Equity
€36,103 from €65,145 in 2007
Equity fell by 45% in 18 years.
JARIBO
Lifetime
19 annual accounts with figures on one time axis, 24 filings since 2002peak €134,273 (2008)
€30,652▲ 4.7%
lowest -€111,545 (2012)
€14,604▲ 0.3%
peak €65,145 (2007)
€36,103▲ 67.9%
€356,933▲ 5.2%
peak 2 FTE (2008)
-not published
Board1 name since 2001
1 directorLuppens Jan
Documentsfilings and deeds
20-08-202620 days late
2025micro format
Capital conversion 30-05Equity from €21,498 to €36,103Investments €53,700
Key points
from the 2025 annual accountsTurnover
≈ €93,000 estimated
The micro format states no turnover.
Debts
€356,933 91% of the balance sheet
Suppliers 12%Taxes and wages 0%Other 88%
Of this, €46,933 falls due within a year.
Investments
€53,700 3.4 × depreciation
Green is investment, beige is depreciation. Machinery stands 33.0% higher than in 2024.
Filings
24 annual accounts since 2002
Seven of the last ten came late. The 2018 accounts came latest: 92 days after the end of the period.
Position in the sector
9.2%
Lower solvency than 85% of companies in architecture and engineering. Sector median 53.9% · 11,794 companies.
Checked score
92
Excellent
Financially stronger than 49% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,829 companies (NACE 71, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025lowest value
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026highest value
09-2026: 0.1%▼ -0.1 percentage points vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Equity €36,103 (9.2% of total assets)
lowers risk
Size: total assets €393,036
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Liquidity: current ratio 6.47, cash €60,676
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 15% of them on solvency, 56% on liquidity, 37% on profitability and 86% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,083 companies had the same profile as JARIBO has now. Each dot stands for 3 companies, two years later.
96.8%
were still trading
2.2%
stopped another way
0.8%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of JARIBO itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,083 companies, not a prediction for JARIBO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.47 (10.57 in 2024), above the usual 1.5. Short-term debt is 11.9% and cash 15.4% of total assets. However, 90.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 11794 sector peers (2025).
NBB · sector comparisonPosition among 11794 sector peers
Solvency
better than 14%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €36,103
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
20 days late
2024
51 days early
2023
2 days early
2022
3 days early
2021
25 days late
2020
31 days late
2019
19 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 6 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Capital conversion
Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0475989688
Change of role: Luppens Jan, from statutory manager to statutory director
Reappointment: Luppens Jan (statutory director) · Director discharge: Luppens Jan · General meeting of 11-05-2022 · Gazette deed
Registered office moved to Merchtem
New registered office: Tertinden 30 te 1785 Merchtem · General meeting of 13-05-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JARIBO Merchtem | €393,036 | €30,652 | 9.2% | - |
| WATER ENVIRONMENT & CLIMATE PARTNER Landen | €430,873 | €36,612 | 53.5% | - |
| URBAN AGE Uccle | €374,600 | €34,843 | -75.4% | - |
| ABTis Kalmthout | €363,541 | €29,314 | 75.7% | - |
| Engitop Deinze | €389,236 | €29,356 | 32.5% | - |
| PEACS Perwez | €323,959 | €28,371 | 6.8% | - |
| GRADIENTS Nivelles | €445,767 | €32,787 | 43.5% | - |
These companies have the same main activity as JARIBO: engineering and related technical consultancy, excluding land surveyors (NACE 71121). They are comparable in size and age: total assets between €324,000 and €446,000, founded between 1997 and 2003.
Official details
Source: KBO- Status
- Active since 30-10-2001Normal situation
- Activity
- Engineering and related technical consultancy, excluding land surveyorsNACE 71121
- Establishment unit
- 2.100.469.8701785 Merchtem, since 27-11-2001
- Financial year end
- 31 December
- Peppol
- Reachable since 31-10-2023
Insights on JARIBO
JARIBO files the micro format. That format states no turnover. The gross margin fell from €66,096 in 2007 to €30,652 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JARIBO
- What is the company number of JARIBO?
- The company number of JARIBO is 0475.989.688. The VAT number is the same number with BE in front: BE 0475.989.688.
- Where is JARIBO based?
- The registered office is at Terlinden 30, 1785 Merchtem.Company details
- What does JARIBO do?
- According to the KBO register, the main activity is engineering and related technical consultancy, excluding land surveyors (NACE 71121).
- What is the legal form of JARIBO?
- JARIBO is a private limited company (BV).
- When was JARIBO founded?
- JARIBO was founded on 30-10-2001.
- Is JARIBO still active?
- Yes, JARIBO is an active enterprise in the KBO register.
- What is the turnover of JARIBO?
- The turnover in financial year 2025 is ≈ €93,000. This figure is estimated from the gross margin of €30,652 and 32 comparable companies (NACE 71121). It probably lies between €61,000 and €130,000.Financials
- Is JARIBO profitable?
- In financial year 2025, JARIBO made a profit of €14,604.
- Where can I find the annual accounts of JARIBO?
- JARIBO filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JARIBO due?
- JARIBO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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