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JARNO

Active
Private limited companyfounded 20232 yrs activeTrichterweg 113, 3690 Zutendaal, BelgiumKBO/BCE: BE 1002.347.619
Summary

The computed 12-month bankruptcy probability of JARNO is 7.9% (elevated). The 2025 annual accounts show negative equity (-€45,881) and a net result of -€55,881. Its solvency ranks better than 13% of 13617 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability0
Solvency0
Growth-
Track record67
Bankruptcy probability, 12 months
7.9% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.42; short-term debt: 128.6% and cash: 35.3% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-68.4%
Return on assets
-83.3%
Age of the figures
18 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 22-10-2025, 9 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
9 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

JARNO was incorporated on 16 November 2023 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Turnover
€612,738
EBIT margin
-8.7%
Net result
-€55,881
Working capital
-€50,305

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €67,102
Fixed assets €31,111
Current assets €35,991
Key figures and ratios
2025 value
EBITDA
-€48,597
Cash flow
-€51,137
Solvency
-68.4%
Current ratio
0.42
Quick ratio
0.29
Debt to equity
-2.46
ROA
-83.3%
Interest coverage
-14.69
Debt
€112,983
Debt ≤ 1 year
€86,296
Debt > 1 year
€26,687
Staff costs
€144,114

Peer companies

Historical observation

Of the 7,638 companies that looked in July 2024 the way this one looks now, 8.9% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.9% went bankrupt
5.6% stopped otherwise
85% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 7.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,638 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 47 lines
Balance sheet Code2025
Assets
Total assets20/58€67,102
Fixed assets21/28€31,111
Tangible fixed assets22/27€27,983
Plant, machinery and equipment23€25,484
Furniture and vehicles24€1,326
Other tangible fixed assets26€1,173
Financial fixed assets28€3,128
Current assets29/58€35,991
Stocks and contracts in progress3€11,190
Stocks30/36€11,190
Amounts receivable within one year40/41€306
Trade receivables40€306
Cash at bank and in hand54/58€23,660
Deferred charges and accrued income490/1€835
Equity and liabilities
Total equity and liabilities10/49€67,102
Equity10/15-€45,881
Contributions10/11€10,000
Profit (loss) carried forward14-€55,881
Amounts payable17/49€112,983
Amounts payable after more than one year17€26,687
Financial debts170/4€26,687
Amounts payable within one year42/48€86,296
Current portion of amounts payable after more than one year42€5,234
Financial debts43€728
Other loans439€728
Trade debts44€40,829
Suppliers440/4€40,829
Advances received on contracts in progress46€1,008
Taxes, remuneration and social security45€23,385
Taxes450/3€4,753
Remuneration and social security454/9€18,632
Other amounts payable47/48€15,112
Income statement Code2025
Turnover70€612,738
Goods, raw materials, services and sundry goods60/61€516,935
Remuneration, social security and pensions62€144,114
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,744
Other operating charges640/8€285
Gross operating margin9900€95,802
Operating profit (loss)9901-€53,341
Financial income75/76B€768
Recurring financial income75€768
Financial charges65/66B€3,308
Recurring financial charges65€3,308
Profit (loss) for the period before taxes9903-€55,881
Profit (loss) for the period9904-€55,881
Profit (loss) for the period to be appropriated9905-€55,881
Appropriation of the result
Profit (loss) to be appropriated9906-€55,881

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Turnover70€612,738
Goods, raw materials, services and sundry goods60/61€516,935
Remuneration, social security and pensions62€144,114
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,744
Other operating charges640/8€285
Gross operating margin9900€95,802
Operating profit (loss)9901-€53,341
Financial income75/76B€768
Recurring financial income75€768
Financial charges65/66B€3,308
Recurring financial charges65€3,308
Profit (loss) for the period before taxes9903-€55,881
Profit (loss) for the period9904-€55,881
Profit (loss) for the period to be appropriated9905-€55,881
Line2025
Assets
Total assets20/58€67,102
Fixed assets21/28€31,111
Tangible fixed assets22/27€27,983
Plant, machinery and equipment23€25,484
Furniture and vehicles24€1,326
Other tangible fixed assets26€1,173
Financial fixed assets28€3,128
Current assets29/58€35,991
Stocks and contracts in progress3€11,190
Stocks30/36€11,190
Amounts receivable within one year40/41€306
Trade receivables40€306
Cash at bank and in hand54/58€23,660
Deferred charges and accrued income490/1€835
Equity and liabilities
Total equity and liabilities10/49€67,102
Equity10/15-€45,881
Contributions10/11€10,000
Profit (loss) carried forward14-€55,881
Amounts payable17/49€112,983
Amounts payable after more than one year17€26,687
Financial debts170/4€26,687
Amounts payable within one year42/48€86,296
Current portion of amounts payable after more than one year42€5,234
Financial debts43€728
Other loans439€728
Trade debts44€40,829
Suppliers440/4€40,829
Advances received on contracts in progress46€1,008
Taxes, remuneration and social security45€23,385
Taxes450/3€4,753
Remuneration and social security454/9€18,632
Other amounts payable47/48€15,112
Line2025
Profit (loss) for the period9904-€55,881
+ Depreciation and write-downs630€4,744
Operating cash flow (approximation)-€51,137

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
22-10
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zutendaal · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
1,038 m²
Building footprint
185 m²
Volume, LiDAR
1,045 m³
Parcel 71067B1049/00A002, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JARNO
Trichterweg 113, 3690 ZutendaalFood and beverage service activities
since 20232.352.163.589
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71067B1049/00A002 Flanders 1,038 m² 1 · 185 m² 10.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Zutendaal2.352.163.589
1 permission
Toelating · Frituur · since 16-11-2023

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 21,853 companies in sector 56112 we hold annual accounts for 9,777. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded16-11-2023
Fiscal year end31-03
Activities, NACEBEL 2025
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
E-invoicing
Reachable via Peppol
Peppol ID 0208:1002347619
Also 9925:BE1002347619
Registered 10-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.