JASP
ActiveJASP has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.71M and a net result of €354k. Equity is growing by ~9.3% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability83▲+7
Solvency79▼-9
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity tight (current ratio 1.11 against 2.62 in 2023; short-term debt: 16.8% and cash: 4.6% of total assets), and 45.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
54.4%
Return on assets
11.3%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-07-2025, 6 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
6 d early
2023
33 d early
2022
153 d late
2021
152 d late
2020
151 d late
2019
334 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€1.71M▼ 17.7%
2023 · €2.08M
2018: €1.87M
2019: €1.09M
2020: €1.29M
2021: €1.66M
2022: €1.88M
2023: €2.08M
2018 → 2024
Total assets
€3.14M▼ 4.2%
2023 · €3.28M
2018: €2.74M
2019: €2.75M
2020: €2.65M
2021: €2.92M
2022: €3.01M
2023: €3.28M
2018 → 2024
Net result
€354k▲ 84.2%
2023 · €192k
2018: €158k
2019: €257k
2020: €276k
2021: €451k
2022: €283k
2023: €192k
2018 → 2024
Working capital
€60k▼ 88.3%
2023 · €516k
2018: €524k
2019: €354k
2020: €466k
2021: €550k
2022: €469k
2023: €516k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.29M-€1.66M▲ 28.8%€1.88M▲ 13.4%€2.08M▲ 10.2%€1.71M▼ 17.7%
Operating result€309k-€355k▲ 15.1%€384k▲ 8.0%€411k▲ 7.2%€527k▲ 28.0%
Net result€276k-€451k▲ 63.4%€283k▼ 37.3%€192k▼ 32.0%€354k▲ 84.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 28% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.14M
Fixed assets
€2.55M▲ 4.4%
Current assets
€589k▼ 29.4%
Equity and liabilities €3.14M
Equity
€1.71M▼ 17.7%
Debt
€1.43M▲ 18.9%
The debt ratio rises from 36.8% to 45.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€644k▲
2023 · €540k
Cash flow
€471k▲
2023 · €321k
Solvency
54.4%▼
2023 · 63.2%
Current ratio
1.11▼
2023 · 2.62
Quick ratio
1.11▼
2023 · 2.62
Debt / equity
0.84▲
2023 · 0.58
ROE
20.7%▲
2023 · 9.3%
ROA
11.3%▲
2023 · 5.9%
Interest coverage
37.20▲
2023 · 15.56
Debt
€1.43M▲
2023 · €1.21M
Debt ≤ 1 year
€529k▲
2023 · €319k
Debt > 1 year
€905k▲
2023 · €872k
Income taxes
€166k▼
2023 · €192k
Staff costs
€0▲
2023 · €-495
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€3.28M€3.14M▼
Fixed assets21/28€2.45M€2.55M▲
Tangible fixed assets22/27€2.43M€2.33M▼
Land and buildings22€2.23M€2.16M▼
Plant, machinery and equipment23€18k€21k▲
Furniture and vehicles24€167k€137k▼
Other tangible fixed assets26€12k€10k▼
Assets under construction and advance payments27€0-
Financial fixed assets28€17k€227k▲
Current assets29/58€835k€589k▼
Amounts receivable after more than one year29€267k€0▼
Other amounts receivable291€267k€0▼
Amounts receivable within one year40/41€139k€161k▲
Trade receivables40€139k€150k▲
Other amounts receivable41€218€10k▲
Current investments50/53€86k€97k▲
Cash at bank and in hand54/58€172k€143k▼
Deferred charges and accrued income490/1€171k€188k▲
Equity and liabilities
Total equity and liabilities10/49€3.28M€3.14M▼
Equity10/15€2.08M€1.71M▼
Contributions10/11€37k€37k=
Reserves13€2.04M€1.67M▼
Non-distributable reserves130/1€5k€0▼
Reserves not available under the articles1311€5k€0▼
Tax-exempt reserves132€160k€118k▼
Distributable reserves133€1.87M€1.55M▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€1.21M€1.43M▲
Amounts payable after more than one year17€872k€905k▲
Financial debts170/4€872k€905k▲
Amounts payable within one year42/48€319k€529k▲
Current portion of amounts payable after more than one year42€187k€177k▼
Financial debts43-€67
Credit institutions430/8-€67
Trade debts44€85k€77k▼
Suppliers440/4€85k€77k▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€39k€40k▲
Taxes450/3€39k€40k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€8k€235k▲
Accrued charges and deferred income492/3€15k€0▼
Income statement
Code20232024
Non-recurring operating income76A€4k€0▼
Remuneration, social security and pensions62€-495€0▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€129k€117k▼
Other operating charges640/8€7k€8k▲
Non-recurring operating charges66A€13k€0▼
Gross operating margin9900€560k€651k▲
Operating profit (loss)9901€411k€527k▲
Financial income75/76B€8k€11k▲
Recurring financial income75€8k€11k▲
Financial charges65/66B€35k€17k▼
Recurring financial charges65€35k€17k▼
Profit (loss) for the period before taxes9903€384k€520k▲
Income taxes67/77€192k€166k▼
Profit (loss) for the period9904€192k€354k▲
Transfer from tax-exempt reserves789€99k€42k▼
Transfer to tax-exempt reserves689€34k€0▼
Profit (loss) for the period to be appropriated9905€257k€396k▲
Appropriation of the result
Profit (loss) to be appropriated9906€257k€396k▲
Transfer from equity791/2-€721k
Transfer to equity691/2€257k€396k▲
To other reserves6921€257k€396k▲
Profit to be distributed694/7€0€721k▲
Return on contributions (dividend)694-€721k
Directors or managers695€0-
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (27 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €2MEq €2.08M ▲10.2%
6 profitable years in a row build equity to €2.08M.
31-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 153 days late
2022
30-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 152 days late
2021
31-12
Financial
Highest result since 2018net €451k ▲63.4%
Net result €451k, the highest in the series.
29-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 151 days late
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 334 days late
2019
16-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 77 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 61 days late
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 61 days late
2016
30-12
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 152 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hechtel-Eksel · 2 establishment units since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoefstraat 153940 Hechtel-EkselGround area
6.3 ha
Building footprint
1.1 ha
Volume, LiDAR
149,149 m³
2 parcels, Flanders · tallest building 26.2 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
DR. SPAEY - STOMATOLOOG
since 20062.161.441.397
Dr. Spaey - Stomatoloog
since 20212.314.274.993
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72029A0915/00C000 | Flanders | 6.0 ha | 1 · 1.0 ha | 26.2 m · 6 fl. |
| 72013C0533/00E000 | Flanders | 2,964 m² | 1 · 290 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
8755001HJ84Y0UBPTJ90
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-06-2006
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.