JARONAL
ActiveSummary
JARONAL has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €769k and a net result of €70k. Equity is growing by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 49% of 19356 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability50▲+14
Solvency55▼-1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity tight (current ratio 1.02 against 2.89 in 2023; short-term debt: 29.3% and cash: 7.5% of total assets), and 69.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-10-2025, 68 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
68 d late
2023
31 d late
2022
73 d late
2021
122 d late
2020
132 d late
2019
96 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2024, micro schema
Equity
€769k▲ 10.1%
2023 · €698k
Total assets
€2.55M▲ 14.1%
2023 · €2.23M
Net result
€70k▲ 951%
2023 · €7k
Working capital
€19k▼ 92.6%
2023 · €250k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€318k▲ 1,098%€114k▼ 64.2%€67k▼ 40.8%€80k▲ 19.0%€183k▲ 128%
Net result€310k▲ 7,267%€34k▼ 88.9%€13k▼ 62.9%€7k▼ 47.6%€70k▲ 951%
Equity€644k▲ 145%€679k▲ 5.3%€692k▲ 1.9%€698k▲ 1.0%€769k▲ 10.1%
Total assets€2.72M▲ 25.2%€2.76M▲ 1.1%€2.70M▼ 1.9%€2.23M▼ 17.4%€2.55M▲ 14.1%
Debt€2.08M▲ 8.7%€2.08M▼ 0.2%€2.01M▼ 3.1%€1.54M▼ 23.7%€1.78M▲ 15.9%
Working capital€565k▲ 61.4%€319k▼ 43.5%€188k▼ 41.1%€250k▲ 33.2%€19k▼ 92.6%
Staff (FTE)
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 128% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.55M
Fixed assets
€1.78M ▼ 3.6%
Current assets
€764k ▲ 100.0%
Equity and liabilities €2.55M
Equity
€769k ▲ 10.1%
Debt
€1.78M ▲ 15.9%
Debt's share of the balance-sheet total rises from 68.7% to 69.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€250k▲
2023 · €147k
Cash flow
€138k▲
2023 · €73k
Current ratio
1.02▼
2023 · 2.89
Debt to equity
2.32▲
2023 · 2.20
ROE
9.1%▲
2023 · 1.0%
ROA
2.8%▲
2023 · 0.3%
Interest coverage
3.28▲
2023 · 2.07
Debt ≤ 1 year
€746k▲
2023 · €132k
Debt > 1 year
€1.03M▼
2023 · €1.40M
Income taxes
€36k▲
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €59k | €61k | €62k | €67k | €67k | ▲ 0.7% |
| Other operating charges640/8 | - | €4k | €91k | €44k | €40k | ▼ 9.1% |
| Gross operating margin9900 | €377k | €178k | €221k | €191k | €290k | ▲ 51.8% |
| Operating profit (loss)9901 | €318k | €114k | €67k | €80k | €183k | ▲ 128% |
| Financial income75/76B | - | €7 | €0 | - | €0 | - |
| Recurring financial income75 | - | €7 | €0 | - | €0 | - |
| Financial charges65/66B | - | €66k | €33k | €71k | €76k | ▲ 7.3% |
| Recurring financial charges65 | €8k | €66k | €33k | €71k | €76k | ▲ 7.3% |
| Profit (loss) for the period before taxes9903 | €310k | €47k | €34k | €9k | €106k | ▲ 1,043% |
| Income taxes67/77 | - | €13k | €22k | €3k | €36k | ▲ 1,275% |
| Profit (loss) for the period9904 | €310k | €34k | €13k | €7k | €70k | ▲ 951% |
| Profit (loss) for the period to be appropriated9905 | €310k | €34k | €13k | €7k | €70k | ▲ 951% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.72M | €2.76M | €2.70M | €2.23M | €2.55M | ▲ 14.1% |
| Fixed assets21/28 | €1.88M | €1.95M | €1.90M | €1.85M | €1.78M | ▼ 3.6% |
| Tangible fixed assets22/27 | €1.88M | €1.95M | €1.90M | €1.85M | €1.78M | ▼ 3.6% |
| Land and buildings22 | - | €1.95M | €1.90M | €1.84M | €1.77M | ▼ 3.5% |
| Plant, machinery and equipment23 | - | - | - | €13k | €10k | ▼ 21.4% |
| Financial fixed assets28 | €30 | €30 | €30 | €30 | €30 | = |
| Current assets29/58 | €841k | €809k | €806k | €382k | €764k | ▲ 100.0% |
| Amounts receivable within one year40/41 | €800k | €731k | €798k | €321k | €573k | ▲ 78.4% |
| Trade receivables40 | - | €628k | €672k | €290k | €542k | ▲ 86.9% |
| Other amounts receivable41 | - | €103k | €127k | €31k | €31k | ▼ 0.4% |
| Cash at bank and in hand54/58 | €33k | €70k | €7k | €60k | €191k | ▲ 216% |
| Deferred charges and accrued income490/1 | - | €7k | - | €709 | €741 | ▲ 4.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.72M | €2.76M | €2.70M | €2.23M | €2.55M | ▲ 14.1% |
| Equity10/15 | €644k | €679k | €692k | €698k | €769k | ▲ 10.1% |
| Contributions10/11 | €214k | €214k | €214k | €214k | €214k | = |
| Capital10 | - | €214k | €214k | €214k | €214k | = |
| Issued capital100 | - | €214k | €214k | €214k | €214k | = |
| Reserves13 | €89k | €90k | €91k | €91k | €95k | ▲ 3.9% |
| Non-distributable reserves130/1 | - | €9k | €10k | €10k | €14k | ▲ 34.8% |
| Legal reserve130 | - | €9k | €10k | €10k | €14k | ▲ 34.8% |
| Tax-exempt reserves132 | - | €51k | €51k | €51k | €51k | = |
| Distributable reserves133 | - | €30k | €30k | €30k | €30k | = |
| Profit (loss) carried forward14 | €342k | €375k | €387k | €393k | €460k | ▲ 17.0% |
| Amounts payable17/49 | €2.08M | €2.08M | €2.01M | €1.54M | €1.78M | ▲ 15.9% |
| Amounts payable after more than one year17 | €1.80M | €1.58M | €1.39M | €1.40M | €1.03M | ▼ 26.3% |
| Financial debts170/4 | - | €1.58M | €1.39M | €1.40M | €1.03M | ▼ 26.3% |
| Amounts payable within one year42/48 | €276k | €490k | €618k | €132k | €746k | ▲ 465% |
| Current portion of amounts payable after more than one year42 | - | €189k | €189k | €3k | €184k | ▲ 6,285% |
| Trade debts44 | €10k | €117k | €152k | €54k | €228k | ▲ 323% |
| Suppliers440/4 | - | €117k | €152k | €54k | €228k | ▲ 323% |
| Taxes, remuneration and social security45 | - | €30k | €22k | €2k | €58k | ▲ 2,233% |
| Taxes450/3 | - | €30k | €22k | €2k | €58k | ▲ 2,233% |
| Other amounts payable47/48 | - | €154k | €255k | €73k | €276k | ▲ 279% |
| Accrued charges and deferred income492/3 | - | €3k | - | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €310k | €34k | €13k | €7k | €70k | ▲ 951% |
| + Depreciation and write-downs630 | €59k | €61k | €62k | €67k | €67k | ▲ 0.7% |
| Operating cash flow (approximation) | €369k | €95k | €75k | €73k | €138k | ▲ 87.2% |
| Investment in fixed assets (approximation) | - | €-123k | €-15k | €-20k | €0 | ▲ 100% |
| Change in cash | - | €38k | €-63k | €53k | €130k | ▲ 146% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
20-03
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- General meeting, 05/01/2026
- Registered-office move, 368 avenue Louise à 1050 Ixelles
2025
07-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 68 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 2.89
Current ratio from 1.30 to 2.89; short-term debt falls from €618k to €132k.
12-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 73 days late
2022
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 122 days late
2021
10-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 132 days late
2020
31-12
Financial
Highest result since 2018net €310k ▲7,267%
Operating result €318k, net result €310k, both a record.
31-12
Financial
Equity above €500kEq €644k ▲145%
3 profitable years in a row build equity to €644k.
04-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 96 days late
2019
31-12
Financial
Weakest financial yearnet €4k ▼46.9%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
Show earlier events
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
02-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
19-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 12 acts read
About the unread acts
Of the 12 Belgian State Gazette acts we know for this company, 1 has been read. The other 11 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
12 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 1990
Ground area
1,182 m²
Building footprint
553 m²
Volume, LiDAR
11,829 m³
2 parcels, Brussels, Flanders · tallest building 29.8 m, ±9 floors. Linked by address, not a title deed.
15
companies at this address
See who is registered here
1 establishment unit
JARONAL
since 19902.047.634.168
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0180/00B004 | Brussels | 769 m² | 1 · 445 m² | 29.8 m · 9 fl. |
| 23047A0477/00B003 | Flanders | 413 m² | 1 · 108 m² | 12.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500H440ANPOBZ6893
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Of 9,143 companies in sector 68201 we hold annual accounts for 6,769. 4,946 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded15-02-1990
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
Scores and ratios are computed by Checked and are not a credit decision.