Summary
JASFIN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €512k and a net result of €1.78M. Equity is growing by ~52.5% per year across the filed fiscal years. Its solvency ranks better than 40% of 8023 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-03-2026, 126 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
126 d early
2024
192 d early
2023
40 d early
2022
41 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€512k▼ 31.0%
2024 · €742k
2022: €9k
2023: €232k
2024: €742k
2022 → 2025
Net result
€1.78M▲ 248%
2024 · €510k
2022: €7k
2023: €223k
2024: €510k
2022 → 2025
Total assets
€1.32M▲ 56.2%
2024 · €843k
2022: €71k
2023: €316k
2024: €843k
2022 → 2025
Solvency
38.9%▼ 49.1pp
2024 · 88.0%
2022: 12.6%
2023: 73.5%
2024: 88.0%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€9k-€232k▲ 2,500%€742k▲ 220%€512k▼ 31.0%
Operating result€8k-€292k▲ 3,409%€399k▲ 36.9%€645k▲ 61.6%
Net result€7k-€223k▲ 3,122%€510k▲ 128%€1.78M▲ 248%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 62% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.32M
Fixed assets
€212k ▲ 334%
Current assets
€1.10M ▲ 39.1%
Equity and liabilities €1.32M
Equity
€512k ▼ 31.0%
Debt
€804k ▲ 697%
Debt's share of the balance-sheet total rises from 12.0% to 61.1%. Equity is lower and debt is higher.
Key figures and ratios
ROE
346.7%▲
2024 · 68.7%
ROA
134.9%▲
2024 · 60.5%
Debt ≤ 1 year
€804k▲
2024 · €101k
Income taxes
€165k▲
2024 · €106k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€843k€1.32M▲
Fixed assets21/28€49k€212k▲
Tangible fixed assets22/27€2k€2k▼
Plant, machinery and equipment23€544€1k▲
Furniture and vehicles24€1k€569▼
Financial fixed assets28€47k€210k▲
Current assets29/58€794k€1.10M▲
Amounts receivable after more than one year29-€702k
Other amounts receivable291-€702k
Amounts receivable within one year40/41-€90k
Other amounts receivable41-€90k
Current investments50/53€792k€310k▼
Cash at bank and in hand54/58€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€843k€1.32M▲
Equity10/15€742k€512k▼
Contributions10/11€2k€2k=
Reserves13€740k€510k▼
Distributable reserves133€740k€510k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€101k€804k▲
Amounts payable within one year42/48€101k€804k▲
Trade debts44€0€1k▲
Suppliers440/4€0€1k▲
Taxes, remuneration and social security45€101k€123k▲
Taxes450/3€101k€123k▲
Other amounts payable47/48€0€680k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€920€951▲
Gross operating margin9900€401k€647k▲
Operating profit (loss)9901€399k€645k▲
Financial income75/76B€217k€1.29M▲
Recurring financial income75€217k€1.29M▲
Financial charges65/66B€135€151▲
Recurring financial charges65€135€151▲
Profit (loss) for the period before taxes9903€616k€1.94M▲
Income taxes67/77€106k€165k▲
Profit (loss) for the period9904€510k€1.78M▲
Profit (loss) for the period to be appropriated9905€510k€1.78M▲
Appropriation of the result
Profit (loss) to be appropriated9906€510k€1.78M▲
Transfer from equity791/2-€737k
Transfer to equity691/2€510k€507k▼
To other reserves6921€510k€507k▼
Profit to be distributed694/7-€2.01M
Return on contributions (dividend)694-€2.01M
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €1.78M ▲248%
Operating result €645k, net result €1.78M, both a record.
20-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity doublescurrent ratio 7.87
Current ratio from 3.73 to 7.87.
31-12
Financial
Equity above €500kEq €742k ▲220%
3 profitable years in a row build equity to €742k.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity triplescurrent ratio 3.73
Current ratio from 1.14 to 3.73.
31-12
Financial
Equity above €200kEq €232k ▲2500%
2 profitable years in a row build equity to €232k.
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Essen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Cardijnstraat 322910 EssenGround area
651 m²
Building footprint
121 m²
Volume, LiDAR
563 m³
Parcel 11642C0545/00Z000, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JASFIN
since 20222.334.975.189
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11642C0545/00Z000 | Flanders | 651 m² | 1 · 121 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Hiverco
BE 0818.899.140
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NDkwadraat Invest
BE 0667.998.517
Wevelgem · Eq €511,741
IMMO MANAGEMENT GESTION BEVILACQUA
BE 0898.955.220
Mons · Eq €511,653
ECLIPSE
BE 0469.561.063
Roeselare · Eq €511,515
M
BE 0838.581.331
Lochristi · Eq €512,568
Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 13,609 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-08-2022
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
63920Other information service activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.