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JARDINAM

Active
Private limited company (pre-2019)·Landschapsverzorging· 10 yrs active
Open bankruptcy
KBO/BCE: BE 0644.482.252
Watch Print / PDF
Age10 yrs
Real estate1 parcel · 719 m²

Summary

Conclusion

the dossier summarised in one paragraph

A bankruptcy procedure is open for JARDINAM according to publications in the Belgian State Gazette. The file additionally contains 2 judicial reorganisations. The 2022 annual accounts show equity of €234 and a net result of €-22k.

Based on the State Gazette, CBE and 4 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Insolvency timeline

3 events
05-10-2023
Bankruptcy Opening
Date: 28-09-2023 · Tribunal de l’entreprise de Liège, division Namur · JARDINAM SRL RUE FERNAND COCHARD 10, 5020 FLAWINNE · Publications in State Gazette ↗

Signals

Insufficient current data: the most recent filed accounts (financial year 2022) are too old to derive current signals.

Filing behaviour

From the deposit records, complete market-wide
Filing behaviour not assessed
The register records an open bankruptcy. From that point the trustee files and the ordinary seven-month rhythm no longer governs. The register carries no start date, so we cannot tell which filings fall before it: we show the facts and do not assess the behaviour.
Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 30-08-2023, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 7 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2022, that is 31-07-2023.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 nothing on record not filed -
31-12-2023 31-07-2024 nothing on record not filed -
31-12-2022 31-07-2023 30-08-2023 30 d late 2023-00374606
31-12-2021 31-07-2022 31-08-2022 31 d late 2022-20363559
31-12-2020 31-07-2021 30-11-2021 122 d late 2021-79300145
31-12-2019 31-07-2020 28-08-2020 28 d late 2020-46700111
31-12-2018 31-07-2019 01-10-2019 62 d late 2019-67600355
31-12-2017 31-07-2018 27-08-2019 392 d late 2019-55700578
31-12-2016 31-07-2017 28-11-2018 485 d late 2018-73400082

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-22k
Working capital€2k-91.0%
Directors1

Annual accounts & ratios

Source: NBB · 2022
Annual accounts filed on 30-08-2023 with the NBB · fiscal year 2022 · micro
€-40k€-20k€0€20k€40kOperating result 2019: €6k€6kNet result 2019: €11k€11kOperating result 2020: €-28k€-28kNet result 2020: €-19k€-19kOperating result 2021: €35k€35kNet result 2021: €26k€26kOperating result 2022: €-9k€-9kNet result 2022: €-22k€-22k2019202020212022
Operating resultNet result
Sector comparison
Fiscal year 2022 · NACE 81, Cleaning & landscape services · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 0.3% 32.6%
better than 13% of 1136 sector peers
Net result €-22k €11k
better than 5% of 1132 sector peers
Equity €234 €22k
better than 13% of 1137 sector peers
Gross operating margin €77k €37k
better than 72% of 1132 sector peers
Staff costs €71k €35k
higher than 71% of 541 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P13
2020: P16 · n=2902021: P36 · n=6092022: P13 · n=11362020 2022
Stable position over 2020-2022 · n=290-1136
Net result P5
2020: P5 · n=2902021: P75 · n=6052022: P5 · n=11322020 2022
Stable position over 2020-2022 · n=290-1132
Equity P13
2020: P16 · n=2922021: P48 · n=6092022: P13 · n=11372020 2022
Stable position over 2020-2022 · n=292-1137
Gross operating margin P72
2020: P55 · n=2892021: P83 · n=6052022: P72 · n=11322020 2022
Improving position over 2020-2022 · n=289-1132
Describes the position versus peers, not a forecast.
EBITDA
€5k
-90.0% 19-22
Net profit
€-22k
- 19-22
Cash flow
€-8k
- 19-22
Total assets
€74k
-17.1% 19-22
Equity
€234
-98.9% 19-22
Working capital
€2k
-91.0% 19-22
Employees (FTE)
2
-26.7% 19-22
Staff costs
€71k
+2.8% 19-22
Show 11 other metrics
Income taxes
€-7k
- 19-22
Debt
€73k
+9.5% 19-22
Debt ≤ 1y
€57k
+101.8% 19-22
Debt > 1y
€16k
-57.6% 19-22
Current ratio
1.03
-41.4% 19-22
Quick ratio
1.03
-41.4% 19-22
Solvency
0.3%
-98.7% 19-22
Debt / equity
313.13
+10095.1% 19-22
ROE
-9208.3%
- 19-22
ROA
-29.3%
- 19-22
Interest coverage
1.68
-92.0% 19-22
Figures by fiscal year
Fiscal year2022
Depositmicro
Revenue-
EBITDA€5k
Net profit€-22k
Cash flow€-8k
Staff costs€71k
Income taxes€-7k
Dividends-
Total assets€74k
Equity€234
Debt€73k
of which ≤ 1y€57k
of which > 1y€16k
Working capital€2k
Employees (FTE)2.2
Ratios (computed)
2022
Current ratio1.03
Quick ratio1.03
Working capital ratio2.6%
Solvency0.3%
Debt / equity313.13
Long-term debt ratio70.12
Interest coverage1.68
Gross margin-
Net margin-
ROA-29.3%
ROE-9208.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2022
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€74k
Fixed assets 21/28€15k
Tangible fixed assets 22/27€14k
Financial fixed assets 28€340
Current assets 29/58€59k
Amounts receivable within one year 40/41€56k
Cash & bank 54/58€1k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€74k
Equity 10/15€234
Contributions / capital 10/11€12k
Reserves 13€2k
Accumulated profits (losses) 14€-14k
Amounts payable 17/49€73k
Amounts payable after one year 17€16k
Amounts payable within one year 42/48€57k
Trade debts payable within one year 44€18k
Income statement
Gross operating margin 9900€77k
Operating result 9901€-9k
Financial income 75€2
Financial charges 65€3k
Result before taxes 9903€-29k
Income taxes 67/77€-7k
Net result for the period 9904€-22k
Result to be appropriated 9905€-22k
This table shows the latest fiscal year. 3 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2022 · computed
0 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2022 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.

Directors

Directors & mandates

Not yet read from the acts

4 acts for this company are in the Belgian State Gazette, of which we have read 0. This is therefore not a statement about the company: we have not extracted its directors from those acts yet.

Insolvency mandates

1 mandate
Role Name Tenure Source
Curator OLIVIER GRAVY
CHAUSSEE DE DINANT 1060, 5100 04 WEPION
 28-09-2023 → present Belgian State Gazette

Legal Structure

NACE primary Landschapsverzorging(81300)
Legal form Private limited company (pre-2019)(015)
Incorporation14-12-2015
StatusActive
Postal code-
First BS signal 17-03-2023
Latest BS signal 05-10-2023

Structure & network

Ownership & control

No ownership or control structure found in the sources.

For this we read shareholding and parent/subsidiary relations from the acts in the Belgian State Gazette, plus the board seats that legal entities hold in one another. Nothing of the sort is published for this company, which is common: most Belgian companies do not publish a shareholding structure.

1 court or liquidation mandate is on record for this company. Such a mandate is a fact about the company itself, not about a tie to another one: two bankruptcies handled by the same receiver are two separate cases. They are listed under Directors & mandates.

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Establishment units

1 location
Jardinam
Exploitatie van bossen : houthakken en de productie van onbewerkt hout als mijnhout, gekloofde staken, palen en brandhout
since 20152.248.474.252
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area719 m²
Buildings1
Building footprint132 m²
Volume (LiDAR)1,035 m³
Tallest building9.9 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92043E0315/00A002 Wallonia 719 m² 1 · 132 m² 9.9 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

3 events from the State Gazette
05-10-2023
Bankruptcy Opening
Date: 28-09-2023 · Tribunal de l’entreprise de Liège, division Namur · JARDINAM SRL RUE FERNAND COCHARD 10, 5020 FLAWINNE · Publications in State Gazette ↗
Full insolvency chronology

The full chronology lists every recorded event with its date, the competent court and the appointed liquidator or administrator. It answers at which stage the proceedings stand and whether they are still running.

We hold 2 further earlier events in this file, covering 10-03-2023 to 28-09-2023.

Available in Kantoor S. See plans →

Time machine: BS events + macro context

2021-2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262023-03-17 · Judicial reorganisation · Opening2023-06-12 · Judicial reorganisation · Plan homologation2023-10-05 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event

Belgisch Staatsblad · acts

1 acts
Address history · 1
03-07-2023
Registered-office move
All acts · 1 updated 3 years ago
2023
03-07-2023 Registered office moved to Flawinne Registered-office change
  • Rue Osval Sambon 1 à 5020 Flawinne

Analysis

Financial profile

5 of 5 axes measured
Health0Profitability0Solvency12Growth32Stability0
9 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0
Profitability 0
Solvency 12
Growth 32
Stability 0

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 1,218 of the 21,158 companies in this sector. 52 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Landschapsverzorging81300Landschapsverzorging81300Exploitatie van bossen02200Exploitatie van bossen02200Bouwrijp maken van terreinen43120Bouwrijp maken van terreinen43120Overige werkzaamheden in verband met de afwerking van gebouwen43350Overige werkzaamheden in verband met de afwerking van gebouwen43390
Primary activity highlighted.
Names & trade names
Legal nameFR JARDINAM
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.