Jaroka
ActiveJaroka has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-209k) and a net result of €-6k. Equity is shrinking by ~21% per year across the filed fiscal years. Its solvency ranks better than 9% of 542 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
30
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability17▼-57
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.25 against 0.33 in 2024; short-term debt: 101.2% and cash: 0.4% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-33.5%
Return on assets
-1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 16
Relative position
BE, all sectors
reference
Sector 16
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-209k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-04-2026, 120 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
120 d early
2024
7 d early
2023
26 d late
2022
25 d late
2021
25 d late
2020
26 d late
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-209k▼ 3.1%
2024 · €-202k
2018: €51k
2019: €36k
2020: €-31k
2021: €-187k
2022: €-210k
2023: €-229k
2024: €-202k
2018 → 2025
Total assets
€624k▼ 10.8%
2024 · €699k
2018: €390k
2019: €409k
2020: €730k
2021: €788k
2022: €780k
2023: €733k
2024: €699k
2018 → 2025
Net result
€-6k
2024 · €27k
2018: €-16k
2019: €-15k
2020: €-67k
2021: €-156k
2022: €-23k
2023: €-19k
2024: €27k
2018 → 2025
Working capital
€-472k▼ 0.6%
2024 · €-469k
2018: €108k
2019: €-2k
2020: €-192k
2021: €-409k
2022: €-438k
2023: €-491k
2024: €-469k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-187k-€-210k▼ 12.5%€-229k▼ 9.0%€-202k▲ 11.7%€-209k▼ 3.1%
Operating result€-151k-€-17k▲ 89.0%€-12k▲ 29.2%€28k€-5k
Net result€-156k-€-23k▲ 85.0%€-19k▲ 19.1%€27k€-6k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €28k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €624k
Fixed assets
€465k▼ 0.7%
Current assets
€159k▼ 31.3%
Key figures and ratios
EBITDA
€-2k▼
2024 · €32k
Cash flow
€-3k▼
2024 · €31k
Solvency
-33.5%▼
2024 · -29.0%
Current ratio
0.25▼
2024 · 0.33
Quick ratio
0.21▼
2024 · 0.23
Debt / equity
-3.99▲
2024 · -4.45
ROA
-1.0%▼
2024 · 3.8%
Interest coverage
-1.50▼
2024 · 19.38
Debt
€832k▼
2024 · €902k
Debt ≤ 1 year
€631k▼
2024 · €700k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€699k€624k▼
Formation expenses20-€0
Fixed assets21/28€468k€465k▼
Tangible fixed assets22/27€468k€465k▼
Plant, machinery and equipment23€12k€10k▼
Furniture and vehicles24€341€230▼
Other tangible fixed assets26€577€175▼
Assets under construction and advance payments27€455k€455k=
Current assets29/58€231k€159k▼
Stocks and contracts in progress3€69k€29k▼
Stocks30/36€69k€29k▼
Amounts receivable within one year40/41€134k€123k▼
Trade receivables40€3k-
Other amounts receivable41€131k€123k▼
Cash at bank and in hand54/58€23k€3k▼
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€699k€624k▼
Equity10/15€-202k€-209k▼
Contributions10/11€19k€19k=
Reserves13€64k€64k=
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€62k€64k▲
Profit (loss) carried forward14€-285k€-291k▼
Amounts payable17/49€902k€832k▼
Amounts payable within one year42/48€700k€631k▼
Current portion of amounts payable after more than one year42€8k-
Trade debts44€12k€496▼
Suppliers440/4€12k€496▼
Taxes, remuneration and social security45€171-
Taxes450/3€171-
Other amounts payable47/48€680k€631k▼
Accrued charges and deferred income492/3€201k€201k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€535€549▲
Gross operating margin9900€33k€-1k▼
Operating profit (loss)9901€28k€-5k▼
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€27k€-6k▼
Profit (loss) for the period9904€27k€-6k▼
Profit (loss) for the period to be appropriated9905€27k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-285k€-291k▼
Profit (loss) brought forward from the previous period14P€-312k€-285k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €27k
Net result €27k after 6 loss-making years.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 26 days late
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 25 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 25 days late
2021
31-12
Financial
Weakest financial yearnet €-156k
Net result drops to €-156k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 26 days late
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 27 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 23 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Senator A. Jeurissenlaan 12293520 ZonhovenGround area
3,041 m²
Building footprint
888 m²
Volume, LiDAR
4,444 m³
Parcel 71442C0737/00C000, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JAROKA bvba
since 20122.208.975.258
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71442C0737/00C000 | Flanders | 3,041 m² | 1 · 888 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 600 EUR awarded · 600 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 600 EUR | 600 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 663 companies in sector 16110 we hold annual accounts for 320. 147 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-04-2012
Fiscal year end31-12
Activities, NACEBEL
16110Sawmilling and planing of wood
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.