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JASO

Active
Private limited companyfounded 198343 yrs activeKraakstraat 47, 9150 Beveren-Kruibeke-Zwijndrecht, BelgiumKBO/BCE: BE 0424.192.876

JASO has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €410k and a net result of €73k. Equity is growing by ~42.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 13044 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
100 / 100
Excellent▲ +14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+70
Solvency100=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 8.92 against 15.28 in 2024), and 11% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 43 years 0 50 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
89%
Return on assets
15.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
18 d early
2024
28 d early
2023
33 d early
2022
12 d early
2021
20 d early
2020
18 d late
2019
15 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€410k▲ 21.5%
2024 · €337k
2018: €35k 2019: €64k 2020: €95k 2021: €141k 2022: €181k 2023: €324k 2024: €337k
2018 → 2025
Total assets
€460k▲ 21.1%
2024 · €380k
2018: €126k 2019: €138k 2020: €158k 2021: €236k 2022: €269k 2023: €387k 2024: €380k
2018 → 2025
Net result
€73k▲ 466%
2024 · €13k
2018: €16k 2019: €30k 2020: €32k 2021: €46k 2022: €40k 2023: €143k 2024: €13k
2018 → 2025
Working capital
€374k▲ 32.0%
2024 · €283k
2018: €71 2019: €12k 2020: €29k 2021: €60k 2022: €105k 2023: €258k 2024: €283k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€141k-€181k▲ 28.8%€324k▲ 78.9%€337k▲ 4.0%€410k▲ 21.5%
Operating result€65k-€61k▼ 6.1%€213k▲ 249%€21k▼ 90.4%€110k▲ 437%
Net result€46k-€40k▼ 12.3%€143k▲ 253%€13k▼ 91.0%€73k▲ 466%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100k€200kOperating result 2021: €65k€65kNet result 2021: €46k€46kOperating result 2022: €61k€61kNet result 2022: €40k€40kOperating result 2023: €213k€213kNet result 2023: €143k€143kOperating result 2024: €21k€21kNet result 2024: €13k€13kOperating result 2025: €110k€110kNet result 2025: €73k€73k20212022202320242025
The operating result recovers in 2025; 2025 is 437% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €460k
Fixed assets €40k▼ 48.8%
Current assets €421k▲ 38.9%
Equity and liabilities €460k
Equity €410k▲ 21.5%
Debt €51k▲ 18.0%
The debt ratio falls from 11.3% to 11.0%: equity grows faster than debt.
Key figures and ratios
2025 value · change against 2024
EBITDA
€128k
2024 · €44k
Cash flow
€90k
2024 · €36k
Solvency
89.0%
2024 · 88.7%
Current ratio
8.92
2024 · 15.28
Quick ratio
8.92
2024 · 15.28
Debt / equity
0.12
2024 · 0.13
ROE
17.7%
2024 · 3.8%
ROA
15.8%
2024 · 3.4%
Interest coverage
69.54
2024 · 26.94
Debt
€51k
2024 · €43k
Debt ≤ 1 year
€47k
2024 · €20k
Debt > 1 year
€3k
2024 · €23k
Income taxes
€36k
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€380k€460k
Fixed assets21/28€77k€40k
Tangible fixed assets22/27€75k€38k
Land and buildings22€22k€17k
Plant, machinery and equipment23€11k€6k
Furniture and vehicles24€20k€15k
Leasing and similar rights25€22k€0
Financial fixed assets28€2k€2k
Current assets29/58€303k€421k
Amounts receivable after more than one year29€274k€388k
Trade receivables290€0-
Other amounts receivable291€274k€388k
Amounts receivable within one year40/41€23k€22k
Trade receivables40€3k€5k
Other amounts receivable41€20k€17k
Cash at bank and in hand54/58€5k€9k
Deferred charges and accrued income490/1€240€439
Equity and liabilities
Total equity and liabilities10/49€380k€460k
Equity10/15€337k€410k
Contributions10/11€19k€19k=
Reserves13€318k€391k
Distributable reserves133€318k€391k
Amounts payable17/49€43k€51k
Amounts payable after more than one year17€23k€3k
Financial debts170/4€23k€3k
Amounts payable within one year42/48€20k€47k
Current portion of amounts payable after more than one year42€10k€3k
Trade debts44€2k€6k
Suppliers440/4€2k€6k
Taxes, remuneration and social security45€7k€38k
Taxes450/3€7k€38k
Remuneration and social security454/9€0-
Income statement Code20242025
Non-recurring operating income76A-€99k
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€17k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-1k€0
Other operating charges640/8€2k€5k
Gross operating margin9900€45k€133k
Operating profit (loss)9901€21k€110k
Financial income75/76B€41€4
Recurring financial income75€41€4
Financial charges65/66B€2k€2k
Recurring financial charges65€2k€2k
Profit (loss) for the period before taxes9903€19k€108k
Income taxes67/77€6k€36k
Profit (loss) for the period9904€13k€73k
Profit (loss) for the period to be appropriated9905€13k€73k
Appropriation of the result
Profit (loss) to be appropriated9906€13k€73k
Transfer to equity691/2€13k€73k
To other reserves6921€13k€73k

The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
13-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
03-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet €13k ▼91%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity doublescurrent ratio 15.28
Current ratio from 7.49 to 15.28; short-term debt falls from €40k to €20k.
28-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Highest result since 2018net €143k ▲253%
Operating result €213k, net result €143k, both a record.
31-12
Financial Liquidity triplescurrent ratio 7.49
Current ratio from 2.50 to 7.49; short-term debt falls from €71k to €40k.
31-12
Financial Equity above €200kEq €324k ▲78.9%
6 profitable years in a row build equity to €324k.
19-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Equity above €150kEq €181k ▲28.8%
5 profitable years in a row build equity to €181k.
11-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Equity above €100kEq €141k ▲48.8%
4 profitable years in a row build equity to €141k.
18-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
16-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
14-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
11-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
05-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 directors, no change since 2023
Vermoere Jan
Non-statutory director · since 11-12-2023
Current
VERMOERE Tom
Non-statutory director · since 11-12-2023
Current
11-12-2023 Vermoere Jan: Appointed as Non-statutory director
11-12-2023 Vermoere Jan: Resigned as Niet statutaire zaakvoerder
11-12-2023 VERMOERE Tom: Appointed as Non-statutory director
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 1983
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kraakstraat 479150 Beveren-Kruibeke-Zwijndrecht
Ground area
3,318 m²
Building footprint
374 m²
Volume, LiDAR
2,000 m³
Parcel 46001A1188/00B000, Flanders · tallest building 33.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Kraakstraat 47, 9150 Beveren-Kruibeke-Zwijndrecht
NACE 15131
since 19832.022.735.258
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46001A1188/00B000 Flanders 3,318 m² 1 · 374 m² 33.1 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Beveren-Kruibeke-Zwijndrecht2.022.735.258
1 permission
Toelating · Eetgelegenheid · since 01-01-2011

Similar companies · same sector, comparable size

Of 21,633 companies in sector 56112 we hold annual accounts for 9,660. 4,921 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded16-06-1983
Fiscal year end31-12
Activities, NACEBEL
55302
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
10130Manufacture of food products
47750Retail sale of cosmetics and toilet articles
96022Beauty treatment
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 42 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.