Jarviss
ActiveSummary
Jarviss has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €509k and a net result of €680k. Equity is growing by ~43.2% per year across the filed fiscal years. Its solvency ranks better than 18% of 1545 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability72▼-9
Solvency33▼-9
Growth85=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity tight (current ratio 1.14 against 1.33 in 2023; short-term debt: 84.8% and cash: 4.6% of total assets), and 92.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
7.6%
Return on assets
10.2%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 1545 sector peers (2024).
NBB · sector comparisonPosition among 1545 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
35 d early
2023
69 d early
2022
122 d early
2021
30 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Turnover
€13.70M▲ 92.8%
2023 · €7.11M
2021: €1.79M
2022: €4.66M
2023: €7.11M
2021 → 2024
EBIT margin
7.4%▼ 0.7pp
2023 · 8.1%
2021: -11.9%
2022: 1.0%
2023: 8.1%
2021 → 2024
Net result
€680k▲ 52.9%
2023 · €445k
2021: €-247k
2022: €10k
2023: €445k
2021 → 2024
Working capital
€776k▲ 43.6%
2023 · €541k
2021: €872k
2022: €56k
2023: €541k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Turnover€1.79M-€4.66M▲ 160%€7.11M▲ 52.6%€13.70M▲ 92.8%
Equity€153k-€163k▲ 6.4%€415k▲ 155%€509k▲ 22.7%
Operating result€-213k-€49k€577k▲ 1,081%€1.01M▲ 75.4%
Net result€-247k-€10k€445k▲ 4,424%€680k▲ 52.9%
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2024 is 75% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €6.66M
Fixed assets
€237k ▲ 25.2%
Current assets
€6.42M ▲ 195%
Equity and liabilities €6.66M
Equity
€509k ▲ 22.7%
Debt
€6.15M ▲ 214%
Debt's share of the balance-sheet total rises from 82.5% to 92.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1.10M▲
2023 · €661k
Cash flow
€771k▲
2023 · €529k
Current ratio
1.14▼
2023 · 1.33
Quick ratio
1.13▼
2023 · 1.31
Debt to equity
12.10▲
2023 · 4.72
ROE
133.8%▲
2023 · 107.3%
ROA
10.2%▼
2023 · 18.8%
Interest coverage
71.51▲
2023 · 11.15
Debt ≤ 1 year
€5.65M▲
2023 · €1.64M
Debt > 1 year
€9k▼
2023 · €20k
Income taxes
€279k▲
2023 · €126k
Staff costs
€1.45M▲
2023 · €973k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 83 lines
Balance sheet
Code20232024
Assets
Total assets20/58€2.37M€6.66M▲
Formation expenses20€4k€2k▼
Fixed assets21/28€189k€237k▲
Intangible fixed assets21€20k€58k▲
Tangible fixed assets22/27€95k€105k▲
Plant, machinery and equipment23€64k€48k▼
Furniture and vehicles24€32k€57k▲
Financial fixed assets28€74k€74k=
Other financial fixed assets284/8-€74k
Amounts receivable and cash guarantees285/8-€74k
Current assets29/58€2.18M€6.42M▲
Stocks and contracts in progress3€28k€28k=
Stocks30/36€28k€28k=
Goods purchased for resale34-€28k
Amounts receivable within one year40/41€1.46M€5.88M▲
Trade receivables40€1.46M€5.81M▲
Other amounts receivable41€3k€79k▲
Cash at bank and in hand54/58€445k€305k▼
Deferred charges and accrued income490/1€241k€205k▼
Equity and liabilities
Total equity and liabilities10/49€2.37M€6.66M▲
Equity10/15€415k€509k▲
Contributions10/11€400k€414k▲
Capital10€400k€412k▲
Issued capital100€400k€412k▲
Outside capital11-€1k
Share premium1100/10-€1k
Reserves13€10k€95k▲
Non-distributable reserves130/1€10k€41k▲
Legal reserve130€10k€41k▲
Distributable reserves133-€54k
Profit (loss) carried forward14€4k€0▼
Amounts payable17/49€1.96M€6.15M▲
Amounts payable after more than one year17€20k€9k▼
Financial debts170/4€20k€9k▼
Credit institutions173-€9k
Amounts payable within one year42/48€1.64M€5.65M▲
Current portion of amounts payable after more than one year42€53k€165k▲
Financial debts43€2k€10k▲
Credit institutions430/8€2k-
Other loans439-€10k
Trade debts44€814k€4.26M▲
Suppliers440/4€814k€4.26M▲
Taxes, remuneration and social security45€576k€614k▲
Taxes450/3€288k€239k▼
Remuneration and social security454/9€289k€376k▲
Other amounts payable47/48€193k€600k▲
Accrued charges and deferred income492/3€300k€498k▲
Income statement
Code20232024
Operating income70/76A-€13.73M
Turnover70€7.11M€13.70M▲
Other operating income74-€31k
Operating charges60/66A-€12.72M
Goods, raw materials, services and sundry goods60/61€5.48M-
Goods for resale, raw materials and consumables60-€9.13M
Purchases600/8-€9.13M
Services and other goods61-€2.05M
Remuneration, social security and pensions62€973k€1.45M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€84k€90k▲
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A€18k€0▼
Gross operating margin9900€1.65M-
Operating profit (loss)9901€577k€1.01M▲
Financial income75/76B€53k€55k▲
Recurring financial income75€53k€55k▲
Income from current assets751-€2k
Other financial income752/9-€52k
Financial charges65/66B€59k€107k▲
Recurring financial charges65€59k€107k▲
Debt charges650-€15k
Other financial charges652/9-€92k
Profit (loss) for the period before taxes9903€571k€960k▲
Income taxes67/77€126k€279k▲
Taxes670/3-€281k
Tax adjustments and reversals of tax provisions77-€2k
Profit (loss) for the period9904€445k€680k▲
Profit (loss) for the period to be appropriated9905€445k€680k▲
Appropriation of the result
Profit (loss) to be appropriated9906€208k€685k▲
Profit (loss) brought forward from the previous period14P€-237k€4k▲
Transfer to equity691/2€10k€85k▲
To the legal reserve6920€10k€31k▲
To other reserves6921-€54k
Profit to be distributed694/7€193k€600k▲
Return on contributions (dividend)694€193k€600k▲
Social balance
Average headcount (FTE)90878.113.9▲
The notes to these accounts (55 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2021net €680k ▲52.9%
Operating result €1.01M, net result €680k, both a record.
31-12
Financial
Equity above €500kEq €509k ▲22.7%
3 profitable years in a row build equity to €509k.
23-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €200kEq €415k ▲155%
2 profitable years in a row build equity to €415k.
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpse Steenweg 199080 LochristiGround area
3,359 m²
Building footprint
1,769 m²
Volume, LiDAR
17,177 m³
Parcel 44034C1000/00M000, Flanders · tallest building 13.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Jarviss
since 20202.308.527.447
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44034C1000/00M000 | Flanders | 3,359 m² | 1 · 1,769 m² | 13.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 18,334 EUR awarded · 17,130 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 4,413 EUR | 3,209 EUR |
| 2024 | 2 | 2,941 EUR | 2,941 EUR |
| 2023 | 2 | 7,650 EUR | 7,650 EUR |
| 2022 | 1 | 3,330 EUR | 3,330 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Subsidies voor internationaal ondernemen
Vlaams opleidingsverlof (VOV)
Recognitions · licences · registrations
Legal Entity Identifier
6994005061JDG7DXXB92
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 11,891 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded01-10-2020
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
46500Wholesale of information and communication equipment
47400Retail sale of information and communication equipment
61200Telecommunications resale and intermediation services
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.