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JAS IMMO

Active
Private limited companyfounded 20224 yrs activeRue Paul Pastur 322, 7390 Quaregnon, BelgiumKBO/BCE: BE 0781.831.183
Summary

JAS IMMO has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14,023 and a net result of €6,248. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 30% of 14220 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability46▲+14
Solvency33▼-3
Growth78▲+20
Track record94
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.08 against 1.13 in 2024; short-term debt: 92.5% and cash: 37.1% of total assets), and 92.5% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
7.5%
Return on assets
3.3%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
22232425
2022 to 2025 · latest year €14,023
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
28 d late
2024
28 d late
2023
on the day
2022
130 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 47 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 10 February 2022, JAS IMMO was incorporated as a Private limited company.1 Total assets went from EUR 62,493 in 2022 to EUR 186,736 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€14,023▲ 80.4%
2024 · €7,775
Total assets
€186,736▲ 174%
2024 · €68,231
Net result
€6,248
2024 · -€1,570
Working capital
€14,023▲ 80.4%
2024 · €7,775
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result-€9,315--€1,244▲ 86.6%-€1,460▼ 17.4%€6,389
Net result-€9,338below the sector's middle half--€1,318within the sector's middle half▲ 85.9%-€1,570within the sector's middle half▼ 19.1%€6,248within the sector's middle half
Equity€10,662below the sector's middle half-€9,344below the sector's middle half▼ 12.4%€7,775below the sector's middle half▼ 16.8%€14,023within the sector's middle half▲ 80.4%
Total assets€62,493below the sector's middle half-€53,527below the sector's middle half▼ 14.3%€68,231below the sector's middle half▲ 27.5%€186,736within the sector's middle half▲ 174%
Debt€51,831-€44,183▼ 14.8%€60,456▲ 36.8%€172,714▲ 186%
Working capital€10,662-€9,344▼ 12.4%€7,775▼ 16.8%€14,023▲ 80.4%
Solvency17.1%within the sector's middle half-17.5%within the sector's middle half▲ 0.4pp11.4%within the sector's middle half▼ 6.1pp7.5%within the sector's middle half▼ 3.9pp
above within below the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000-€5,000€0€5,000Operating result 2022: -€9,315-€9,315Net result 2022: -€9,338-€9,338Operating result 2023: -€1,244-€1,244Net result 2023: -€1,318-€1,318Operating result 2024: -€1,460-€1,460Net result 2024: -€1,570-€1,570Operating result 2025: €6,389€6,389Net result 2025: €6,248€6,2482022202320242025-€2,000€0€2,000€4,000€6,000Operating result 2023: -€1,244-€1,240Net result 2023: -€1,318-€1,320Operating result 2024: -€1,460-€1,460Net result 2024: -€1,570-€1,570Operating result 2025: €6,389€6,390Net result 2025: €6,248€6,250202320242025
The operating result returns to profit in 2025: €6,389 after a loss of €1,460 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €186,736
Equity €14,023 ▲ 80.4%
Debt €172,714 ▲ 186%
Debt's share of the balance-sheet total rises from 88.6% to 92.5%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Current ratio
1.08▼
2024 · 1.13
Quick ratio
0.51▲
2024 · 0.15
Debt to equity
12.32▲
2024 · 7.78
ROE
44.6%▲
2024 · -20.2%
ROA
3.3%▲
2024 · -2.3%
Debt ≤ 1 year
€172,714▲
2024 · €60,456
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,136 companies that looked in July 2024 the way this one looks now, 4.9% went bankrupt within 24 months and 92% are still going.

  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet
4.9% went bankrupt
2.0% stopped otherwise
92% still going

A further 1.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,136 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 27 lines
Balance sheet Code20242025
Assets
Total assets20/58€68,231€186,736▲
Current assets29/58€68,231€186,736▲
Stocks and contracts in progress3€59,158€98,726▲
Stocks30/36€59,158€98,726▲
Amounts receivable within one year40/41€4,096€18,799▲
Trade receivables40-€16,940
Other amounts receivable41€4,096€1,859▼
Cash at bank and in hand54/58€4,978€69,211▲
Equity and liabilities
Total equity and liabilities10/49€68,231€186,736▲
Equity10/15€7,775€14,023▲
Contributions10/11€20,000€20,000=
Profit (loss) carried forward14-€12,225-€5,977▲
Amounts payable17/49€60,456€172,714▲
Amounts payable within one year42/48€60,456€172,714▲
Trade debts44€430€61▼
Suppliers440/4€430€61▼
Other amounts payable47/48€60,026€172,652▲
Income statement Code20242025
Other operating charges640/8-€2,828
Gross operating margin9900-€1,460€9,217▲
Operating profit (loss)9901-€1,460€6,389▲
Financial charges65/66B€109€141▲
Recurring financial charges65€109€141▲
Profit (loss) for the period before taxes9903-€1,570€6,248▲
Profit (loss) for the period9904-€1,570€6,248▲
Profit (loss) for the period to be appropriated9905-€1,570€6,248▲
Appropriation of the result
Profit (loss) to be appropriated9906-€12,225-€5,977▲
Profit (loss) brought forward from the previous period14P-€10,656-€12,225▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Other operating charges640/8€7,933€244-€2,828-
Gross operating margin9900-€1,382-€1,000-€1,460€9,217▲ 731%
Operating profit (loss)9901-€9,315-€1,244-€1,460€6,389▲ 537%
Financial charges65/66B€23€74€109€141▲ 29.2%
Recurring financial charges65€23€74€109€141▲ 29.2%
Profit (loss) for the period before taxes9903-€9,338-€1,318-€1,570€6,248▲ 498%
Profit (loss) for the period9904-€9,338-€1,318-€1,570€6,248▲ 498%
Profit (loss) for the period to be appropriated9905-€9,338-€1,318-€1,570€6,248▲ 498%
Line2022202320242025Change
Assets
Total assets20/58€62,493€53,527€68,231€186,736▲ 174%
Current assets29/58€62,493€53,527€68,231€186,736▲ 174%
Stocks and contracts in progress3€50,158€50,158€59,158€98,726▲ 66.9%
Stocks30/36€50,158€50,158€59,158€98,726▲ 66.9%
Amounts receivable within one year40/41€12,291€3,343€4,096€18,799▲ 359%
Trade receivables40---€16,940-
Other amounts receivable41€12,291€3,343€4,096€1,859▼ 54.6%
Cash at bank and in hand54/58€44€27€4,978€69,211▲ 1,290%
Equity and liabilities
Total equity and liabilities10/49€62,493€53,527€68,231€186,736▲ 174%
Equity10/15€10,662€9,344€7,775€14,023▲ 80.4%
Contributions10/11€20,000€20,000€20,000€20,000=
Profit (loss) carried forward14-€9,338-€10,656-€12,225-€5,977▲ 51.1%
Amounts payable17/49€51,831€44,183€60,456€172,714▲ 186%
Amounts payable within one year42/48€51,831€44,183€60,456€172,714▲ 186%
Trade debts44€10,158€1,000€430€61▼ 85.8%
Suppliers440/4€10,158€1,000€430€61▼ 85.8%
Other amounts payable47/48€41,673€43,183€60,026€172,652▲ 188%
Line2022202320242025Change
Profit (loss) for the period9904-€9,338-€1,318-€1,570€6,248▲ 498%
Operating cash flow (approximation)-€9,338-€1,318-€1,570€6,248▲ 498%
Change in cash--€18€4,951€64,233▲ 1,197%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial Back to profitnet €6,248
Net result €6,248 after 3 loss-making years.
28-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
08-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 130 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Quaregnon
exact location from the address register On OpenStreetMap
Ground area
14 m²
Building footprint
110 m²
Volume, LiDAR
676 m³
Parcel 53065A0938/00H000, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
6 companies at this address See who is registered here
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53065A0938/00H000 Wallonia 14 m² 1 · 110 m² 7.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 7,326 companies in sector 68110 we hold annual accounts for 5,390. 2,184 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded10-02-2022
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
E-invoicing
Reachable via Peppol
Peppol ID 0208:0781831183
Registered 21-04-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.