JARDINET

Active

Coöperatieve vennootschap met beperkte aansprakelijkheidfounded 199135 yrs activeRue de Baulet(THL) 12, 6536 Thuin, BelgiumKBO/BCE: BE 0442.462.035

Summary

JARDINET has been active since 1991 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags). The 2025 annual accounts show negative equity (-€256,680) and a net result of -€428. Equity remains stable across the filed fiscal years (±0.1% per year). The computed 12-month bankruptcy probability is 1.4% (low).

Risk analysisWatch Report Compare

JARDINETActiveChecked score 53/100

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€27,208total assets 2025

Equity: -€256,680
Loss: -€428

Turnover not published (abridged schema)

Financial health

53 Fair Checked score 2025

Bankruptcy chance 12 m: 1.4%

Structure

Accounts filed 24 d late

Why 53Capped at 59: negative equity- Negative equity -€256,680- Ex-officio strike-off in the KBO+ Size: total assets €27,208+ Founded in 1991Show the evidence

Checked score

Score 2025

53 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 20% of its sector peers (no NACE code, micro)

Performance against the sector, not lower risk

Negative equity caps the score at 59. Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 0=

equity -943.4% of total assets

Liquidity 2+2

short-term debt 916.1% · cash 1.4%

Profitability 34=

return on assets -1.6%

Bankruptcy probability, 12 months

1.4% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 3.0%highest value 12-2024: 1.3%▼ -57.8% vs 11-2024 01-2025: 1.3%● 0.0% vs 12-2024 02-2025: 1.3%● 0.0% vs 01-2025 03-2025: 1.3%● 0.0% vs 02-2025 04-2025: 1.3%● 0.0% vs 03-2025 05-2025: 1.3%● 0.0% vs 04-2025 06-2025: 1.3%▲ +3.5% vs 05-2025 07-2025: 1.4%▲ +3.6% vs 06-2025 08-2025: 1.4%▲ +0.3% vs 07-2025 09-2025: 1.5%▲ +13.2% vs 08-2025 10-2025: 2.0%▲ +28.7% vs 09-2025 11-2025: 3.0%▲ +50.0% vs 10-2025 12-2025: 0.9%▼ -70.3% vs 11-2025 01-2026: 0.9%● 0.0% vs 12-2025 02-2026: 0.9%● 0.0% vs 01-2026 03-2026: 0.9%● 0.0% vs 02-2026 04-2026: 0.8%▼ -12.9% vs 03-2026lowest value 05-2026: 0.8%● 0.0% vs 04-2026lowest value 06-2026: 0.8%▲ +1.9% vs 05-2026 07-2026: 0.8%▲ +4.1% vs 06-2026 08-2026: 0.8%▲ +1.1% vs 07-2026 09-2026: 0.9%▲ +13.9% vs 08-2026 10-2026: 1.4%▲ +47.6% vs 09-2026

Size: total assets €27,208 lowers the probability for this profile
Founded in 1991 lowers the probability for this profile
Negative equity -€256,680 raises the probability
Ex-officio strike-off in the KBO raises the probability

No credit on open account

Liquidity short (current ratio 0.11 against 0.11 in 2024; short-term debt: 916.1% and cash: 1.4% of total assets), and equity is negative.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 5%, liquidity 5%, profitability 23%, growth against the median 45%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Size: total assets €27,208

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Founded in 1991

In the bankruptcy model this factor lowers the probability for this profile.

KBO

Negative equity -€256,680

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Ex-officio strike-off in the KBO

In the bankruptcy model this factor raises the probability.

KBO publications

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

19202122232425

2019 to 2025 · latest year -€256,680

Filed after the deadline

The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 24-11-2025, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

24 d late

2024

27 d late

2023

28 d late

2022

25 d late

2021

29 d late

2020

16 d late

2019

5 d late

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 7 accounts on average 22 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Administrative warnings in the KBO publications

1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.

KBO publications

Publications

UBO non-compliance

Checked, nothing found (1)

The next deadline is still running

The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 27 November (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

31-03-2026 close04-10-2026 today31-10-2026 deadline