Equity
€127,212 ▲ 37.9%
Jardinet | Avocat has made a profit in every financial year since 2021.
Jardinet | Avocat
Lifetime
5 annual accounts with figures on one time axispeak €79,142 (2023)
€56,302▼ 26.3%
peak €57,841 (2023)
€34,942▼ 35.5%
peak €127,212 (2025)
€127,212▲ 37.9%
€21,126▼ 82.5%
Board1 name since 2021
1 directorJardinet Matthieu
Documentsfilings and deeds
22-06-202639 days before the deadline
2025micro format
Gross margin from €76,445 to €56,302Result from €54,154 to €34,942Equity from €92,269 to €127,212Debts from €121,028 to €21,126
Key points
from the 2025 annual accountsTurnover
≈ €120,000 estimated
The micro format states no turnover.
Liquidity
6.72 was 1.63 in 2024
Short-term debts fell from €109,405 to €17,203.
Filings
5 annual accounts 3 late
The 2023 accounts came latest: 19 days after the end of the period.
At the same address
384 companies
Position in the sector
85.8%
Higher solvency than 84% of companies in legal and accounting. Sector median 56.8% · 15,828 companies.
Checked score
97
Excellent
Financially stronger than 79% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,107 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.1%▲ +0.1 percentage points vs 07-2025
09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026highest value
10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Sector: Legal and accounting activities (NACE 69)
Liquidity: current ratio 6.72, cash €72,454
Equity €127,212 (85.8% of total assets)
Figures for financial year 2025 (filed on 22-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 87% of them on solvency, 94% on liquidity, 62% on profitability and 75% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as Jardinet | Avocat has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Jardinet | Avocat itself is lower: < 0.1% within 12 months. It rests on far more data about Jardinet | Avocat than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for Jardinet | Avocat. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €12,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.72 (1.63 in 2024), above the usual 1.5. Short-term debt is 11.6% and cash 48.8% of total assets. 14.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
39 days early
2024
14 days late
2023
19 days late
2022
48 days early
2021
17 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 7 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 August (4 of the last 5 accounts filed within 53 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
JM
Jardinet Matthieu
Director, since 10-05-2021
- JARDINET Matthieu Alain Véronique Charles-Henry 500 sharesdeed of 17-05-2021
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0768338087
New establishment in Ixelles
Jardinet Avocat, Auguste Rodinlaan 18
Incorporation
Founding capital of €3,500, 500 shares · Founder: JARDINET Matthieu Alain Véronique Charles-Henry · JARDINET Matthieu Alain Véronique Charles-Henry holds all the shares · published on 17-05-2021 · Gazette deed
First establishment
Jardinet Avocat, Louizalaan 54, Brussels
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Jardinet | Avocat Brussels | €148,337 | €56,302 | 85.8% | - |
| FdAVOCAT Brussels | €164,774 | €50,208 | 60.7% | - |
| Losing my edge Uccle | €132,920 | €55,601 | 67.1% | - |
| BTRKK Schaerbeek | €140,722 | €58,492 | 91.4% | - |
| PARCHEGGIO Auderghem | €141,892 | €49,402 | 95.9% | - |
| VA LAW Brussels | €169,982 | €62,463 | 84.4% | - |
| Jin Woo KIM Uccle | €179,107 | €55,916 | 93.9% | - |
These companies have the same main activity as Jardinet | Avocat: activities of lawyers (NACE 69101). They are comparable in size and age: total assets between €133,000 and €179,000, founded between 2020 and 2022.
Official details
Source: KBO- Status
- Active since 12-05-2021Normal situation
- Registered office
- 385 active companies are registered at this address31 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- Activities of lawyersNACE 69101
- Establishment units
- 2.317.399.9771050 Brussels, since 12-05-2021
- 2.334.856.2171050 Ixelles, since 01-05-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 17-01-2026
Annual accounts 2025
- €148,337▼ 30.5%
- Filing
- Filed on 22-06-2026, 39 days before the end of the filing period
Insights on Jardinet | Avocat
Jardinet | Avocat files the micro format. That format states no turnover. The gross margin fell from €70,662 in 2021 to €56,302 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Jardinet | Avocat
- What is the company number of Jardinet | Avocat?
- The company number of Jardinet | Avocat is 0768.338.087. The VAT number is the same number with BE in front: BE 0768.338.087.
- Where is Jardinet | Avocat based?
- The registered office is at Louizalaan 54, 1050 Brussels.Company details
- What does Jardinet | Avocat do?
- According to the KBO register, the main activity is activities of lawyers (NACE 69101).
- What is the legal form of Jardinet | Avocat?
- Jardinet | Avocat is a private limited company (BV).
- When was Jardinet | Avocat founded?
- Jardinet | Avocat was founded on 12-05-2021.
- Is Jardinet | Avocat still active?
- Yes, Jardinet | Avocat is an active enterprise in the KBO register.
- What is the turnover of Jardinet | Avocat?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €56,302 and 85 comparable companies (NACE 69). It probably lies between €92,000 and €160,000.Financials
- Is Jardinet | Avocat profitable?
- In financial year 2025, Jardinet | Avocat made a profit of €34,942.
- Where can I find the annual accounts of Jardinet | Avocat?
- Jardinet | Avocat filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Jardinet | Avocat due?
- Jardinet | Avocat must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.