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JARO CONSTRUCTIONS

Active
Private limited companyfounded 2024active for 2 yearsBuntstraat 11, 9220 Hamme (Vl.), BelgiumKBO/BCE: BE 1008.329.351
Summary

JARO CONSTRUCTIONS has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53,826 and a net result of €51,326. Its solvency ranks better than 43% of 650 sector peers (NACE 16, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Activity
Manufacture of other builders' carpentry and joinery
NACE 16230
1 site
Size
€155,236total assets 2025
Equity
€53,826
Profit
€51,326
Turnover not published (micro format)
Financial health
68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Structure
Accounts on time0 of 1 deed read
Why 68raises riskFounded in 2024Size: total assets €155,236Sector: Manufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials (NACE 16)lowers riskLiquidity: current ratio 0.96, cash €37,875Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 68% of its sector peers (NACE 16, micro)
Financial strength
Strong
Solvency 60
equity 34.7% of total assets
Liquidity 67
short-term debt 32.1% · cash 24.4%
Profitability 100
return on assets 33.1%
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (1,030 companies, NACE 16, micro)
Last 24 months 05-2025: 1.8% 06-2025: 1.9%▲ +0.1 percentage points vs 05-2025 07-2025: 1.9%● unchanged vs 06-2025 08-2025: 2.3%▲ +0.4 percentage points vs 07-2025 09-2025: 2.3%● unchanged vs 08-2025 10-2025: 2.6%▲ +0.3 percentage points vs 09-2025 11-2025: 2.9%▲ +0.3 percentage points vs 10-2025 12-2025: 2.9%● unchanged vs 11-2025 01-2026: 2.8%▼ -0.1 percentage points vs 12-2025 02-2026: 2.8%● unchanged vs 01-2026 03-2026: 3.0%▲ +0.2 percentage points vs 02-2026 04-2026: 3.2%▲ +0.2 percentage points vs 03-2026 05-2026: 3.2%● unchanged vs 04-2026highest value 06-2026: 1.0%▼ -2.2 percentage points vs 05-2026 07-2026: 1.0%● unchanged vs 06-2026 08-2026: 1.0%● unchanged vs 07-2026 09-2026: 1.0%● unchanged vs 08-2026 10-2026: 1.0%● unchanged vs 09-2026lowest value
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.96, below 1; short-term debt: 32.1% and cash: 24.4% of total assets), and 65.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 16, micro): better than 43% on solvency, 67% on liquidity and 95% on profitability.

The bankruptcy probability was computed on 15-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 0.96, cash €37,875
NBB · annual accounts
raises risk · Size: total assets €155,236
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Manufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials (NACE 16)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
on the day
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…

Key points

  • Positive: Among the best 12% on net resultsector median €8,992 · 651 companies €51,326 View
  • Total assets 2025first financial year filed €155,236 View
  • Active since 2024founded 12-04-2024 2 years View

By topic

Financials

Financial year
2025
Total assets
€155,236
Profit
€51,326
Solvency
34.7%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Manufacture of other builders' carpentry and joineryNACE 16230
Founded
12-04-2024
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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