JARIS
ActiveJARIS has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.10M and a net result of €247k. Equity is growing by ~16.2% per year across the filed fiscal years. Its solvency ranks better than 76% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▲+9
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95k at 30 days acceptable
Liquidity short (current ratio 0.75 against 7.89 in 2024; short-term debt: 20.3% and cash: 15.1% of total assets), and 20.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.7%
Return on assets
17.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
64 d early
2023
40 d early
2022
on the day
2021
30 d early
2020
2 d early
2019
68 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.10M▲ 28.8%
2024 · €857k
2018: €421k
2019: €575k
2020: €519k
2021: €463k
2022: €565k
2023: €912k
2024: €857k
2018 → 2025
Total assets
€1.38M▲ 45.7%
2024 · €950k
2018: €607k
2019: €700k
2020: €607k
2021: €548k
2022: €708k
2023: €990k
2024: €950k
2018 → 2025
Net result
€247k▲ 149%
2024 · €99k
2018: €39k
2019: €153k
2020: €-8k
2021: €14k
2022: €101k
2023: €490k
2024: €99k
2018 → 2025
Working capital
€-69k
2024 · €639k
2018: €-55k
2019: €86k
2020: €17k
2021: €-52k
2022: €54k
2023: €677k
2024: €639k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€463k-€565k▲ 21.9%€912k▲ 61.4%€857k▼ 6.0%€1.10M▲ 28.8%
Operating result€17k-€20k▲ 16.6%€342k▲ 1,589%€101k▼ 70.5%€332k▲ 229%
Net result€14k-€101k▲ 645%€490k▲ 383%€99k▼ 79.8%€247k▲ 149%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 229% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.38M
Fixed assets
€1.17M▲ 438%
Current assets
€212k▼ 71.1%
Equity and liabilities €1.38M
Equity
€1.10M▲ 28.8%
Debt
€281k▲ 202%
The debt ratio rises from 9.8% to 20.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€333k▲
2024 · €101k
Cash flow
€247k▲
2024 · €99k
Solvency
79.7%▼
2024 · 90.2%
Current ratio
0.75▼
2024 · 7.89
Quick ratio
0.75▼
2024 · 7.89
Debt / equity
0.25▲
2024 · 0.11
ROE
22.3%▲
2024 · 11.5%
ROA
17.8%▲
2024 · 10.4%
Interest coverage
140.30▼
2024 · 687.22
Debt
€281k▲
2024 · €93k
Debt ≤ 1 year
€281k▲
2024 · €93k
Income taxes
€84k▲
2024 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€950k€1.38M▲
Fixed assets21/28€218k€1.17M▲
Tangible fixed assets22/27€0€3k▲
Land and buildings22€0-
Plant, machinery and equipment23-€3k
Financial fixed assets28€218k€1.17M▲
Current assets29/58€732k€212k▼
Amounts receivable within one year40/41€700k€3k▼
Trade receivables40€0€3k▲
Other amounts receivable41€700k€0▼
Cash at bank and in hand54/58€33k€209k▲
Equity and liabilities
Total equity and liabilities10/49€950k€1.38M▲
Equity10/15€857k€1.10M▲
Contributions10/11€6k€6k=
Reserves13€851k€1.10M▲
Distributable reserves133€851k€1.10M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€93k€281k▲
Amounts payable within one year42/48€93k€281k▲
Financial debts43-€17k
Credit institutions430/8-€17k
Trade debts44€1k€29▼
Suppliers440/4€1k€29▼
Taxes, remuneration and social security45€91k€72k▼
Taxes450/3€91k€72k▼
Other amounts payable47/48-€192k
Income statement
Code20242025
Non-recurring operating income76A€23k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0€357▲
Other operating charges640/8€140€288▲
Non-recurring operating charges66A€0-
Gross operating margin9900€101k€333k▲
Operating profit (loss)9901€101k€332k▲
Financial income75/76B€41k€0▼
Recurring financial income75€41k€0▼
Financial charges65/66B€147€2k▲
Recurring financial charges65€147€2k▲
Profit (loss) for the period before taxes9903€142k€330k▲
Income taxes67/77€43k€84k▲
Profit (loss) for the period9904€99k€247k▲
Profit (loss) for the period to be appropriated9905€99k€247k▲
Appropriation of the result
Profit (loss) to be appropriated9906€99k€247k▲
Transfer from equity791/2€153k€0▼
Transfer to equity691/2€99k€247k▲
To other reserves6921€99k€247k▲
Profit to be distributed694/7€153k€0▼
Return on contributions (dividend)694€153k€0▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €1MEq €1.10M ▲28.8%
5 profitable years in a row build equity to €1.10M.
28-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €490k ▲383%
Operating result €342k, net result €490k, both a record.
31-12
Financial
Liquidity times 7current ratio 9.67
Current ratio from 1.37 to 9.67; short-term debt falls from €143k to €78k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity quadruplescurrent ratio 1.37
Current ratio from 0.34 to 1.37.
31-12
Financial
Equity above €500kEq €565k ▲21.9%
2 profitable years in a row build equity to €565k.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-8k ▼105%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
07-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 68 days late
2019
31-12
Financial
Liquidity quadruplescurrent ratio 2.18
Current ratio from 0.50 to 2.18; short-term debt falls from €110k to €73k.
31-12
Financial
Equity above €500kEq €575k ▲36.4%
2 profitable years in a row build equity to €575k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Noorderlaan 752030 AntwerpenGround area
6.5 ha
Building footprint
3.1 ha
Volume, LiDAR
657,998 m³
Parcel 11807G1569/00C002, Flanders · tallest building 39.5 m, ±10 floors. Linked by address, not a title deed.
1 establishment unit
Noorderlaan 75, 2030 Antwerpen
since 19992.062.238.014
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11807G1569/00C002 | Flanders | 6.5 ha | 1 · 3.1 ha | 39.5 m · 10 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 26,758 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-02-1993
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.