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JASMO CONSULTING

Active
Private limited companyfounded 20215 yrs activeDodonéestraat 70A, 1180 Ukkel, BelgiumKBO/BCE: BE 0770.615.708
Summary

JASMO CONSULTING has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €134,256 and a net result of €42,623. Equity is growing by ~23.9% per year across the filed fiscal years. Its solvency ranks better than 75% of 38827 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Financials · fiscal year 2025, micro schema

Equity
€134,256▼ 29.9%
2024 · €191,633
Total assets
€171,941▼ 34.8%
2024 · €263,621
Net result
€42,623▲ 2,132%
2024 · €1,910
Working capital
€138,776▼ 27.4%
2024 · €191,213
Trend over the years

2021 to 2025, 5 fiscal years

The operating result recovers in 2025; 2025 is 226% above 2024.

What the company sold each fiscal year and what was left of it. A loss stands below the zero line.

Operating result€59,037 2025 Net result€42,623 2025

Point at or tap a year, or use the arrow keys on the chart, for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€43,406-€91,062▲ 110%€97,416▲ 7.0%€18,084▼ 81.4%€59,037▲ 226%
Net result€34,591within the sector's middle half-€70,905above the sector's middle half▲ 105%€79,227above the sector's middle half▲ 11.7%€1,910below the sector's middle half▼ 97.6%€42,623within the sector's middle half▲ 2,132%
Equity€39,591within the sector's middle half-€110,497within the sector's middle half▲ 179%€189,723within the sector's middle half▲ 71.7%€191,633within the sector's middle half▲ 1.0%€134,256within the sector's middle half▼ 29.9%
Total assets€92,425within the sector's middle half-€175,251within the sector's middle half▲ 89.6%€266,776within the sector's middle half▲ 52.2%€263,621within the sector's middle half▼ 1.2%€171,941within the sector's middle half▼ 34.8%
Debt€52,833-€64,755▲ 22.6%€77,052▲ 19.0%€71,988▼ 6.6%€37,685▼ 47.7%
Working capital€38,901within the sector's middle half-€109,979within the sector's middle half▲ 183%€189,378above the sector's middle half▲ 72.2%€191,213above the sector's middle half▲ 1.0%€138,776above the sector's middle half▼ 27.4%
Solvency42.8%within the sector's middle half-63.1%within the sector's middle half▲ 20.2pp71.1%within the sector's middle half▲ 8.1pp72.7%within the sector's middle half▲ 1.6pp78.1%within the sector's middle half▲ 5.4pp
Current ratio1.74within the sector's middle half-2.70within the sector's middle half▲ 0.963.46within the sector's middle half▲ 0.763.70within the sector's middle half▲ 0.245.28above the sector's middle half▲ 1.58
Return on assets (ROA)37.4%above the sector's middle half-40.5%above the sector's middle half▲ 3.0pp29.7%within the sector's middle half▼ 10.8pp0.7%below the sector's middle half▼ 29.0pp24.8%within the sector's middle half▲ 24.1pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €171,941
Fixed assets €744 ▼ 55.2%
Current assets €171,198 ▼ 34.6%
Equity and liabilities €171,941
Equity €134,256 ▼ 29.9%
Debt €37,685 ▼ 47.7%
Debt's share of the balance-sheet total falls from 27.3% to 21.9%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€59,953▲
2024 · €19,000
Cash flow
€43,539▲
2024 · €2,826
Debt to equity
0.28▼
2024 · 0.38
ROE
31.7%▲
2024 · 1.0%
Interest coverage
19.21▼
2024 · 110.68
Debt ≤ 1 year
€32,421▼
2024 · €70,748
Income taxes
€14,577▼
2024 · €17,383
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
3.5% stopped otherwise
95% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,471 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€263,621€171,941▼
Fixed assets21/28€1,660€744▼
Intangible fixed assets21€173€0▼
Tangible fixed assets22/27€1,488€744▼
Furniture and vehicles24€1,488€744▼
Current assets29/58€261,961€171,198▼
Amounts receivable within one year40/41€71,963€35,625▼
Trade receivables40€19,613€26,559▲
Other amounts receivable41€52,349€9,066▼
Cash at bank and in hand54/58€188,741€134,312▼
Deferred charges and accrued income490/1€1,257€1,261▲
Equity and liabilities
Total equity and liabilities10/49€263,621€171,941▼
Equity10/15€191,633€134,256▼
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14€186,633€129,256▼
Amounts payable17/49€71,988€37,685▼
Amounts payable within one year42/48€70,748€32,421▼
Trade debts44€4,371€3,352▼
Suppliers440/4€4,371€3,352▼
Taxes, remuneration and social security45€51,376€11,435▼
Taxes450/3€51,376€11,435▼
Other amounts payable47/48€15,000€17,635▲
Accrued charges and deferred income492/3€1,240€5,264▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€916€916=
Other operating charges640/8€387€400▲
Gross operating margin9900€19,387€60,353▲
Operating profit (loss)9901€18,084€59,037▲
Financial income75/76B€1,381€1,283▼
Recurring financial income75€1,381€1,283▼
Financial charges65/66B€172€3,120▲
Recurring financial charges65€172€3,120▲
Profit (loss) for the period before taxes9903€19,293€57,200▲
Income taxes67/77€17,383€14,577▼
Profit (loss) for the period9904€1,910€42,623▲
Profit (loss) for the period to be appropriated9905€1,910€42,623▲
Appropriation of the result
Profit (loss) to be appropriated9906€186,633€229,256▲
Profit (loss) brought forward from the previous period14P€184,723€186,633▲
Profit to be distributed694/7-€100,000
Return on contributions (dividend)694-€100,000

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,231€173€173€916€916=
Other operating charges640/8---€387€400▲ 3.2%
Gross operating margin9900€44,636€91,234€97,589€19,387€60,353▲ 211%
Operating profit (loss)9901€43,406€91,062€97,416€18,084€59,037▲ 226%
Financial income75/76B--€942€1,381€1,283▼ 7.1%
Recurring financial income75--€942€1,381€1,283▼ 7.1%
Financial charges65/66B€25€314€247€172€3,120▲ 1,718%
Recurring financial charges65€25€314€247€172€3,120▲ 1,718%
Profit (loss) for the period before taxes9903€43,381€90,748€98,111€19,293€57,200▲ 196%
Income taxes67/77€8,790€19,843€18,884€17,383€14,577▼ 16.1%
Profit (loss) for the period9904€34,591€70,905€79,227€1,910€42,623▲ 2,132%
Profit (loss) for the period to be appropriated9905€34,591€70,905€79,227€1,910€42,623▲ 2,132%
Line20212022202320242025Change
Assets
Total assets20/58€92,425€175,251€266,776€263,621€171,941▼ 34.8%
Fixed assets21/28€690€518€345€1,660€744▼ 55.2%
Intangible fixed assets21€690€518€345€173€0▼ 100%
Tangible fixed assets22/27---€1,488€744▼ 50.0%
Furniture and vehicles24---€1,488€744▼ 50.0%
Current assets29/58€91,734€174,733€266,431€261,961€171,198▼ 34.6%
Amounts receivable within one year40/41€20,080€25,815€71,653€71,963€35,625▼ 50.5%
Trade receivables40€20,080€25,815€20,712€19,613€26,559▲ 35.4%
Other amounts receivable41--€50,941€52,349€9,066▼ 82.7%
Cash at bank and in hand54/58€71,654€148,918€194,778€188,741€134,312▼ 28.8%
Deferred charges and accrued income490/1---€1,257€1,261▲ 0.3%
Equity and liabilities
Total equity and liabilities10/49€92,425€175,251€266,776€263,621€171,941▼ 34.8%
Equity10/15€39,591€110,497€189,723€191,633€134,256▼ 29.9%
Contributions10/11€5,000€5,000€5,000€5,000€5,000=
Profit (loss) carried forward14€34,591€105,497€184,723€186,633€129,256▼ 30.7%
Amounts payable17/49€52,833€64,755€77,052€71,988€37,685▼ 47.7%
Amounts payable within one year42/48€52,833€64,755€77,052€70,748€32,421▼ 54.2%
Trade debts44€2,320€5,828€2,907€4,371€3,352▼ 23.3%
Suppliers440/4€2,320€5,828€2,907€4,371€3,352▼ 23.3%
Taxes, remuneration and social security45€34,446€43,637€59,021€51,376€11,435▼ 77.7%
Taxes450/3€23,896€43,637€59,021€51,376€11,435▼ 77.7%
Remuneration and social security454/9€10,550€0----
Other amounts payable47/48€16,067€15,290€15,124€15,000€17,635▲ 17.6%
Accrued charges and deferred income492/3---€1,240€5,264▲ 325%
Line20212022202320242025Change
Profit (loss) for the period9904€34,591€70,905€79,227€1,910€42,623▲ 2,132%
+ Depreciation and write-downs630€1,231€173€173€916€916=
Operating cash flow (approximation)€35,822€71,078€79,400€2,826€43,539▲ 1,441%
Investment in fixed assets (approximation)-€0€0-€2,231€0▲ 100%
Change in cash-€77,264€45,860-€6,037-€54,429▼ 802%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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