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JARO'S LIQUID SOLUTIONS

Active
Private limited companyfounded 2001active for 25 yearsTerluchtestraat 42a, 8020 Oostkamp, BelgiumKBO/BCE: BE 0474.463.127
Summary

The annual accounts of JARO'S LIQUID SOLUTIONS for financial year 2025 show a net loss of 60% of the equity at the start of that year. The 2025 annual accounts show equity of €16,952 and a net result of -€25,364. Equity is growing by about 48% per year across the filed financial years. Its solvency ranks better than 24% of 22,632 sector peers (NACE 47, financial year 2025). The company has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow ReportCompare
JARO'S LIQUID SOLUTIONSActiveChecked score 54/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811
1 site
Size
≈ €630,000turnover 2025, estimated
Equity
€16,952
Loss
-€25,364
Turnover estimated from the gross margin
Financial health
54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
2025 accounts 55 days early1 of 5 deeds summarised
Why 54raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearEquity €16,952 (2.6% of total assets)Sector: Retail trade (NACE 47)lowers riskSize: total assets €639,801Founded in 2001Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 32% of its sector peers (NACE 47, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 28-5
equity 2.6% of total assets
Liquidity 66+4
short-term debt 18.2% · cash 17.3%
Profitability 30-29
return on assets -4.0%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,259 companies, NACE 47, micro)
Last 24 months 11-2024: 0.2%lowest value 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.3%▲ +0.1 percentage points vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.4%▲ +0.1 percentage points vs 01-2026highest value 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.3%▼ -0.1 percentage points vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026
Credit of up to €500 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 1.59, compared with 1.83 in 2024, above the usual 1.5; short-term debt: 18.2% and cash: 17.3% of total assets), but 97.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 21% on solvency, 73% on liquidity, 25% on profitability and 9% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €639,801
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Equity €16,952 (2.6% of total assets)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Founded in 2001
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 22632 sector peers (2025).
NBB · sector comparison
Position among 22632 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 06-03-2026, 55 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
55 days early
2024
49 days early
2023
34 days early
2022
40 days early
2021
30 days early
2020
32 days early
2019
42 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 40 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 21 March (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end29-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€25,364
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: Among the weakest 9% on net resultsector median €5,089 · 22,613 companies -€25,364 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Active since 2001founded 30-03-2001 25 years View

By topic

Financials

Financial year
2025
Total assets
€639,801
Loss
-€25,364
Solvency
2.6%
Total assets▲ 21.6%
Net result
20192025
Go to Financials

Timeline

Events
28
Since
2002
Next accounts
by 30-04-2027
  1. 27-03-2024Annual accounts filed
  2. 12-12-2023Amendment of the articles · Legal-form change…
  3. 30-09-2023Highest result from 2019 to 2025
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of cars and light vans (up…NACE 47811
Founded
30-03-2001
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

Key facts about JARO'S LIQUID SOLUTIONS

What is the company number of JARO'S LIQUID SOLUTIONS?
0474.463.127. In Belgium the VAT number is the company number with BE in front: BE 0474.463.127.
Where is JARO'S LIQUID SOLUTIONS based?
The registered office is at Terluchtestraat 42a, 8020 Oostkamp.Company details
What does JARO'S LIQUID SOLUTIONS do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of JARO'S LIQUID SOLUTIONS?
Private limited company (BV).
When was JARO'S LIQUID SOLUTIONS founded?
On 30-03-2001.
Is JARO'S LIQUID SOLUTIONS still active?
Yes, JARO'S LIQUID SOLUTIONS is an active enterprise in the KBO register.
How many employees does JARO'S LIQUID SOLUTIONS have?
On average 0.8 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
What is the turnover of JARO'S LIQUID SOLUTIONS?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is JARO'S LIQUID SOLUTIONS profitable?
In financial year 2025, JARO'S LIQUID SOLUTIONS made a loss of €25,364.
Where can I find the annual accounts of JARO'S LIQUID SOLUTIONS?
JARO'S LIQUID SOLUTIONS filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of JARO'S LIQUID SOLUTIONS due?
By 30-04-2027, for financial year 2026.Timeline

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