Jaspers Software Engineering
ActiveSummary
Jaspers Software Engineering has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €325k and a net result of €8k. Equity is growing by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 89% of 20780 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability72▼-2
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 4.75 against 4.18 in 2023; short-term debt: 9.1% and cash: 42.7% of total assets), and 9.1% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
1 d early
2023
28 d late
2022
31 d late
2021
6 d early
2020
39 d early
2019
32 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Go further with this company
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Financials · fiscal year 2024, micro schema
Turnover
€108k
EBIT margin
47.1%
Net result
€8k▼ 44.7%
2023 · €15k
Working capital
€122k▲ 13.9%
2023 · €107k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€108k
Operating result€64k▲ 9.8%€51k▼ 20.9%€-2k€22k€13k▼ 41.9%
Net result€44k▲ 13.1%€32k▼ 26.4%€-4k€15k€8k▼ 44.7%
EBIT margin47.1%
Equity€279k▲ 18.8%€311k▲ 11.6%€308k▼ 1.2%€317k▲ 2.9%€325k▲ 2.6%
Total assets€377k▲ 6.3%€372k▼ 1.4%€345k▼ 7.3%€350k▲ 1.6%€358k▲ 2.0%
Debt€98k▼ 18.1%€61k▼ 38.3%€37k▼ 38.8%€34k▼ 9.0%€33k▼ 3.3%
Working capital€95k▲ 37.8%€103k▲ 8.3%€95k▼ 7.7%€107k▲ 13.2%€122k▲ 13.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 42% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €358k
Fixed assets
€202k ▼ 3.2%
Current assets
€155k ▲ 9.8%
Equity and liabilities €358k
Equity
€325k ▲ 2.6%
Debt
€33k ▼ 3.3%
Debt's share of the balance-sheet total falls from 9.6% to 9.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€23k▼
2023 · €37k
Cash flow
€18k▼
2023 · €30k
Current ratio
4.75▲
2023 · 4.18
Debt to equity
0.10▼
2023 · 0.11
ROE
2.6%▼
2023 · 4.7%
ROA
2.3%▼
2023 · 4.3%
Interest coverage
108.19▼
2023 · 131.01
Debt ≤ 1 year
€33k▼
2023 · €34k
Income taxes
€4k▼
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | €108k | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €40k | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14k | €15k | €16k | €15k | €10k | ▼ 32.8% |
| Other operating charges640/8 | - | €2k | €2k | €2k | €3k | ▲ 20.3% |
| Gross operating margin9900 | €80k | €68k | €16k | €39k | €25k | ▼ 34.9% |
| Operating profit (loss)9901 | €64k | €51k | €-2k | €22k | €13k | ▼ 41.9% |
| Financial income75/76B | - | €800 | €0 | - | €5 | - |
| Recurring financial income75 | - | €800 | €0 | - | €5 | - |
| Financial charges65/66B | - | €2k | €769 | €282 | €211 | ▼ 25.2% |
| Recurring financial charges65 | €2k | €2k | €769 | €282 | €211 | ▼ 25.2% |
| Profit (loss) for the period before taxes9903 | €62k | €50k | €-3k | €22k | €13k | ▼ 42.1% |
| Income taxes67/77 | €18k | €18k | €916 | €7k | €4k | ▼ 36.1% |
| Profit (loss) for the period9904 | €44k | €32k | €-4k | €15k | €8k | ▼ 44.7% |
| Profit (loss) for the period to be appropriated9905 | €44k | €32k | €-4k | €15k | €8k | ▼ 44.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €377k | €372k | €345k | €350k | €358k | ▲ 2.0% |
| Fixed assets21/28 | €230k | €221k | €213k | €209k | €202k | ▼ 3.2% |
| Tangible fixed assets22/27 | €230k | €221k | €213k | €209k | €202k | ▼ 3.2% |
| Land and buildings22 | - | €207k | €200k | €204k | €196k | ▼ 4.0% |
| Plant, machinery and equipment23 | - | €940 | €1k | €1k | €4k | ▲ 256% |
| Furniture and vehicles24 | - | €13k | €12k | €5k | €3k | ▼ 26.7% |
| Current assets29/58 | €147k | €151k | €132k | €141k | €155k | ▲ 9.8% |
| Amounts receivable within one year40/41 | €32k | - | €121 | €3k | €912 | ▼ 64.6% |
| Trade receivables40 | - | - | €121 | €496 | €912 | ▲ 83.9% |
| Other amounts receivable41 | - | - | - | €2k | - | - |
| Cash at bank and in hand54/58 | €115k | €151k | €132k | €139k | €153k | ▲ 10.2% |
| Deferred charges and accrued income490/1 | - | - | - | €60 | €1k | ▲ 2,290% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €377k | €372k | €345k | €350k | €358k | ▲ 2.0% |
| Equity10/15 | €279k | €311k | €308k | €317k | €325k | ▲ 2.6% |
| Contributions10/11 | - | €12k | €12k | €12k | €12k | = |
| Capital10 | - | - | €12k | €12k | €12k | = |
| Issued capital100 | - | - | €19k | €19k | €19k | = |
| Uncalled capital101 | - | - | €6k | €6k | €6k | = |
| Reserves13 | €266k | €299k | €299k | €308k | €316k | ▲ 2.7% |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Legal reserve130 | - | - | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | - | - | - | - |
| Distributable reserves133 | - | €297k | €297k | €306k | €314k | ▲ 2.7% |
| Profit (loss) carried forward14 | - | - | €-4k | €-4k | €-4k | = |
| Amounts payable17/49 | €98k | €61k | €37k | €34k | €33k | ▼ 3.3% |
| Amounts payable after more than one year17 | €46k | €12k | - | - | - | - |
| Financial debts170/4 | - | €12k | - | - | - | - |
| Amounts payable within one year42/48 | €52k | €48k | €37k | €34k | €33k | ▼ 3.3% |
| Current portion of amounts payable after more than one year42 | - | €31k | - | - | - | - |
| Financial debts43 | - | - | €10k | - | - | - |
| Other loans439 | - | - | €10k | - | - | - |
| Trade debts44 | €5k | - | €7k | €6k | €3k | ▼ 54.7% |
| Suppliers440/4 | - | - | €7k | €6k | €3k | ▼ 54.7% |
| Taxes, remuneration and social security45 | - | €8k | €2k | €8k | €9k | ▲ 8.8% |
| Taxes450/3 | - | €8k | €2k | €8k | €9k | ▲ 8.8% |
| Other amounts payable47/48 | - | €9k | €17k | €19k | €21k | ▲ 8.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €44k | €32k | €-4k | €15k | €8k | ▼ 44.7% |
| + Depreciation and write-downs630 | €14k | €15k | €16k | €15k | €10k | ▼ 32.8% |
| Operating cash flow (approximation) | €58k | €48k | €12k | €30k | €18k | ▼ 38.8% |
| Investment in fixed assets (approximation) | - | €-6k | €-7k | €-11k | €-3k | ▲ 70.9% |
| Change in cash | - | €36k | €-19k | €7k | €14k | ▲ 112% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €44k ▲13.1%
Net result €44k, the highest in the series.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €200kEq €235k ▲19.9%
2 profitable years in a row build equity to €235k.
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2012
Ground area
921 m²
Building footprint
168 m²
Volume, LiDAR
710 m³
Parcel 73006F0907/00Y000, Flanders · tallest building 7.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Jaspers Software Engineering
since 20122.210.684.240
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73006F0907/00Y000 | Flanders | 921 m² | 1 · 168 m² | 7.2 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,901 companies in sector 62100 we hold annual accounts for 8,775. 6,089 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-06-2012
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.