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JASMIC

Active Risk: not assessed
Private limited companyfounded 2022active for 4 yearsZuidstraat 11, 8490 Jabbeke, BelgiumKBO/BCE: BE 0783.787.516
Summary

JASMIC is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2026 annual accounts show equity of €22,515 and a net result of €4,202. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 7% of 276 sector peers (NACE 64, financial year 2026). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Activities of holding companies
NACE 64210
1 site
Size
€521,511total assets 2026
Equity
€22,515
Profit
€4,202
Turnover not published (micro format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
2026 accounts 24 days early1 of 2 deeds summarised
Signalsraises riskWeak solvency vs sectorneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Two signals.
raises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 276 sector peers (2026).
NBB · sector comparison
Position among 276 sector peers
Solvency
better than 7%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 07-10-2026, 24 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2026
24 days early
2025
31 days early
2024
on the day
2023
2 days early
2022
14 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 14 days before the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 17 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
26-10-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2022.
KBO publications · our coverage
  1. Appointment: Renilde Vanneste (director)Gazette deed
  2. Annual accounts filedfinancial year 2026 · micro…
  3. Annual accounts filedfinancial year 2025 · micro…

Financials · financial year 2026, micro format

Equity
€22,515▼ 88.0%
2025 · €188,313
Net result
€4,202▼ 96.7%
2025 · €127,696
Total assets
€521,511▲ 28.3%
2025 · €406,495
Solvency
4.3%▼ 42.0pp
2025 · 46.3%
Trend over the years

2022 to 2026, 5 financial years

The operating result falls in 2026; 2026 is 86% below 2025.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€24,917 2026 Net result€4,202 2026

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20222023202420252026
Turnover€79,987
Operating result-€1,316--€1,929▼ 46.6%€73,612€173,019▲ 135%€24,917▼ 85.6%
Net result-€1,325below the sector's middle half--€3,138below the sector's middle half▼ 137%€55,080within the sector's middle half€127,696above the sector's middle half▲ 132%€4,202▼ 96.7%
Equity€8,675below the sector's middle half-€5,537below the sector's middle half▼ 36.2%€60,617within the sector's middle half▲ 995%€188,313within the sector's middle half▲ 211%€22,515▼ 88.0%
Total assets€68,684below the sector's middle half-€184,959within the sector's middle half▲ 169%€267,816within the sector's middle half▲ 44.8%€406,495within the sector's middle half▲ 51.8%€521,511▲ 28.3%
Debt€60,009-€179,423▲ 199%€207,199▲ 15.5%€218,182▲ 5.3%€498,995▲ 129%
Working capital€8,675within the sector's middle half--€72,207below the sector's middle half-€17,864within the sector's middle half▲ 75.3%€108,243within the sector's middle half-€112,563
Solvency12.6%below the sector's middle half-3.0%below the sector's middle half▼ 9.6pp22.6%below the sector's middle half▲ 19.6pp46.3%within the sector's middle half▲ 23.7pp4.3%▼ 42.0pp
Current ratio1.14within the sector's middle half-0.18below the sector's middle half▼ 0.970.86within the sector's middle half▲ 0.681.75within the sector's middle half▲ 0.890.62▼ 1.12
Return on assets (ROA)-1.9%below the sector's middle half--1.7%below the sector's middle half▲ 0.2pp20.6%within the sector's middle half▲ 22.3pp31.4%above the sector's middle half▲ 10.8pp0.8%▼ 30.6pp
above within below the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €521,511
Fixed assets €334,724 ▲ 118%
Current assets €186,786 ▼ 26.1%
Equity and liabilities €521,511
Equity €22,515 ▼ 88.0%
Debt €498,995 ▲ 129%
Debt's share of the balance-sheet total rises from 53.7% to 95.7%. Equity is lower and debt is higher.
Key figures and ratios
2026 value · change against 2025
ROE
18.7%▼
2025 · 67.8%
Debt ≤ 1 year
€299,349▲
2025 · €144,587
Debt > 1 year
€199,646▲
2025 · €73,595
Income taxes
€1,886▼
2025 · €37,288
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 41 lines
Balance sheet Code20252026
Assets
Total assets20/58€406,495€521,511▲
Fixed assets21/28€153,664€334,724▲
Tangible fixed assets22/27€153,664€334,724▲
Land and buildings22€122,443€321,615▲
Furniture and vehicles24€31,221€13,109▼
Current assets29/58€252,830€186,786▼
Amounts receivable within one year40/41€232,153€56,437▼
Trade receivables40€38,051€33,934▼
Other amounts receivable41€194,101€22,503▼
Cash at bank and in hand54/58€17,737€127,149▲
Deferred charges and accrued income490/1€2,941€3,200▲
Equity and liabilities
Total equity and liabilities10/49€406,495€521,511▲
Equity10/15€188,313€22,515▼
Contributions10/11€10,000€10,000=
Profit (loss) carried forward14€178,313€12,515▼
Amounts payable17/49€218,182€498,995▲
Amounts payable after more than one year17€73,595€199,646▲
Financial debts170/4€73,595€199,646▲
Amounts payable within one year42/48€144,587€299,349▲
Current portion of amounts payable after more than one year42€9,113€17,465▲
Trade debts44€9,155€5,040▼
Suppliers440/4€9,155€5,040▼
Taxes, remuneration and social security45€1,870€4,026▲
Taxes450/3€1,870€4,026▲
Other amounts payable47/48€124,449€272,818▲
Income statement Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17,201€31,715▲
Other operating charges640/8€645€7,260▲
Gross operating margin9900€190,865€63,892▼
Operating profit (loss)9901€173,019€24,917▼
Financial income75/76B€225€132▼
Recurring financial income75€225€132▼
Financial charges65/66B€8,259€18,960▲
Recurring financial charges65€8,259€18,960▲
Profit (loss) for the period before taxes9903€164,984€6,088▼
Income taxes67/77€37,288€1,886▼
Profit (loss) for the period9904€127,696€4,202▼
Profit (loss) for the period to be appropriated9905€127,696€4,202▼
Appropriation of the result
Profit (loss) to be appropriated9906€178,313€182,515▲
Profit (loss) brought forward from the previous period14P€50,617€178,313▲
Profit to be distributed694/7-€170,000
Return on contributions (dividend)694-€170,000

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20222023202420252026Change
Turnover70-€79,987----
Goods, raw materials, services and sundry goods60/61-€52,948----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,310€28,459€16,676€17,201€31,715▲ 84.4%
Other operating charges640/8-€2,063€631€645€7,260▲ 11×
Gross operating margin9900-€6€28,592€90,920€190,865€63,892▼ 66.5%
Operating profit (loss)9901-€1,316-€1,929€73,612€173,019€24,917▼ 85.6%
Financial income75/76B-€1€28€225€132▼ 41.4%
Recurring financial income75-€1€28€225€132▼ 41.4%
Financial charges65/66B€9€1,062€3,916€8,259€18,960▲ 130%
Recurring financial charges65€9€1,062€3,916€8,259€18,960▲ 130%
Profit (loss) for the period before taxes9903-€1,325-€2,991€69,725€164,984€6,088▼ 96.3%
Income taxes67/77-€148€14,645€37,288€1,886▼ 94.9%
Profit (loss) for the period9904-€1,325-€3,138€55,080€127,696€4,202▼ 96.7%
Profit (loss) for the period to be appropriated9905-€1,325-€3,138€55,080€127,696€4,202▼ 96.7%
Line20222023202420252026Change
Assets
Total assets20/58€68,684€184,959€267,816€406,495€521,511▲ 28.3%
Fixed assets21/28-€169,249€162,183€153,664€334,724▲ 118%
Tangible fixed assets22/27-€169,249€162,183€153,664€334,724▲ 118%
Land and buildings22-€124,239€128,379€122,443€321,615▲ 163%
Furniture and vehicles24-€45,011€33,804€31,221€13,109▼ 58.0%
Current assets29/58€68,684€15,710€105,632€252,830€186,786▼ 26.1%
Amounts receivable within one year40/41€214€7,988€14,688€232,153€56,437▼ 75.7%
Trade receivables40-€7,260€7,407€38,051€33,934▼ 10.8%
Other amounts receivable41€214€728€7,280€194,101€22,503▼ 88.4%
Cash at bank and in hand54/58€67,471€6,638€88,017€17,737€127,149▲ 617%
Deferred charges and accrued income490/1€1,000€1,084€2,927€2,941€3,200▲ 8.8%
Equity and liabilities
Total equity and liabilities10/49€68,684€184,959€267,816€406,495€521,511▲ 28.3%
Equity10/15€8,675€5,537€60,617€188,313€22,515▼ 88.0%
Contributions10/11€10,000€10,000€10,000€10,000€10,000=
Profit (loss) carried forward14-€1,325-€4,463€50,617€178,313€12,515▼ 93.0%
Amounts payable17/49€60,009€179,423€207,199€218,182€498,995▲ 129%
Amounts payable after more than one year17-€91,506€82,707€73,595€199,646▲ 171%
Financial debts170/4-€91,506€82,707€73,595€199,646▲ 171%
Amounts payable within one year42/48€60,009€87,917€123,496€144,587€299,349▲ 107%
Current portion of amounts payable after more than one year42-€8,494€8,798€9,113€17,465▲ 91.7%
Trade debts44-€99€2,465€9,155€5,040▼ 44.9%
Suppliers440/4-€99€2,465€9,155€5,040▼ 44.9%
Taxes, remuneration and social security45€3€333€254€1,870€4,026▲ 115%
Taxes450/3€3€333€254€1,870€4,026▲ 115%
Other amounts payable47/48€60,006€78,991€111,979€124,449€272,818▲ 119%
Accrued charges and deferred income492/3--€995---
Line20222023202420252026Change
Profit (loss) for the period9904-€1,325-€3,138€55,080€127,696€4,202▼ 96.7%
+ Depreciation and write-downs630€1,310€28,459€16,676€17,201€31,715▲ 84.4%
Operating cash flow (approximation)-€15€25,321€71,756€144,897€35,918▼ 75.2%
Investment in fixed assets (approximation)---€9,610-€8,682-€212,775▼ 2,351%
Change in cash--€60,833€81,379-€70,280€109,412-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (5)
Financial year Type Filed Reference
31-03-2026 micro format 07-10-2026 2026-00551833
31-03-2025 micro format 30-09-2025 2025-00526112
31-03-2024 micro format 31-10-2024 2024-00525382
31-03-2023 micro format 29-10-2023 2023-00496210
31-03-2022 micro format 17-10-2022 2022-20462225

Similar companies · same sector, comparable size

Of the 24,459 active companies whose main activity is activities of holding companies (NACE 64210), figures are known for 20,049. 8,029 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Subsidies and aid

Flemish government

2025 · 1 entry · €2,205 awarded · €2,205 paid
Schemes
1 entry · €2,205 · €2,205 paid · Fonds voor Innoveren en Ondernemen

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, last change in 2022
Renilde Vanneste
Director · since 10-05-2022
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →
Not every act has been read: a resignation may still be missing
1 of this company's 2 Belgian Official Gazette deeds has not been read yet. Appointments and resignations recorded in them are not yet in the list of directors: someone who resigned there may still be listed as sitting. The acts are in the Timeline.

Mandate history

1 person since 2022, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
Renilde Vanneste
  • Director, from 10-05-2022 to date
See the board, name and registered office on a given date →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 24 March 2022, JASMIC was incorporated as a private limited company.1 Total assets went from €68,684 in 2022 to €521,511 in 2026.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2022 and 2026

Acts, filings and financial milestones

Next filing, financial year 2027, expected by 31-10-2027
2026
07-10
Gazette deed Appointment: Renilde Vanneste (director)
2 facts ▸
  • General meeting, 10-05-2022
  • Director appointment, Renilde Vanneste (director)
07-10
NBB filing Annual accounts filed
financial year 2026 · micro format
2025
30-09
NBB filing Annual accounts filed
financial year 2025 · micro format
31-03
Financial Highest result from 2022 to 2026net €127,696 ▲132%
Operating result €173,019, net result €127,696, both a record.
31-03
Financial Liquidity doublescurrent ratio 1.75
Current ratio from 0.86 to 1.75.
31-03
Financial Equity above €150,000equity €188,313 ▲211%
2 profitable years in a row build equity to €188,313.
2024
31-10
NBB filing Annual accounts filed
financial year 2024 · micro format
31-03
Financial Back to profitnet €55,080
Net result €55,080 after 2 loss-making years.
2023
29-10
NBB filing Annual accounts filed
financial year 2023 · micro format
31-03
Financial Weakest financial yearnet -€3,138
Net result drops to -€3,138, the lowest in the series; recovery starts the following year.
2022
17-10
NBB filing Annual accounts filed
financial year 2022 · micro format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 2 deeds read
About the unread acts

Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded24-03-2022
Financial year end31-03
Activities, NACEBEL 2025
64210Activities of holding companies
68110Buying and selling of own real estate
E-invoicing
Reachable via Peppol
Peppol ID 0208:0783787516
Also 9925:BE0783787516
Registered 27-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 26 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Jabbeke · 1 establishment unit since 2022
registered office establishment The establishment unit on the map
Ground area
949 m²
Building footprint
173 m²
Building volume
910 m³
Parcel 31012C0453/00F000, Flanders · tallest building 7.6 m. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
JASMIC
Zuidstraat 11, 8490 JabbekeActivities of holding companies
since 2022unit no. 2.329.968.308
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
31012C0453/00F000 Flanders 949 m² 1 · 173 m² 7.6 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.