JASPERS
ActiveSummary
The computed 12-month bankruptcy probability of JASPERS is 3.6% (moderate). For JASPERS, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €206,358 and a net result of €89,450. Equity is shrinking by ~8.3% per year across the filed fiscal years. The company has been active since 1983 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2022 · tick = 2021
Profitability99▲+87
Solvency81▲+14
Growth78▲+46
Track record92
Bankruptcy probability, 12 months
3.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022Solvency, return and age of the figures
Solvency
55.9%
Return on assets
24.2%
Age of the figures
45 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2023 close31-07-2024 deadline28-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 23-08-2023, 23 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
23 d late
2021
121 d late
2020
116 d late
2019
73 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 4 accounts on average 83 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
History
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Financials · fiscal year 2022, micro schema
Equity
€206,358▲ 76.5%
2021 · €116,908
Total assets
€369,406▲ 32.8%
2021 · €278,213
Net result
€89,450
2021 · -€13,996
Working capital
€175,858
2021 · -€68,352
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20182019202020212022
Operating result€8,122--€13,110-€15,096▼ 15.2%-€15,809▼ 4.7%€87,037
Net result€9,781--€11,432-€13,434▼ 17.5%-€13,996▼ 4.2%€89,450
Equity€155,769-€144,337▼ 7.3%€130,904▼ 9.3%€116,908▼ 10.7%€206,358▲ 76.5%
Total assets€307,049-€296,345▼ 3.5%€287,337▼ 3.0%€278,213▼ 3.2%€369,406▲ 32.8%
Debt€107,680-€110,124▲ 2.3%€116,267▲ 5.6%€122,855▲ 5.7%€163,048▲ 32.7%
Working capital-€53,857--€56,748▼ 5.4%-€62,218▼ 9.6%-€68,352▼ 9.9%€175,858
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2022: €87,037 after a loss of €15,809 in 2021, the highest result in the available series.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €369,406
Fixed assets
€30,500 ▼ 86.4%
Current assets
€338,906 ▲ 522%
Equity and liabilities €369,406
Equity
€206,358 ▲ 76.5%
Provisions
€0 ▼ 100%
Debt
€163,048 ▲ 32.7%
Debt's share of the balance-sheet total stays at 44.1%.
Key figures and ratios
EBITDA
€88,537▲
2021 · -€6,230
Cash flow
€90,950▲
2021 · -€4,418
Current ratio
2.08▲
2021 · 0.44
Debt to equity
0.79▼
2021 · 1.05
ROE
43.3%▲
2021 · -12.0%
ROA
24.2%▲
2021 · -5.0%
Interest coverage
277.88▲
2021 · -115.08
Debt ≤ 1 year
€163,048▲
2021 · €122,855
Income taxes
€35,718
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €93,290 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,258 | €10,258 | €9,680 | €9,578 | €1,500 | ▼ 84.3% |
| Other operating charges640/8 | - | - | - | €2,553 | €1,756 | ▼ 31.2% |
| Gross operating margin9900 | €19,381 | -€1,497 | -€3,841 | -€3,677 | €90,293 | ▲ 2,556% |
| Operating profit (loss)9901 | €8,122 | -€13,110 | -€15,096 | -€15,809 | €87,037 | ▲ 651% |
| Financial income75/76B | - | - | - | €150 | - | - |
| Recurring financial income75 | - | - | - | €150 | - | - |
| Financial charges65/66B | - | - | - | €54 | €319 | ▲ 489% |
| Recurring financial charges65 | €58 | €39 | €54 | €54 | €319 | ▲ 489% |
| Profit (loss) for the period before taxes9903 | €8,064 | -€13,149 | -€15,151 | -€15,713 | €86,719 | ▲ 652% |
| Transfer from deferred taxes780 | - | - | - | €1,717 | €38,450 | ▲ 2,139% |
| Income taxes67/77 | - | - | - | - | €35,718 | - |
| Profit (loss) for the period9904 | €9,781 | -€11,432 | -€13,434 | -€13,996 | €89,450 | ▲ 739% |
| Transfer from tax-exempt reserves789 | - | - | - | €5,156 | €115,484 | ▲ 2,140% |
| Profit (loss) for the period to be appropriated9905 | €14,937 | -€6,276 | -€8,277 | -€8,840 | €204,934 | ▲ 2,418% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €307,049 | €296,345 | €287,337 | €278,213 | €369,406 | ▲ 32.8% |
| Fixed assets21/28 | €253,227 | €242,969 | €233,288 | €223,710 | €30,500 | ▼ 86.4% |
| Tangible fixed assets22/27 | €253,227 | €242,969 | €233,288 | €223,710 | €30,500 | ▼ 86.4% |
| Land and buildings22 | - | - | - | €223,710 | €30,500 | ▼ 86.4% |
| Current assets29/58 | €53,822 | €53,377 | €54,049 | €54,503 | €338,906 | ▲ 522% |
| Amounts receivable within one year40/41 | €31,667 | €31,637 | €32,309 | €32,279 | €31,059 | ▼ 3.8% |
| Trade receivables40 | - | - | - | €31,059 | €31,059 | = |
| Other amounts receivable41 | - | - | - | €1,220 | - | - |
| Current investments50/53 | €21,369 | €21,369 | €21,369 | €21,369 | €21,369 | = |
| Cash at bank and in hand54/58 | €787 | €371 | €371 | €854 | €286,478 | ▲ 33,431% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €307,049 | €296,345 | €287,337 | €278,213 | €369,406 | ▲ 32.8% |
| Equity10/15 | €155,769 | €144,337 | €130,904 | €116,908 | €206,358 | ▲ 76.5% |
| Contributions10/11 | €24,789 | €24,789 | - | €24,789 | €24,789 | = |
| Reserves13 | €166,257 | €161,101 | €155,944 | €150,788 | €35,305 | ▼ 76.6% |
| Non-distributable reserves130/1 | - | - | - | €2,479 | €2,479 | = |
| Reserves not available under the articles1311 | - | - | - | €2,479 | €2,479 | = |
| Tax-exempt reserves132 | - | - | - | €115,484 | - | - |
| Distributable reserves133 | - | - | - | €32,826 | €32,826 | = |
| Profit (loss) carried forward14 | -€35,277 | -€41,553 | -€49,830 | -€58,670 | €146,264 | ▲ 349% |
| Provisions and deferred taxes16 | €43,601 | €41,884 | €40,167 | €38,450 | - | - |
| Deferred taxes168 | - | - | - | €38,450 | - | - |
| Amounts payable17/49 | €107,680 | €110,124 | €116,267 | €122,855 | €163,048 | ▲ 32.7% |
| Amounts payable within one year42/48 | €107,680 | €110,124 | €116,267 | €122,855 | €163,048 | ▲ 32.7% |
| Trade debts44 | €2,233 | €2,677 | €5,719 | €7,845 | €3,173 | ▼ 59.6% |
| Suppliers440/4 | - | - | - | €7,845 | €3,173 | ▼ 59.6% |
| Taxes, remuneration and social security45 | - | - | - | - | €35,718 | - |
| Taxes450/3 | - | - | - | - | €35,718 | - |
| Other amounts payable47/48 | - | - | - | €115,010 | €124,157 | ▲ 8.0% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,781 | -€11,432 | -€13,434 | -€13,996 | €89,450 | ▲ 739% |
| + Depreciation and write-downs630 | €10,258 | €10,258 | €9,680 | €9,578 | €1,500 | ▼ 84.3% |
| Operating cash flow (approximation) | €20,040 | -€1,173 | -€3,753 | -€4,418 | €90,950 | ▲ 2,159% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €191,710 | - |
| Change in cash | - | -€416 | €0 | €484 | €285,624 | ▲ 58,950% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
28-04
KBO administration
Address struck
event 14-03-2026
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-12
Financial
Back to profitnet €89,450
Net result €89,450 after 3 loss-making years.
31-12
Financial
Liquidity times 5current ratio 2.08
Current ratio from 0.44 to 2.08.
31-12
Financial
Equity above €200,000Eq €206,358 ▲76.5%
Equity rises from €116,908 to €206,358.
29-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 121 days late
2021
31-12
Financial
Weakest financial yearnet -€13,996
Net result drops to -€13,996, the lowest in the series; recovery starts the following year.
24-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 116 days late
2020
12-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 73 days late
2019
26-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 57 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 57 days late
Show earlier events
2016
28-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 59 days late
2015
31-08
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 31 days late
2014
30-09
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema · 61 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ninove · 1 establishment unit since 1988
Ground area
1,127 m²
Building footprint
276 m²
Volume, LiDAR
2,730 m³
Parcel 41362B1366/00A002, Flanders · tallest building 16.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Establishment
since 19882.034.743.858
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41362B1366/00A002 | Flanders | 1,127 m² | 1 · 276 m² | 16.0 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded03-12-1983
Fiscal year end31-12
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.