €45k | €35k | €30k | €25k | €20k | ▼ 20.0% |
| Amounts payable within one year42/48 | €119k | €121k | €103k | €63k | €70k | ▲ 11.3% |
| Current portion of amounts payable after more than one year42 | €15k | €10k | €5k | €5k | €5k | = |
| Trade debts44 | €25 | €12k | €400 | €1k | €970 | ▼ 6.8% |
| Suppliers440/4 | €25 | €12k | €400 | €1k | €970 | ▼ 6.8% |
| Taxes, remuneration and social security45 | €8k | €4k | €4k | €3k | €7k | ▲ 155% |
| Taxes450/3 | €6k | €2k | €2k | €467 | €5k | ▲ 872% |
| Remuneration and social security454/9 | €2k | €2k | €2k | €2k | €2k | ▲ 0.7% |
| Other amounts payable47/48 | €96k | €95k | €94k | €54k | €57k | ▲ 5.7% |
| Accrued charges and deferred income492/3 | €275 | €870 | €0 | - | €4k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €142 | €1k | €3k | €2k | €12k | ▲ 383% |
| + Depreciation and write-downs630 | €43k | €35k | €36k | €36k | €30k | ▼ 16.9% |
| Operating cash flow (approximation) | €44k | €37k | €39k | €39k | €42k | ▲ 8.4% |
| Investment in fixed assets (approximation) | - | €-11k | €0 | €-18k | €-7k | ▲ 60.8% |
| Change in cash | - | €6k | €20k | €-25k | €38k | ▲ 254% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Equity above €100kEq €107k ▲12.4%
7 profitable years in a row build equity to €107k.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beerse · 1 establishment unit since 1999
Ground area
246 m²
Building footprint
246 m²
Volume, LiDAR
1,069 m³
Parcel 13043B0281/00D000, Flanders · tallest building 6.8 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
d'Aestenstraat 7, 2340 Beerse
since 19992.090.745.720
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13043B0281/00D000 | Flanders | 246 m² | 1 · 246 m² | 6.8 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 4,006 EUR awarded · 4,006 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 4,006 EUR | 4,006 EUR |
Schemes
Investeringssteun voor land- en tuinbouwers
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeerse2.090.745.720
Similar companies · same sector, comparable size
DIETER DE BOCK
BE 0471.702.783
Essen · Eq €106,501
MALDAGUE - LAMBOT MAURICE
BE 0477.980.069
Marche-en-Famenne · Eq €106,406
H + Garden
BE 0475.049.580
Putte · Eq €106,242
GEERT DE WITTE
BE 0478.734.590
Affligem · Eq €107,591
BISSCHOP CHRISTOPHE BV
BE 0877.156.053
Deinze · Eq €106,081
Of 7,634 companies in sector 01410 we hold annual accounts for 1,847. 1,481 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded04-02-1999
Fiscal year end31-12
Activities, NACEBEL 2025
01410Raising of dairy cattle
Scores and ratios are computed by Checked and are not a credit decision.