Skip to content

JARNE

Active
Private limited companyfounded 200916 yrs activeBelgiëlaan(HRT) 1, 2200 Herentals, BelgiumKBO/BCE: BE 0821.732.530
Summary

JARNE has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2.6m and a net result of -€58,734. Equity is shrinking by ~5.9% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability66▲+2
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €180,000 at 30 days acceptable
Liquidity ample (current ratio 6.28 against 1.73 in 2023; short-term debt: 2.2% and cash: 6.2% of total assets), and 11.1% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 16 years 0 20 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
88.9%
Return on assets
-2%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
18192021222324
2018 to 2024 · latest year -€58,734
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
44 d early
2024
37 d early
2023
12 d early
2022
40 d early
2021
58 d late
2020
61 d late
2019
22 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 5 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

JARNE was incorporated on 17 December 2009.1 Total assets fell from EUR 5.8 million in 2018 to EUR 2.9 million in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, abbreviated schema

Equity
€2.6m▼ 2.2%
2023 · €2.7m
Total assets
€2.9m▼ 3.4%
2023 · €3.0m
Net result
-€58,734▲ 50.6%
2023 · -€118,842
Working capital
€338,985▲ 176%
2023 · €122,987
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result-€215,569-€170,878▲ 20.7%-€77,955▲ 54.4%-€108,317▼ 38.9%-€46,645▲ 56.9%
Net result-€35,287-€179,706▼ 409%-€85,813▲ 52.2%-€118,842▼ 38.5%-€58,734▲ 50.6%
Equity€3.0m▼ 44.5%€2.9m▼ 5.9%€2.8m▼ 3.0%€2.7m▼ 4.3%€2.6m▼ 2.2%
Total assets€3.5m▼ 40.2%€3.3m▼ 5.9%€3.2m▼ 3.8%€3.0m▼ 4.4%€2.9m▼ 3.4%
Debt€452,838▲ 24.5%€426,357▼ 5.8%€387,563▼ 9.1%€368,563▼ 4.9%€324,111▼ 12.1%
Working capital-€39,321-€41,237▼ 4.9%€54,944€122,987▲ 124%€338,985▲ 176%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€300,000-€200,000-€100,000€0Operating result 2020: -€215,569-€215,569Net result 2020: -€35,287-€35,287Operating result 2021: -€170,878-€170,878Net result 2021: -€179,706-€179,706Operating result 2022: -€77,955-€77,955Net result 2022: -€85,813-€85,813Operating result 2023: -€108,317-€108,317Net result 2023: -€118,842-€118,842Operating result 2024: -€46,645-€46,645Net result 2024: -€58,734-€58,73420202021202220232024-€150,000-€100,000-€50,000€0Operating result 2022: -€77,955-€78,000Net result 2022: -€85,813-€85,800Operating result 2023: -€108,317-€108,000Net result 2023: -€118,842-€119,000Operating result 2024: -€46,645-€46,600Net result 2024: -€58,734-€58,700202220232024
The operating result stays negative: a loss of €46,645 in 2024 against €108,317 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.9m
Fixed assets €2.5m ▼ 7.9%
Current assets €403,183 ▲ 38.6%
Equity and liabilities €2.9m
Equity €2.6m ▼ 2.2%
Debt €324,111 ▼ 12.1%
Debt's share of the balance-sheet total falls from 12.2% to 11.1%. Equity and debt are lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€160,222▲
2023 · €106,135
Cash flow
€148,133▲
2023 · €95,610
Current ratio
6.28▲
2023 · 1.73
Debt to equity
0.12▼
2023 · 0.14
ROE
-2.3%▲
2023 · -4.5%
ROA
-2.0%▲
2023 · -3.9%
Interest coverage
11.38▲
2023 · 10.08
Debt ≤ 1 year
€64,199▼
2023 · €167,936
Debt > 1 year
€258,343▲
2023 · €199,771
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,688 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.

  • Small
  • 10 to 20 years old
  • solvency 30% or more
  • a small loss
0.5% went bankrupt
5.4% stopped otherwise
94% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,688 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 38 lines
Balance sheet Code20232024
Assets
Total assets20/58€3.0m€2.9m▼
Fixed assets21/28€2.7m€2.5m▼
Tangible fixed assets22/27€2.7m€2.5m▼
Land and buildings22€2.6m€2.5m▼
Other tangible fixed assets26€96,184€60,543▼
Current assets29/58€290,922€403,183▲
Amounts receivable within one year40/41€140,817€213,124▲
Other amounts receivable41€140,817€213,124▲
Cash at bank and in hand54/58€145,518€180,404▲
Deferred charges and accrued income490/1€4,588€9,656▲
Equity and liabilities
Total equity and liabilities10/49€3.0m€2.9m▼
Equity10/15€2.7m€2.6m▼
Contributions10/11€2.4m€2.4m=
Reserves13€632,228€632,228=
Distributable reserves133€632,228€632,228=
Profit (loss) carried forward14-€419,647-€478,381▼
Amounts payable17/49€368,563€324,111▼
Amounts payable after more than one year17€199,771€258,343▲
Financial debts170/4€199,771€258,343▲
Amounts payable within one year42/48€167,936€64,199▼
Current portion of amounts payable after more than one year42€23,024€47,304▲
Trade debts44-€1,513
Suppliers440/4-€1,513
Other amounts payable47/48€144,911€15,383▼
Accrued charges and deferred income492/3€857€1,570▲
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€214,451€206,867▼
Other operating charges640/8€77,408€37,831▼
Gross operating margin9900€183,542€198,054▲
Operating profit (loss)9901-€108,317-€46,645▲
Financial income75/76B-€1,995
Recurring financial income75-€1,995
Financial charges65/66B€10,525€14,085▲
Recurring financial charges65€10,525€14,085▲
Profit (loss) for the period before taxes9903-€118,842-€58,734▲
Profit (loss) for the period9904-€118,842-€58,734▲
Profit (loss) for the period to be appropriated9905-€118,842-€58,734▲
Appropriation of the result
Profit (loss) to be appropriated9906-€419,647-€478,381▼
Profit (loss) brought forward from the previous period14P-€300,805-€419,647▼

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€212,383€214,844€215,687€214,451€206,867▼ 3.5%
Other operating charges640/8-€32,349€33,256€77,408€37,831▼ 51.1%
Gross operating margin9900€74,542€76,316€170,989€183,542€198,054▲ 7.9%
Operating profit (loss)9901-€215,569-€170,878-€77,955-€108,317-€46,645▲ 56.9%
Financial income75/76B----€1,995-
Recurring financial income75€188,866---€1,995-
Financial charges65/66B-€8,828€7,858€10,525€14,085▲ 33.8%
Recurring financial charges65€8,583€8,828€7,858€10,525€14,085▲ 33.8%
Profit (loss) for the period before taxes9903-€35,287-€179,706-€85,813-€118,842-€58,734▲ 50.6%
Profit (loss) for the period9904-€35,287-€179,706-€85,813-€118,842-€58,734▲ 50.6%
Profit (loss) for the period to be appropriated9905-€35,287-€179,706-€85,813-€118,842-€58,734▲ 50.6%
Line20202021202220232024Change
Assets
Total assets20/58€3.5m€3.3m€3.2m€3.0m€2.9m▼ 3.4%
Fixed assets21/28€3.3m€3.1m€2.9m€2.7m€2.5m▼ 7.9%
Tangible fixed assets22/27€3.3m€3.1m€2.9m€2.7m€2.5m▼ 7.9%
Land and buildings22-€3.0m€2.8m€2.6m€2.5m▼ 6.8%
Other tangible fixed assets26-€166,166€134,208€96,184€60,543▼ 37.1%
Current assets29/58€145,868€139,618€218,854€290,922€403,183▲ 38.6%
Amounts receivable within one year40/41€9,533€9,298€84,817€140,817€213,124▲ 51.3%
Other amounts receivable41-€9,298€84,817€140,817€213,124▲ 51.3%
Cash at bank and in hand54/58€127,634€122,338€121,778€145,518€180,404▲ 24.0%
Deferred charges and accrued income490/1-€7,983€12,260€4,588€9,656▲ 110%
Equity and liabilities
Total equity and liabilities10/49€3.5m€3.3m€3.2m€3.0m€2.9m▼ 3.4%
Equity10/15€3.0m€2.9m€2.8m€2.7m€2.6m▼ 2.2%
Contributions10/11-€2.0m€2.4m€2.4m€2.4m=
Reserves13€770,702€1.1m€632,228€632,228€632,228=
Non-distributable reserves130/1-€440,000----
Reserves not available under the articles1311-€440,000----
Distributable reserves133-€632,228€632,228€632,228€632,228=
Profit (loss) carried forward14-€35,287-€214,992-€300,805-€419,647-€478,381▼ 14.0%
Amounts payable17/49€452,838€426,357€387,563€368,563€324,111▼ 12.1%
Amounts payable after more than one year17€267,519€245,372€222,795€199,771€258,343▲ 29.3%
Financial debts170/4-€245,372€222,795€199,771€258,343▲ 29.3%
Amounts payable within one year42/48€185,189€180,855€163,911€167,936€64,199▼ 61.8%
Current portion of amounts payable after more than one year42-€26,612€22,577€23,024€47,304▲ 105%
Trade debts44-€868€133-€1,513-
Suppliers440/4-€868€133-€1,513-
Other amounts payable47/48-€153,374€141,201€144,911€15,383▼ 89.4%
Accrued charges and deferred income492/3-€130€857€857€1,570▲ 83.3%
Line20202021202220232024Change
Profit (loss) for the period9904-€35,287-€179,706-€85,813-€118,842-€58,734▲ 50.6%
+ Depreciation and write-downs630€212,383€214,844€215,687€214,451€206,867▼ 3.5%
Operating cash flow (approximation)€177,096€35,139€129,874€95,610€148,133▲ 54.9%
Investment in fixed assets (approximation)--€14,908-€11,843-€4,542€8,580▲ 289%
Change in cash--€5,297-€560€23,740€34,885▲ 46.9%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
17-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
24-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Liquidity quadruplescurrent ratio 6.28
Current ratio from 1.73 to 6.28; short-term debt falls from €167,936 to €64,199.
19-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
21-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
27-09
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 58 days late
2021
31-12
Financial Weakest financial yearnet -€179,706
Net result drops to -€179,706, the lowest in the series; recovery starts the following year.
30-09
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 61 days late
2020
09-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial Highest result since 2018net €116,719 ▲8.9%
Operating result €28,373, net result €116,719, both a record.
24-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 2009
seat establishment The establishment unit on the map
Ground area
344 m²
Building footprint
343 m²
Volume, LiDAR
3,609 m³
Parcel 13011F0206/00G000, Flanders · tallest building 16.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
JARNE
Belgiëlaan(HRT) 1, 2200 HerentalsReal estate activities
since 20092.184.067.440
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13011F0206/00G000 Flanders 344 m² 1 · 343 m² 16.5 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded17-12-2009
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.