JASACOM
ActiveSummary
The computed 12-month bankruptcy probability of JASACOM is 2.9% (moderate). The 2025 annual accounts show equity of €187,042 and a net result of €14,180. Equity is growing by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 67% of 4209 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability35▲+1
Solvency78▲+17
Growth52=
Track record100
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days acceptable
Liquidity ample (current ratio 2.09 against 1.49 in 2024; short-term debt: 45.4% and cash: 21.8% of total assets), and 47.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.6%
Return on assets
4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-12-2025, 32 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
32 d early
2024
31 d early
2023
34 d early
2022
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 24 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€14,180▲ 27.7%
2024 · €11,102
Working capital
€176,005▲ 17.0%
2024 · €150,484
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€167,423-€83,531▼ 50.1%€61,245▼ 26.7%€84,419▲ 37.8%
Net result€120,178above the sector's middle half-€21,583within the sector's middle half▼ 82.0%€11,102within the sector's middle half▼ 48.6%€14,180within the sector's middle half▲ 27.7%
Equity€140,178above the sector's middle half-€161,761within the sector's middle half▲ 15.4%€172,863within the sector's middle half▲ 6.9%€187,042within the sector's middle half▲ 8.2%
Total assets€504,926above the sector's middle half-€486,080within the sector's middle half▼ 3.7%€479,162within the sector's middle half▼ 1.4%€355,928below the sector's middle half▼ 25.7%
Debt€364,749-€324,320▼ 11.1%€306,300▼ 5.6%€168,886▼ 44.9%
Working capital€137,396-€144,161▲ 4.9%€150,484▲ 4.4%€176,005▲ 17.0%
Solvency27.8%within the sector's middle half-33.3%within the sector's middle half▲ 5.5pp36.1%within the sector's middle half▲ 2.8pp52.6%within the sector's middle half▲ 16.5pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 38% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €355,928
Fixed assets
€18,210 ▼ 20.7%
Current assets
€337,718 ▼ 26.0%
Equity and liabilities €355,928
Equity
€187,042 ▲ 8.2%
Debt
€168,886 ▼ 44.9%
Debt's share of the balance-sheet total falls from 63.9% to 47.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€91,810▲
2024 · €69,887
Cash flow
€21,571▲
2024 · €19,744
Current ratio
2.09▲
2024 · 1.49
Quick ratio
1.45▲
2024 · 1.44
Debt to equity
0.90▼
2024 · 1.77
ROE
7.6%▲
2024 · 6.4%
ROA
4.0%▲
2024 · 2.3%
Interest coverage
1.35▼
2024 · 1.49
Debt ≤ 1 year
€161,713▼
2024 · €305,727
Debt > 1 year
€6,450
Income taxes
€5,463▲
2024 · €4,508
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,049 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 94% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
2.0%
went bankrupt
3.7%
stopped otherwise
94%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,049 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €6,498 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,477 | €2,257 | €8,642 | €7,391 | ▼ 14.5% |
| Other operating charges640/8 | €695 | €391 | €1,210 | €631 | ▼ 47.9% |
| Gross operating margin9900 | €171,596 | €86,179 | €71,097 | €92,441 | ▲ 30.0% |
| Operating profit (loss)9901 | €167,423 | €83,531 | €61,245 | €84,419 | ▲ 37.8% |
| Financial income75/76B | €212 | €0 | €1,351 | €3,147 | ▲ 133% |
| Recurring financial income75 | €212 | €0 | €1,351 | €3,147 | ▲ 133% |
| Financial charges65/66B | €565 | €53,751 | €46,985 | €67,923 | ▲ 44.6% |
| Recurring financial charges65 | €565 | €53,751 | €46,985 | €67,923 | ▲ 44.6% |
| Profit (loss) for the period before taxes9903 | €167,071 | €29,781 | €15,610 | €19,643 | ▲ 25.8% |
| Income taxes67/77 | €46,893 | €8,198 | €4,508 | €5,463 | ▲ 21.2% |
| Profit (loss) for the period9904 | €120,178 | €21,583 | €11,102 | €14,180 | ▲ 27.7% |
| Profit (loss) for the period to be appropriated9905 | €120,178 | €21,583 | €11,102 | €14,180 | ▲ 27.7% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €504,926 | €486,080 | €479,162 | €355,928 | ▼ 25.7% |
| Fixed assets21/28 | €3,325 | €17,600 | €22,951 | €18,210 | ▼ 20.7% |
| Tangible fixed assets22/27 | €3,325 | €17,600 | €22,951 | €18,210 | ▼ 20.7% |
| Land and buildings22 | - | - | €3,942 | €1,545 | ▼ 60.8% |
| Furniture and vehicles24 | €3,325 | €17,600 | €19,009 | €16,665 | ▼ 12.3% |
| Current assets29/58 | €501,602 | €468,480 | €456,211 | €337,718 | ▼ 26.0% |
| Stocks and contracts in progress3 | €25,000 | €29,000 | €15,000 | €103,962 | ▲ 593% |
| Stocks30/36 | €25,000 | €29,000 | €15,000 | €103,962 | ▲ 593% |
| Amounts receivable within one year40/41 | €50,751 | €71,335 | €212,376 | €153,273 | ▼ 27.8% |
| Trade receivables40 | €49,873 | €70,457 | €131,007 | €75,144 | ▼ 42.6% |
| Other amounts receivable41 | €878 | €878 | €81,368 | €78,130 | ▼ 4.0% |
| Cash at bank and in hand54/58 | €425,851 | €366,833 | €226,786 | €77,646 | ▼ 65.8% |
| Deferred charges and accrued income490/1 | - | €1,312 | €2,049 | €2,836 | ▲ 38.4% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €504,926 | €486,080 | €479,162 | €355,928 | ▼ 25.7% |
| Equity10/15 | €140,178 | €161,761 | €172,863 | €187,042 | ▲ 8.2% |
| Contributions10/11 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €100,000 | €120,000 | €130,000 | €140,000 | ▲ 7.7% |
| Distributable reserves133 | €100,000 | €120,000 | €130,000 | €140,000 | ▲ 7.7% |
| Profit (loss) carried forward14 | €20,178 | €21,761 | €22,863 | €27,042 | ▲ 18.3% |
| Amounts payable17/49 | €364,749 | €324,320 | €306,300 | €168,886 | ▼ 44.9% |
| Amounts payable after more than one year17 | - | - | - | €6,450 | - |
| Other amounts payable178/9 | - | - | - | €6,450 | - |
| Amounts payable within one year42/48 | €364,206 | €324,320 | €305,727 | €161,713 | ▼ 47.1% |
| Trade debts44 | €56,727 | €121,091 | €279,887 | €160,713 | ▼ 42.6% |
| Suppliers440/4 | €56,727 | €121,091 | €279,887 | €160,713 | ▼ 42.6% |
| Taxes, remuneration and social security45 | €97,164 | €16,729 | €22,226 | €1,000 | ▼ 95.5% |
| Taxes450/3 | €97,164 | €16,729 | €22,226 | €1,000 | ▼ 95.5% |
| Other amounts payable47/48 | €210,315 | €186,499 | €3,614 | - | - |
| Accrued charges and deferred income492/3 | €543 | - | €573 | €723 | ▲ 26.2% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €120,178 | €21,583 | €11,102 | €14,180 | ▲ 27.7% |
| + Depreciation and write-downs630 | €3,477 | €2,257 | €8,642 | €7,391 | ▼ 14.5% |
| Operating cash flow (approximation) | €123,655 | €23,840 | €19,744 | €21,571 | ▲ 9.3% |
| Investment in fixed assets (approximation) | - | -€16,532 | -€13,994 | -€2,650 | ▲ 81.1% |
| Change in cash | - | -€59,018 | -€140,047 | -€149,140 | ▼ 6.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-12
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2024
31-12
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
30-06
Financial
Weakest financial yearnet €11,102 ▼48.6%
Net result drops to €11,102, the lowest in the series; recovery starts the following year.
2023
28-12
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
30-06
Financial
Equity above €150,000Eq €161,761 ▲15.4%
2 profitable years in a row build equity to €161,761.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2020
Ground area
3,563 m²
Building footprint
1,777 m²
Volume, LiDAR
25,783 m³
Parcel 21522B0339/00Z011, Brussels · tallest building 19.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
JASACOM
since 20202.308.240.011
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21522B0339/00Z011 | Brussels | 3,563 m² | 1 · 1,777 m² | 19.8 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
2549002ZWSKENKZRGE32
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Of 380 companies in sector 47529 we hold annual accounts for 271. 226 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-09-2020
Fiscal year end30-06
Activities, NACEBEL 2025
47529Retail trade
43230Insulation installation
47820Retail sale of motor vehicle parts and accessories
47525Retail trade
77221Rental and leasing activities
81220Other building cleaning and industrial cleaning
E-invoicing
Reachable via Peppol
Peppol ID
0208:0754463426
Also
9925:BE0754463426
Registered
04-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.